Fagbøger for børn og unge: penge

Som barn havde Robert T. Kiyosaki to fædre at se op til. Den ene var højtuddannet og hårdtarbejdende, men fattig. Den anden havde aldrig gjort skolen færdig, men blev alligevel rig. Rig far, fattig far beskriver de to fædres vidt forskellige måder at anskue penge og privatøkonomi på og viser, hvad læseren selv kan gøre for at blive rig og uafhængig.

Er du ung, og vil du gerne kunne købe den nyeste telefon, få råd til et sprogskoleophold i udlandet eller har du måske et kørekort, du gerne vil kunne betale selv, ude i horisonten? Så er det vigtigt, at du ved noget om penge og økonomi. I denne bog lærer du alt om netop dette. Du lærer, hvordan du sparer op til de ting, der er vigtige for lige præcis dig, og kommer rundt om alt det, du måtte have behov for at vide om penge, det gælder både lommepenge, fritidsjob, bankkonto og opsparing. Den fortæller også, hvordan du får dine penge til at blive til flere ved at starte med at investere tidligt i livet. Du finder også inspiration gennem en række interviews med andre unge i bogen. Om forfatterenFrederik Olesen læser til dagligt BSc in Business Administration and Project Management på CBS. Det er dog ikke lang tid siden, han selv var i teenagealderen, og han husker tydeligt mange af de tanker om økonomi, uddannelse og fremtidsdrømme, man som ung kan gå rundt med. Frederik har desuden en stor passion for investering, aktier og markederne, og han håber, at denne bog kan være med til sikre, at endnu flere unge kommer i gang med at investere. Sarah Ophelia Møss er kommunikatør, sociolog og bestsellerforfatter. Hendes passion er via inkluderende kommunikation at udbrede kendskabet til nye områder, på en måde som alle kan forstå. I 2019 blev Sarah valgt af Berlingske som en af landets 100 mest indflydelsesrige kvinder og bliver ofte anvendt som ekspert i kommunikation om finansiel inklusion af de store danske medier.

De økonomiske valg, du træffer som ung, kommer til at have stor indflydelse på resten af dit liv. Med denne bog ved hånden bliver du i stand til at træffe de gode økonomiske valg, som både giver dig frihed nu og gennem hele livet. Bogen er skrevet til dig, der er mellem 17 og 25 år, og som gerne vil have styr på din økonomi, så du har råd til alt det, du gerne vil. Det kunne være rejser, tøj, oplevelser, en bil eller caféture. Bogen gennemgår alle de emner, som du måske allerede ved eller har fået at vide, er vigtige, men også dem, som du endnu ikke har hørt om. I bogen lærer du, hvordan du lægger et budget, hvad glæderne ved en god opsparing er, og hvad faldgruberne ved ikke at have én er. Bogen kommer også rundt om valg af bank, hvordan gæld undgås og hvorvidt SU-­lån er en god idé for dig. Undervejs bliver du klogere på alt det, du som ung læser måtte have behov for at vide, og bogen vil formentlig være den bedste investering, du nogensinde vil gøre dig. Om forfatterenFrederik Askov Storm driver sin egen blog om ung privatøkonomi under ungmedpenge.dk. Her har han blogget i adskillige år til læsernes store fornøjelse. Frederik flyttede selv hjemmefra kort inden, han fyldte 18 år og mens han stadig gik i gymnasiet. Han har optimeret sin egen økonomi gået fra ingen opsparing til en god, solid opsparing som ung og studerende.

Hvad gør man, når man bliver sulten, og mor ikke længere vil overføre kebabpenge på MobilePay? Når man får gyseren ved at se en besked fra sin netbank? Og når ordet ansvarsforsikringer er på månen?Vi sender vores unge ud i verden efter en opvækst, hvor penge er usynlige og svære atforholde sig til. Men når man flytter hjemmefra, følger et ansvar i forhold til at få styr på økonomien – og forholde sig til den.Sofie Østergaards nye bog er en udogmatisk og inspirerende bog til unge om at tage økonomien i egne hænder og blive klogere på:→ Iværksætteri→ Investering→ At gøre sin hobby til en forretning→ Forsikring→ Leve billigt→ Årsopgørelse→ Boligkøb→ BankenSofie Østergaard, f. 1982, iværksætter, koreograf og tv-vært. Vært på radioprogrammet Overskud på Radio4. Hobbyinvestor samt indehaver af flere virksomheder og selskaber. Sofie debuterede med bestselleren Sparegrisanarkisten i 2022.

De fleste knokler for at tjene penge, men hvis du vil være rig, skal du lære, hvordan du skaber passiv indkomst. Forfatteren tager udgangspunkt i fire cashflow-kvadranter og viser, hvordan du kan bevæge dig hen til den kvadrant, hvor du kan blive rig.Rig fars guide til økonomisk frihed er den oplagte efterfølger til Rig far, fattig far. Her får du mere detaljerede strategier til at frigøre dig fra hamsterhjulet og tilværelsen som lønslave.

Hvis du har børn eller børnebørn, vil du sikkert gerne give dem en god økonomisk start på livet. I denne bog lærer du alt om, hvordan du gør netop det. Du får en grundlæggende viden om børneopsparing, samti­dig med at du får masser af inspiration og bliver klogere på alle de mulig­heder, der er, både som forældre, bedsteforældre og øvrige familiære relationer. Børns opsparinger udhules over hele landet i takt med at børnene bliver ældre, fordi pengene ikke investeres. Samtidig kan mange børn opnå et skattefrit afkast, hvis deres opsparing investeres på den rette måde. Når du har læst bogen, ved du, hvordan du investerer pengene på den mest optimale måde. Bogen gennemgår også de mange mulige kontotyper, regler for pengegaver mellem familiemedlemmer og hvem der kan bidrage til dit barns opsparing. Med denne bog ved hånden kommer du godt i gang med at investere dine børns opsparing. Om forfatterenJacob Munk-­Stander er ekspert inden for opspa­ring til børn. Gennem en årrække har han researchet emnet, og han er utvivlsomt den i landet, der ved mest opsparinger til børn. I dag er han co­founder og CEO i virksom­heden Tobi, der gør det nemmere for dig at investere dine børns opsparinger, så de både giver fornuftige afkast og børnene gode betingelser som voksne.

En bog primært til unge, som er på vej til, eller påtænker inden for en kortere årrække, at flytte hjemmefra. Selvom bogen, som udgangspunkt, er skrevet til unge, kan den også med fordel læses af dig, som gerne vil have styr på og/eller mere luft i din privatøkonomi. Bogen giver indblik i emnerne Budget & Opsparing, Bilkøb, Lejebolig & Ejerbolig, Abonnementer, El & Varme, Forsikringer og Møbler & Andre Anskaffelser. Der er ingen løftede pegefingre, men kun facts, egne erfaringer og gode råd samt links til pålidelige og uafhængige hjemmesider. Mange opfatter det at spare - og opspare - som noget negativt, men ved at finde det billigste mobilabonnement, den billigste forsikring m.v., bliver der penge til sjovere ting, som f.eks. rejser og gode oplevelser. Mange unge lærer desværre ikke om privatøkonomi, inden de flytter hjemmefra og skal stå på egne ben. Dette har bl.a. medført, at et stort antal unge er registreret i RKI. Bogen er skrevet i et letforståeligt sprog med sjove illustrationer, og er på bare 44 sider.

Do you want to be in charge of YOUR financial future? Here's the secret playbook to money management, investment, debt navigation, and more... all tailored for teens! Imagine a Saturday morning... Your phone buzzes, lighting up with excited texts from friends. They're planning the ultimate weekend adventure - movies at the coolest cinema in town, arcade games, mouth-watering burgers, and endless laughter. But then you glance at your wallet. A lonely $5 bill stares back... not even enough for a ticket at the discount theater. Frustration turns into panic as you scroll through complicated part-time job applications online. Words like 'savings,' 'investments,' and 'budgeting' taunt you like a secret code you just can't crack. While your friends are sharing jokes and making plans, you are left with that gnawing worry that you'll always be playing catch-up. Does that hit close to home? You're not alone... A staggering 54% of teens find themselves feeling overwhelmed and unprepared to handle the financial roller coaster waiting in the world of adulting. But wait - your superhero has arrived! It's not a bird, it's not a plane; it's a step-by-step manual to conquering the money game, living the dream, and never missing out on fun with friends again. Whether it's snagging that perfect job, making your money dance to your tune, or even becoming the next teen investment whiz - this guide is your backstage pass to the world of financial freedom. Here's just a select sample of what you'll discover within: ¿ A step-by-step guide to earning your first dollars, even if you've never worked a day in your life¿ 15 debunked myths to open your eyes to a whole new money game (#7 will make you rethink everything you've heard about happiness and wealth)¿ How to save for the things you REALLY want, without sacrificing fun¿ 10 creative budgeting games to transform your financial future - no boring lectures required!¿ A foolproof guide to staying out of debt - discover how to navigate loans, credit cards, and more like an adult¿ How to plan for college without burying yourself in debt (and still have enough to go on that dream road trip after graduation)¿ Emergency Prep 101 - be ready for anything with financial emergency plans that won't give you a headache¿ 12 proven and effective ways to diversify your investments - No more fear of putting all your eggs in one basket¿ 8 engaging exercises and gamified strategies to spice up your road to financial freedom And much more! Think this is too complex for you? Think again! This book breaks down everything into teen-friendly language, relatable examples, and actionable strategies... even if you're starting from scratch. No boring graphs, no lectures that make your eyes glaze over, no big words that belong in a boardroom. Just real-life wisdom, straight talk, and friendly advice that feels like it's coming from your coolest older sibling.Ready to transform your financial game and be the master of your own money? Scroll up and click "Add to Cart" right now.

Do you want to be in charge of YOUR financial future? Here's the secret playbook to money management, investment, debt navigation, and more... all tailored for teens!Imagine a Saturday morning...Your phone buzzes, lighting up with excited texts from friends.They're planning the ultimate weekend adventure - movies at the coolest cinema in town, arcade games, mouth-watering burgers, and endless laughter.But then you glance at your wallet. A lonely $5 bill stares back... not even enough for a ticket at the discount theater.Frustration turns into panic as you scroll through complicated part-time job applications online. Words like 'savings,' 'investments,' and 'budgeting' taunt you like a secret code you just can't crack.While your friends are sharing jokes and making plans, you are left with that gnawing worry that you'll always be playing catch-up.Does that hit close to home? You're not alone...A staggering 54% of teens find themselves feeling overwhelmed and unprepared to handle the financial roller coaster waiting in the world of adulting.But wait - your superhero has arrived!It's not a bird, it's not a plane; it's a step-by-step manual to conquering the money game, living the dream, and never missing out on fun with friends again.Whether it's snagging that perfect job, making your money dance to your tune, or even becoming the next teen investment whiz - this guide is your backstage pass to the world of financial freedom.Here's just a select sample of what you'll discover within: A step-by-step guide to earning your first dollars, even if you've never worked a day in your life15 debunked myths to open your eyes to a whole new money game (#7 will make you rethink everything you've heard about happiness and wealth)How to save for the things you REALLY want, without sacrificing fun10 creative budgeting games to transform your financial future - no boring lectures required!A foolproof guide to staying out of debt - discover how to navigate loans, credit cards, and more like an adultHow to plan for college without burying yourself in debt (and still have enough to go on that dream road trip after graduation)Emergency Prep 101 - be ready for anything with financial emergency plans that won't give you a headache12 proven and effective ways to diversify your investments - No more fear of putting all your eggs in one basket8 engaging exercises and gamified strategies to spice up your road to financial freedomAnd much more!Think this is too complex for you? Think again!This book breaks down everything into teen-friendly language, relatable examples, and actionable strategies... even if you're starting from scratch.No boring graphs, no lectures that make your eyes glaze over, no big words that belong in a boardroom.Just real-life wisdom, straight talk, and friendly advice that feels like it's coming from your coolest older sibling.Ready to transform your financial game and be the master of your own money? Scroll up and click "Add to Cart" right now.

Uundværlig og uimodståelig håndbog i alt fra badeværelsesafkalkning til SU-lån,skrevet så du pludselig får lyst til at læse mere om lejeloven.Velkommen til en bog om de mest kedelige emner, du kan forestille dig. Faktisk så kedelige, at du højst sandsynligt ikke har spildt mange minutter på at sætte dig ind i dem.Dog er vores samfund skruet sammen på en sådan måde, at du vil få svært ved at undgå dem. Du kan gøre et forsøg, men det vil kræve, at du øjeblikkeligt klipper dit sygesikringskort over, flytter til Papua New Guinea og undgår al kontakt med den øvrige civilisation resten af dine dage. Efter en uges tid med bølgeskvulp og brøleabeskrig vil du formodentligt ønske, du havde taget kampen op og blot læst denne bog i stedet.Kort sagt er Guide til Voksenliv en hjælp til at blive et selvstændigt voksent menneske – eller så godt som det nu kan lade sig gøre.Her får du en introduktion til det univers af nye dagligdagsbegreber, der venter på den anden side af myndighedsalderen.Bogen kan læses fra ende til anden, men fungerer også ideelt som opslagsværk, når du står og mangler viden om boligstøtte, bilforsikring, eller hvordan du bedst udnytter din fryseboks. Det er den oplagte flytte- hjemmefra-gave til en ung, eller mental ung, person.

For use in schools and libraries only. A comprehensive first guidebook to earning, saving, and investing money. Written in a humorous but informative voice that engages young readers, it's the book that every parent who wants to raise financially savvy and unspoiled children should buy for their kids. It is packed with lively illustrations that make difficult concepts easy to understand all as a way of building financial literacy, good money decision-making, and the appreciation of a hard-earned dollar.

The stories of business moguls like Warren Buffet, Mary Kay Ash and Magic Johnson fascinated me. All of them have a diversified financial portfolio. They inspired me to want more in life. I was unsure how to do it, but the desire was created. Their unparalleled business acumen and the ability to diversify, creating a myriad of revenue streams, inspired me to envision a life beyond the constraints of financial instability. As someone who had long lived paycheck to paycheck, the realization struck hard - I needed to chart a different course if I ever wanted to break free from the cycle of financial uncertainty. This is the story of my journey, a quest for financial independence and a determination to carve out a path that leads to prosperity based on biblical principles. The realization of changing my life hit me like a lightning bolt during a particularly challenging month. I had just paid my car note, utilities, and other necessities, leaving me with a paltry amount that vanished before I could even catch a breath. The fragility of relying on a single income source became glaringly apparent, and I knew I needed to make a change.

Craving financial independence? Overcome age barriers and skyrocket your wealth-building journey. Read on to find out how!Imagine stepping into a world where you not only understand how money works, but you also control what happens with your money in the future.In this world, you're not just watching from the sidelines; you're the master of your financial destiny.No more feeling lost or uncertain - instead, you'll feel sure of yourself and ready to guide your way to success.Say goodbye to the idea that you must be a math whiz to understand money matters. Handling money isn't about hard math problems, it's about making wise decisions.And did you know that saving money is like having a special pass to do cool stuff?Whether you want to buy your first car or start your own teen business, saving helps you do it.You might have heard that only grown-ups can save and invest, but that's not true.You can make your money grow, too, even when you start small. In this guide, you will discover:The skills to set the stage for a future where you have the keys to your financial kingdom. Even if you're just getting started on this money adventure, you'll master the important things that will stick with you for lifeThe FUNDS framework that will guide you every step of the way - from understanding online banking to exploring your dream careerThe surefire way to stay clear of money traps that lead to long-lasting money troubles and prevent you from reaching your dreamsHow to change the way you think about money and feel more confident about your money choices, even if dealing with money seems overwhelming right now.The magic of compound growth - it's like planting a money tree that grows on its own even if you only have a few dollars to start investingThe secret to becoming an entrepreneur even though you're just a teenA step-by-step guide to easy budgeting without giving up all the fun stuff you enjoy!And much more.Starting early is the best way to set yourself up for success. Understanding money now will help you make smart choices and give you a head start in building wealth.While enjoying your money is important, managing it wisely will give you more freedom and options in the future.

Unlock Financial Freedom as a Young Adult!Discover Life-Changing Hacks to Eliminate Money-Stress and Build Wealth for Your Future!Are you tired of feeling lost when it comes to money? Overwhelmed by where to begin, student loans, and the mysterious world of finance? Get ready to break free from the shackles of money-stress and embark on a journey toward financial success with The Essential Guide to Personal Finance for Teens and College Students.Inside this transformative guide, you'll discover a treasure trove of practical hacks and expert advice, carefully crafted to empower you to take control of your financial destiny. Say goodbye to the daunting complexities of personal finance and say hello to a bright and prosperous future!What You'll Gain:Master Money Management: Learn the art of budgeting, saving, building credit, and investing like a pro, all while juggling the demands of being a young adult.Wellness: Learn the basics of mental wellness and how it ties into financial wellnessCrush Debt: Say farewell to overwhelming loans and credit card debt by harnessing powerful debt-reduction strategies that actually work.Digital Financial Savvy: Navigate the online world with confidence as you learn about online banking and investing apps.Unlock Wealth-Building: Uncover secrets to building wealth even on a tight budget. Yes, it's possible!Financial Freedom Blueprint: Craft your unique financial roadmap that will guide you through college, into your dream career, and beyond!Comprehensive and accessible with real-life success stories and practical exercises to help you make sound decisions and get ahead-this book is your Financial North Star. No matter how old you are or where you are in life, it's never too late to take hold of your finances and plan for a more abundant and less-stressed future. If you're looking to invest in yourself or if you know of someone who needs to jumpstart their financial future, then pick up a copy of this book!

Join Molly on an adventure through time and space to explore inventions that changed the world. See the impact of these inventions and imagine how new inventions like Bitcoin can impact the future through 27 rich illustrations.

This straightforward guide provides the fundamental information high school teens need to understand money matters. This second edition of Personal Finance for Teens covers: Keys to crafting job-winning resumesCreating a successful spending planEvaluating college financial aidManaging credit scores and avoiding credit card debtEvaluating the cost of car ownershipStarting retirement savingsThis book provides the vital personal finance information teens need to know as they transition to living away from home. It's the book every teen needs to read before their finances become more complicated. And it's also a great guide for parents or grandparents wanting to assist their teens in understanding basic money matters.

"A first car is a young person's ticket to independence and responsibility. A lot is involved in the process of this purchase: how to decide what to buy, what is affordable, how much may be owed in taxes, and what the insurance options are. This information-packed volume helps readers learn how to negotiate the purchase price, whether they are entitled to a warranty, and how to get a loan. Tips include the particulars of service contracts, fuel conservation, hybrid options, and how to maintain the vehicle."--

"This informative volume guides readers through finding work, understanding pay scales and benefits, and learning about hours and schedules. Advice on how to budget and save and what to expect when it comes to taxes round out what to expect from the employment process."--

Monster Jam kommer til Nørreå, og de to venner Lucas og Mikkel har ingen penge til billetter. De ser kun én løsning: De må blive kapitalister og score kassen! Men det skal gå hurtigt, og undervejs er der mange problemer og hård konkurrence fra andre, der måske er endnu smartere end dem. Kan Lucas og Mikkel nå at blive succesfulde kapitalister, inden det er for sent?

Jacob tiene grandes sueños de pasar tiempo con sus amigos, montar bicicleta y construir recuerdos. Pere hay un problema...¡no tiene la bicicleta! En La gran idea de Jacob; acción tras la vision, Jacob, con la ayuda de su abuelo, aprende 7 principios claves que lo llevan por un viaje de autodescubrimiento y lo empiedran para alcanzar sus metas. Lo UNICO que necesita es un poco de fe...¡y acción!