Risikovurdering

Are You Ready to Transform Your Financial Life? If you're like most people, managing your finances feels like an uphill battle. No matter how hard you try to budget, save, and invest, you just get by financially. What if I told you it doesn't have to be this way? Can you take control of your money, reduce stress, and secure your financial future? After coaching over 7,000 people on achieving financial prosperity, I've seen firsthand what it takes to thrive financially. It requires the proper knowledge, skills, and, most importantly, a Money Mindset. Any financial advice is just empty information without transforming how you think about money. That's why I wrote this book. In MONEY AND CHOICES, I'll guide you through the mental shifts and essential money skills you need to take charge of your finances. With my proven framework, you'll learn how to: Adopt empowering money mindsets so you make wiser financial choicesBecome financially literate - understand the game of money Shift from a scarcity to an abundance mentalityUse my secret budgeting tricks to save more without sacrificeWipe out debt fast while still living your lifeMake saving and investing a habitTake control of your financial future With over seven years of experience, I'm the perfect partner to help you navigate the complex world of personal finance. This book provides clear action steps you can immediately apply to start transforming your money situation. Follow along in your journal as you implement impactful money moves. Build confidence with each small win. You'll be shocked at how fast your finances improve when you combine essential skills with the right mindset. I'll be there motivating you through real-life stories and guidance. Together, we'll create the financial future you deserve. Don't wait another day - invest in yourself now and take control of your money! Order MONEY AND CHOICES today and get started!

I eventyr får helten succes ved risikovillighed, selvtillid og målfokus. Disse tre egenskaber er højt skattede i bøger om vejen til succes. Skiftende regeringer har bebrejdet danskerne at være for lidt risikovillige, selvtillidsfulde og målfokuserede. I eventyr vinder helten prinsessen og det halve kongerige – og det hele, når kongen dør. Altså den ultimative succes. Et overset problem er, at de nævnte egenskaber førte et stort antal uheldige friere til en tidlig død. Måske var de klogeste i eventyrene de aldrig omtalte ”ikke-friere”, der satsede på en gårdmandsdatter fremfor den næsten stensikre død ved prinsessefrieri. Bogen kaster et ironisk blik på dyrkelsen af de store ”succesjægere” og advarer mod at være ”bagland” for sådanne personer, ligesom den kaster et kritisk blik på offentlig erhvervspolitik med overdreven vægt på iværksættere. Bogen diskuterer blandt andet følgende spørgsmål i forbindelse med succes: - Er selvtillid en god egenskab? - Er risikovillighed en god egenskab? - Er der for få iværksættere i Danmark – eller for mange? - Arbejder danskere for lidt eller for meget? - Er dansk økonomisk politik for testoteron-præget?

This book provides insights from research and practice in how organizations were able to sustain resilience in their global supply chains during the COVID-19 pandemic and to advance the understanding of supply chain risk management. The chapters highlight the lessons learned, insist on new models for resilience, suggest improved supply chain risk methodologies and bridge the gap between research and practice. It helps readers acquire greater knowledge, strategic approaches, new methods, and practical tools for ensuring global supply chain resilience.

This book provides an investor-friendly presentation of the premises and applications of the quantitative finance models governing investment in one asset class of publicly traded stocks, specifically real estate investment trusts (REITs). The models provide highly advanced analytics for REIT investment, including: portfolio optimization using both historic and predictive return estimation; model backtesting; a complete spectrum of risk assessment and management tools with an emphasis on early warning systems, risk budgeting, estimating tail risk, and factor analysis; derivative valuation; and incorporating ESG ratings into REIT investment. These quantitative finance models are presented in a unified framework consistent with dynamic asset pricing (rational finance). Given its scope and practical orientation, this book will appeal to investors interested in portfolio optimization and innovative tools for investment risk assessment.

In a world of financial uncertainty, where markets ebb and flow with unpredictability, "The Strategic Slide" showcases an approach that doesn't just promise profits, but assures consistent and sustainable gains. This unique strategy draws parallels with the well-known concept of averaging down, but refines it to a fine art. By strategically acquiring more of a valued asset at opportune moments, "The Strategic Slide" effectively lowers the average cost per unit. What truly sets this method apart is its meticulous criteria for stock selection and precise entry points, culminating in an enviable reward-to-risk ratio. The author, a seasoned practitioner, has mastered this technique through repeated application and provides real trade examples with charts showing exact entry and exit points as well as rationale behind the trades. Embracing "The Strategic Slide" requires no complex formulas or arcane knowledge. Armed with just a handful of key indicators, you'll be empowered to perform insightful analyses that can potentially reshape your investment journey.

Data publikacji: 2023. Wydrukowane w czerni i bieli.Makroekonomia - Podstawy to polska adaptacja podr¿cznika Principles of Macroeconomics 3e. Publikacja przeznaczona jest dla trwaj¿cych jeden semestr zaj¿¿ z podstaw makroekonomii. Tre¿¿ dopasowano pod wzgl¿dem zakresu i uk¿adu do praktyki dydaktycznej stosowanej na wi¿kszöci polskich uczelni prowadz¿cych takie zaj¿cia. Ponadto polskie wydanie wzbogacono o liczne adaptacje kulturowe.Ze wzgl¿du na ró¿norodnö¿ terminologii z zakresu makroekonomii obowi¿zuj¿cej na polskich uczelniach, we wspó¿pracy z dydaktykami z 10 uczelni w Polsce wprowadzili¿my synonimy terminów w sekcji Kluczowe poj¿cia na köcu kädego rozdziäu. Zabieg ten sprawia, ¿e podr¿cznik jest uniwersalny i odnajdzie si¿ w nim student kädej uczelni w Polsce. Dla jasnöci przekazu i wygody studentów w obecnym wydaniu nie zostäy uwzgl¿dnione te zagadnienia z Principles of Macroeconomics 3e, które na polskich uczelniach typowo s¿ prowadzone na kursie mikroekonomii.

This book introduces a state-of-art approach in evaluating portfolio management and risk based on artificial intelligence and alternative data. The book covers a textual analysis of news and social media, information extraction from GPS and IoTs data, and risk predictions based on small transaction data, etc. The book summarizes and introduces the advancement in each area and highlights the machine learning and deep learning techniques utilized to achieve the goals. As a complement, it also illustrates examples on how to leverage the python package to visualize and analyze the alternative datasets, and will be of interest to academics, researchers, and students of risk evaluation, risk management, data, AI, and financial innovation.

Compliance has long been identified by scholars of white-collar crime as a key strategic control device in the regulation of corporations and complex organisations. Nevertheless, this essential process has been largely ignored within criminology as a specific subject for close scrutiny - Corporate Compliance: Crime, Convenience and Control seeks to address this anomaly. This initiating book applies the theory of convenience to provide criminological insight into the enduring self-regulatory phenomenon of corporate compliance. Convenience theory suggests that compliance is challenged when the corporation has a strong financial motive for illegitimate profits, ample organisational opportunities to commit and conceal wrongdoing, and executive willingness for deviant behaviour. Focusing on white-collar deviance and crime within corporations, the book argues that lack of compliance is recurrently a matter of deviant behaviour by senior executives within organisations who abuse their privileged positions to commission, commit and conceal financial crime. 

This book provides an end-to-end view of revenue management in the hospitality industry.  The book highlights the origins of hotel reservations systems and revenue management, challenges unique to hotels, revenue management models, new generation retailing, and personalization and steps required to remain competitive in the marketplace. This book is intended for practitioners to understand the basics and have a comprehensive view of the impacts of revenue management on product distribution, reservations, inventory control, including the latest advances in the field of attribute-based room pricing and inventory control.There are several aspects of revenue management that are not covered in books and journal articles such as hotel pricing, hotel fully allocated costs, content parity, impact of Online Travel Agencies on hotels, competitive revenue management and attribute-based room pricing and inventory control which represents the last frontier in hotel revenue management with intelligent retailing. Leveraging emerging technologies, such as Artificial Intelligence and Blockchain and the future state of revenue management, are also addressed.

Enterprise risk management has always been important. However, the events of the 21st Century have made it even more critical. The top level of business management became suspect after scandals at ENRON, WorldCom, and other business entities. Financially, many firms experienced difficulties from bubbles. The problems of interacting cultures demonstrated risk from terrorism as well, with numerous terrorist attacks, to include 9/11 in the U.S. Risks can arise in many facets of business. Businesses in fact exist to cope with risk in their area of specialization. Financial risk management has focused on banking, accounting, and finance. We have discussed several aspects of risk, to include information systems, disaster management, and supply chain perspectives. The bulk of this book is devoted to presenting a number of operations research models that have been (or could be) applied to enterprise supply risk management, especially from the supply chain perspective.

This book showcases how the latest and most advanced types of analytical modeling and empirical analysis can help to create value in the global supply chain. Focusing on practical relevance, it shares valuable management insights and addresses key issues in operations management (OM), demonstrating how past research has led to various practices and impacts, while also exploring the aspirations of the latest research. It presents current research on various topics such as global supply chain design, service supply chains, product design, responsible supply chains, performance and incentives in operations, data analytics in health services, new business models in the digital age, and new digital technology advances such as blockchain. In addition, it presents practical case studies on the aforementioned topics.Beyond the value of its contents, the book is intended as a tribute to Professor Morris Cohen, who has been a major contributor to advancing the research frontier in operations management and a driving force in shaping the field.Given its scope, the book will appeal to a wide readership, from researchers and PhD students to practitioners and consultants.

This groundbreaking literary collaboration spearheaded by Dr. Constance Craig-Mason, MRFC® is set to change the financial landscape for BIPOC families and small business owners across the nation. "Money TALK$ Vol III" is a remarkable book author by 24 accomplished, African American financial thought-leaders from across the world, each bringing their unique expertise to the table. This collective effort aims to ignite a spark of financial wisdom, empowerment, and lasting change within communities that have been historically underserved. The foreword is penned by Les Brown, one of the world's renowned motivational speakers and voted one of the Top Five Outstanding Speakers Worldwide by Toastmasters International.Financial literacy is a cornerstone of financial well-being, and this book is designed to break down complex financial concepts into digestible, actionable insights. "Money TALK$ Vol III" is not just another finance book; it's a movement, catalyst for change and one part of a two-part emergency savings tool kit aimed at breaking down barriers and promoting financial empowerment. It's a call to action for BIPOC families and small business owners to take control of their financial future. Through a combination of accessible language, relatable stories, and practical advice, this book equips readers with the knowledge and tools they need to secure their financial future.¿¿¿¿¿¿¿One of this book's primary objectives is to help readers establish a $1,000 emergency savings fund, a goal that often eludes many households. According to a 2023 Bankrate statistic, a startling 57% of adult Americans are unprepared for a $1,000 financial emergency, making them vulnerable to unexpected crisis. "Money TALK$ Vol III" offers practical, step-by-step guidance and a Paycheck Power BOOSTER¿ Calculator to help individuals and families achieve this crucial financial milestone. ¿¿¿¿¿¿¿Let's BEAT these statistics together! Come along on this EPIC journey towards "the land of options", where the freedom to choose the lifestyle and legacy you want is attainable.This book is perfect for readers with or without any previous knowledge of the financial concepts or tools described within these pages. The contributors chose a "tell you what you need to know" to quickly increase understanding and application of core foundational finance concepts, but not intended to be nor should it be construed as individualized or personal investment, insurance, tax nor legal advice. Please consult your own licensed, experienced financial professionals.Compiled by: Dr. Constance Craig-Mason, MRFC®Foreword by: Les BrownCo-Authors:Zinnia Adams, MBA, CFEI®Cecilia R. Bailey, CFED®Mia Bartee, MBA, RFC®D. Cherelle Cohens, MBADr. Constance Craig-Mason, MRFC®Raquel Curtis, MBARobin R. Haynes, MBA, RFC®Troy Holt, CFEI®, RFC®Stephanie Hopkins, BS, ACA, LTAKamal Hubbard, JD, CFE, CSX¿¿Marcella Mollon-Williams, BFA¿Mark Mollon, CHFEBC¿Lyndsae' Peele, MBA, PMEC¿Daryl Perry IIAshlin Price, LMSW, FSWTeddy "The Tax Man¿" PrioleauRahkim Sabree, CFEI®, RFC®Otis Togbah TarwoeDr. Michelle S. ThomasShan-Nel D. Simmons, MBA, EANieda WashingtonDr. Tiffaney WilliamsRay'Chel Wilson, CFEI®Portia M. Wood, Esq.

This proceedings book covers a wide range of topics related to uncertainty analysis and its application in various fields of engineering and science. It explores uncertainties in numerical simulations for soil liquefaction potential, the toughness properties of construction materials, experimental tests on cyclic liquefaction potential, and the estimation of geotechnical engineering properties for aerogenerator foundation design. Additionally, the book delves into uncertainties in concrete compressive strength, bio-inspired shape optimization using isogeometric analysis, stochastic damping in rotordynamics, and the hygro-thermal properties of raw earth building materials. It also addresses dynamic analysis with uncertainties in structural parameters, reliability-based design optimization of steel frames, and calibration methods for models with dependent parameters. The book further explores mechanical property characterization in 3D printing, stochastic analysis in computational simulations, probability distribution in branching processes, data assimilation in ocean circulation modeling, uncertainty quantification in climate prediction, and applications of uncertainty quantification in decision problems and disaster management. This comprehensive collection provides insights into the challenges and solutions related to uncertainty in various scientific and engineering contexts.

The use of cloud applications is becoming increasingly popular due to their scalability and cost advantages. However, companies need help in adopting cloud applications due to their internal policies and compliance requirements. Trust and security are crucial factors that influence the adoption of cloud applications. This book proposes a cloud architecture that addresses this challenge by shifting the trust for compliance-driven configurations of cloud applications from the cloud application provider to the blockchain. The architecture was developed using design science research and evaluated using mixed-method semi-structured guided interviews. The results show that the proposed architecture can significantly reduce adoption risk due to compliance-driven cloud application configurations, shifting trust from the cloud provider to the blockchain. This book presents an innovative approach to address the challenge of adopting cloud applications, and enhancing trust and security for businesses.

This book provides an overview of the evolution of investment and risk, together with a synthesis of research on these developments. It explores how exposures can be modified by measuring and managing them and introduces readers to the latest strategies and trends in investment. Broad in scope, the book covers the most important aspects of investment risk management, including the time value of money, financial markets, equity markets, bond markets, and portfolio theory. Accordingly, it offers a valuable asset for advanced undergraduate and graduate finance students, investors and academics alike.

The book covers alternative lending using the emergence of Debt Funds in the EU as a case study. The book explores the risks that they can pose to financial stability, and the regulatory and supervisory tools available to mitigate these risks. Through this analysis, the book uncovers the risks and potential risk mitigation tools that can be applied to the alternative lenders-including debt funds and other potential alternative lenders. After identifying the reasons behind the growth of alternative lenders (using as example the assets of Alternative Investment Funds (AIFs) and in particular debt funds) and the simultaneous decrease of the banks' assets, the book analyses the systemic importance of the alternative lenders and the risk channels through which the systemic risk can spread to the banking sector and the financial system. Then, the book deals with the financial innovation-market failure theory and demonstrates that financial innovations (e.g. debt funds, securitisations) can cause market failures, resulting in regulatory interventions. Of interest to banking and financial regulation academics, researchers, and practitioners this book analyses the regulatory provisions in place for both credit institutions and debt funds, including the Basel Accords, the Capital Requirements Directives and Regulations, and the Alternative Investment Fund Managers Directive (AIFMD) and its implementation in various EU jurisdictions, before offering a proposal for a new three-defensive framework applicable to debt funds and to other potential alternative lenders.

¿¿¿¿ Master the Art of Investing in a Rising Interest Rate Landscape! ¿¿¿¿As the world shifts post-pandemic, the financial landscape is evolving rapidly. With interest rates on the rise, every investor needs to be equipped with the right strategies to navigate this challenging environment. Clara Capital, a fresh voice in the world of finance, brings you a comprehensive guide tailored for today's market.¿¿¿¿ What's Inside?¿¿¿¿ A deep dive into the history of interest rates and their impact on global economies.¿¿¿¿ Proven strategies for diversifying your portfolio in a high-interest-rate environment.¿¿¿¿ Real-world implications for assets like real estate, bonds, and equities.¿¿¿¿ Opportunities in international investments to hedge against domestic rate hikes.¿¿¿¿¿ Essential risk management tools to protect your investments.Whether you're a novice investor or a seasoned pro, this book is your roadmap to financial success in 2023 and beyond. Don't let rising interest rates catch you off guard - arm yourself with the knowledge and strategies to thrive! ¿¿¿¿¿¿¿¿ Grab your copy now and take control of your financial future! ¿¿¿¿

What's Your Plan? What you can expect to learn: The three steps of empowermentHow to determine if you need a planThe four funding optionsConversation topics for "The Kitchen Table Chat"How to choose a qualified advisorAnd much, much moreTom Rasmussen has helped thousands of people with life, disability and long-term care planning across the country through his articles, radio talks, seminars and workshops, and general advising in the income protection realm. Tom classifies himself as a certified Long-Term Care specialist through his business, Clean Solutions Insurance Services.

Are you new to the project sponsor role or want to improve? This book's practical guidance will help you successfully fulfill your role. We understand you are time-challenged. This book is short, direct, and focuses on the most common project issues. The book's guidance is helpful for projects of all sizes and across all sectors.Completing the warp-speed project assessment will assess your project's risks and better understand the topics that need more attention. With our practical actions, you can champion the project for success.

This book provides engineers and researchers knowledge to help them in system reliability analysis using machine learning, artificial intelligence, big data, genetic algorithm, information theory, multi-criteria decision making, and other techniques. It will also be useful to students learning reliability engineering.The book brings readers up to date with how system reliability relates to the latest techniques of AI, big data, genetic algorithm, information theory, and multi-criteria decision making and points toward future developments in the subject.

This is the 2nd edition of UnBrokable* II. I got rid of 27 pages by words and sentences and virtually re-wrote this book. These are the new 10 reasons why people go broke despite working: 11. Not Going Against Destiny 12. Auto Addiction 13. Pointlessly Expensive Educations 14. Not Imitating a Billionaire 15. Being Too Religious 16. Being Gullible 17. Giving up a Little Too Early 18. Preferring Stuff to Money 19. Keeping a TV 20. Traveling in Too Expensive Ways

This book offers a comprehensive description and analysis of natural hazard warnings, drawing on perspectives from the social sciences, physical sciences, and interdisciplinary fields such as disaster studies to articulate a distinction between traditional warnings and what might be called interdisciplinary warnings. Traditional warnings approach warning technology, design, and application from a principally scientific and technical perspective. Human factors, while considered, often are of secondary concern. Interdisciplinary warnings, on the other hand, maintain a critical emphasis on the technical merits of warning systems, but also ask, "e;Will psychological and community factors such as culture and structure shape how the system is used, and, if so, can this information be incorporated into system design preemptively to make it more effective?"e; Given the absence of systematic work on interdisciplinary warnings, a book-length monograph discussing and synthesizing knowledge from the various fields focused on warnings and warning response is of critical importance to both academics and practitioners. Broadly conceived, the book presents readers with an in-depth overview of warnings, interdisciplinary research, and interdisciplinary collaboration. The book holds appeal for a very broad audience: scholars; practitioners; and academic, vocational, and technical instructors both in University and non-University settings. It is of interest to academic scholars due to the interdisciplinary treatment of warnings as well as the general presentation of up-to-date scholarship on warning theory. Additionally, scholars interested in interdisciplinary work in general and those focusing on disaster warnings find within the volume a framework for developing collaborative research partnerships with those from other disciplines. As well, the book offers practitioners --emergency managers, mitigation specialists, planners, etc. --a more comprehensive perspective on emergency response in practice, allowing for better development and application of warning policy. Finally, the book appeals to instructors both inside and outside the academy. The authors envision the book useful to professors teaching both graduate and undergraduate-level courses in Sociology of Disaster, Emergency Management Planning, Homeland Security, Disaster Response, Disaster Mitigation, and Business Continuity and Crisis Management. A robust market also exists among professional organizations, perhaps most notably FEMA, which offers countless online and in-person training courses via the National Training Program, Emergency Management Institute (EMI), and other venues.

Nearly all our safety data collection and reporting systems are backwardlooking: incident reports; dashboards; compliance monitoring systems; and so on. This book shows how we can use safety data in a forward-looking, predictive sense.Predictive Safety Analytics: Reducing Risk through Modeling and Machine Learning contains real use cases where organizations have reduced incidents by employing predictive analytics to foresee and mitigate future risks. It discusses how Predictive Safety Analytics is an opportunity to break through the plateau problem where safety rate improvements have stagnated in many organizations. The book presents how the use of data, coupled with advanced analytical techniques, including machine learning, has become a proven and successful innovation. Emphasis is placed on how the book can "meet you where you are" by illuminating a path to get there, starting with simple data the organization likely already has. Highlights of the book are the real examples and case studies that will assist in generating thoughts and ideas for what might work for individual readers and how they can adapt the information to their particular situations.This book is written for professionals and researchers in system reliability, risk and safety assessment, quality control, operational managers in selected industries, data scientists, and ML engineers. Students taking courses in these areas will also find this book of interest to them.

This book explores the challenges, opportunities, applications, and implications of applying qualitative research to critical questions of research and practice in the field of organizational risk and safety.The book brings together a diverse perspective to explore the practice of conducting qualitative research as well as to debate the quality of research and knowledge, drawing on a range of different perspectives and traditions. It offers novel and innovative developments in data collection and data analysis methods and tools that can be applied to safety, risk, and accident analysis in complex systems. It also will present practical issues associated with data access and empirical research in challenging and high-stakes environments.This book will provide academics, researchers, students, and professionals in the fields of safety, accident analysis, and risk with a broad-range and expert guide to the key issues and debates in the field, as well as a set of exemplary cases and reflective narratives from leading researchers in the field.