The Greatest Enemy is You ! - Tim Chang - Bog

I'm here to highligh the financial challenges facing most North Americans, who are struggling in one of the richest continents in the world. But the reality is 5% of the world population owns 90% of the wealth, leaving the remaining 95% with only 10%. This is not by accident, social engineering through government design, or the "Almighty" God. The biggest thing holding you back is you.