Risikovurdering

Imagine a world where your life's work, your cherished possessions, and the future of your loved ones are left to chance. Without a will, this nightmare could become a reality. "The Strategic Will" is your guide to avoiding the dangers of an unplanned legacy and ensuring your wishes are fulfilled.The Perils of Procrastination Many believe that estate planning is a concern for the distant future.However, the absence of a will can lead to dire consequences:State Intervention: Without a will, the state dictates the distribution of your assets, often disregarding your personal relationships and wishesFamily Discord: The lack of clear instructions can sow discord among your heirs, leading to disputes and potential legal battlesFinancial Burden: Your estate may face unnecessary taxes and expenses, diminishing the inheritance you leave behindGuardianship Uncertainties: Without a will, the courts decide who will care for your minor children, which may not align with your preferences Crafting Your Strategic Will "The Strategic Will" provides solutions to these challenges, empowering you to take control:Clear Direction: Learn how to articulate your desires for asset distribution, guardianship, and personal matters with precision.Tax Efficiency: Discover strategies to minimize taxes and maximize your estate's value for your beneficiaries4.Conflict Resolution: Find out how to communicate effectively with your family to prevent misunderstandings and ensure harmony.Legal Empowerment: Understand how to appoint an executor who aligns with your values and can navigate the complexities of estate administration.This book is more than a collection of advice-it's a call to action. With expert guidance, real-life examples, and practical tips, "The Strategic Will" equips you with the tools to:Draft a Will That Reflects Your Wishes: Tailor your estate plan to your unique circumstances and ensure your legacy is honored.Protect Your Loved Ones: Provide for your family's future and safeguard them from legal and financial hardships.Leave a Lasting Impact: Use your estate to support the causes you care about and create a legacy that transcends generations.Join the Ranks of Strategic Planners Don't let indecision or uncertainty dictate the future of your estate. Take the first step towards a secure legacy by reading "The Strategic Will." Your family, your assets, and your peace of mind deserve the protection that only a well-crafted will can provide. The will is sometimes thought of as a cold, impersonal document, but with Mills' skillful hand, it may become a platform for your most sincere goals and a container for your enduring essence. He gives you the ability to take charge of your story, making sure that it is told exactly how you want it to be and that your monetary prosperity benefits the things and people that are important to you. "The Strategic Will" is a companion in the art of leaving a legacy, not just a guide. While addressing the weight of mortality, Mills' story uplifts the reader with the promise of immortality via legacy and is infused with empathy and understanding. He invites you to imbue your will with the love, wisdom, and generosity that characterize your life, rather than avoiding the emotional parts of the process. Your legacy is in your hands-shape it with intention, wisdom, and the strategic insights from this essential guide. Secure your legacy and ensure your wishes stand the test of time with "The Strategic Will."

This book analyzes the impact of COVID-19 on corporations in Malaysia, discussing the challenges and the corporations¿ responses to them. The relevant provisions in the Companies Act 2016 are examined, and where necessary, reforms are proposed in light of the new business environment brought on as a result of the pandemic. The book also discusses the interim measures initiated by the various regulators in order to mitigate the impact of COVID-19 and analyzes the adequacy of such measures by drawing analogous positions from countries such as the UK, Australia, and Singapore.This book is a helpful guide for practitioners to manage the impact of COVID-19 on corporations and the Companies Act 2016. The book is a reference point for regulators and policy makers in crafting policies to combat the impact of COVID-19.

This book gives an overview of the most common techniques used by analysts and experts to assess and value banks in all phases of a Bank¿s life, from licensing to resolution. These include licensing procedures, going concern market valuation techniques, liquidation, and resolution methodologies. The author sheds light on financial institutions¿ reporting and financial statements and explains how to interpret the data. Special attention is given to the different valuation approaches for financial institutions ranging from the basic PE and PBV methodologies to the more sophisticated ones such Discount cash flow (DCF), Dividend discount model (DDM), excess return models (EVA), and their variant, the warranted equity value (WEV) method. The authors also illustrate how to build a sum-of-the-parts model (SOTP) and how to treat capital in the process as well as developing a bottom-up approach for the cost of equity. The book provides numerous real-world examples which will hopefully help practitioners build their own MS Excel models. Furthermore, this publication investigates some of the critical aspects of banking M&A and its valuation implications.This book also takes a deep dive into valuation for Banks in gone concern status, describing the basis for three different types of valuation of Banks in resolution: to inform a decision on whether to put a bank into resolution; to inform the choice of resolution tools and the extent of any bail-in of liabilities; and to determine whether any creditors would have been better off had the bank gone into insolvency. Special attention is given to the valuation of non-performing loans (NPLs) and financial assets focusing on some operational aspects of winding-down a bank¿s loan and trading book portfolio.

This book is about the establishment of the Insolvency and Bankruptcy Code, in 2016, one of the most important new developments in Indian commercial law. The law has major implications for firms, their creditors, and a variety of the professional services that feed into the decisions of borrowers and lenders including lawyers, accountants and valuers. A new profession of insolvency professionals has come to exist owing to the law. There are several questions about bankruptcy reform in the mind of researchers, policy makers and practitioners. How has the reform progressed? How has it reshaped the incentives of firms? What are the difficulties faced? What are the optimal paths for borrowers and lenders and their advisors under the rubric of the law? How should laws and institutions be modified? The book has a unique set of chapters, by key people who have shaped the field which offer novel insights into these questions.The book has been edited by key people who have worked on bankruptcy reform since 2010. Dr. Sahoo has been the chairperson of the Insolvency and Bankruptcy Board of India since the establishment of this regulatory agency. Dr. Thomas was a member of the Bankruptcy Law Reforms Committee which drafted the IBC, and led the internal team of the BLRC which drafted the law. The book is an authentic and credible analysis of the happenings in the Indian insolvency and bankruptcy ecosystem from the start, with interest areas for international and domestic, economics/finance and law, researcher and practitioner communities.

The SFPE Guide to Fire Risk Assessment provides guidance to qualified practitioners in developing, selecting, and using fire risk assessment methodologies for the design, construction, and operation of buildings, facilities, or processes. It also addresses fire risk acceptability, the role of fire risk assessment and fire risk management in the fire safety design process, and associated communication/ monitoring of fire risk.The guide Includes a new flow chart that outlines the risk assessment process. It also includes new information related to:Risk PerceptionF-N curvesRisk communicationResidual risk managementRisk monitoringSensitivity analysisThe guide also provides clear guidance on conducting qualitative and quantitative analysis. It also uses examples that reinforce topics discussed.

¿This book should be mandatory reading for C-suite executives and board members. It shows you how to move from viewing cybersecurity as a risk to avoid, and a cost center that does not add value and is overhead, to seeing cybersecurity as an enabler and part of your core strategy to transform your business and earn customer and stakeholder trust.¿¿Paul Connelly, First CISO at the White House and HCA HealthcareThis book will help you learn the importance of organizations treating enterprise cyber risk management (ECRM) as a value creator, a business enabler, and a mechanism to create a competitive advantage. Organizations began to see the real value of information and information technology in the mid-1980s. Forty years later, it¿s time to leverage your ECRM program and cybersecurity strategy in the same way.The main topics covered include the case for action with specific coverage on the topic of cybersecurity as a value creator, including how the courts, legislators, and regulators are raising the bar for C-suite executives and board members. The book covers how the board¿s three primary responsibilities (talent management, strategy, and risk management) intersect with their ECRM responsibilities.ECRM was once solely focused on managing the downside of risk by defending the organization from adversarial, accidental, structural, and environmental threat sources. Author Bob Chaput presents the view that we must focus equally on managing the upside of cyber strengths to increase customer trust and brand loyalty, improving social responsibility, driving revenue growth, lowering the cost of capital, attracting higher quality investments, creating competitive advantage, attracting and retaining talent, and facilitating M&A work. He focuses on the C-suite and board role in the first part and provides guidance on their roles and responsibilities, the most important decision about ECRM they must facilitate, and how to think differently about ECRM funding. You will learn how to the pivot from cost-center thinking to value-center thinking.Having built the case for action, in the second part, the book details the steps that organizations must take to develop and document their ECRM program and cybersecurity strategy. The book first covers how ECRM must be integrated into business strategy. The remainder of that part presents a sample table of contents for an ECRM Program and Cybersecurity Strategy document and works through each section to facilitate development of your own program and strategy. With all the content and ideas presented, you will be able to establish, implement, and mature your program and strategy.

"GlobalStocks: Empirical Market Integration Study" is a comprehensive analysis of the behavior of stock markets across the world, and the degree to which they are integrated. The author is an experienced financial analyst and researcher who has worked extensively on the topics of financial markets, portfolio management, and risk assessment.In this book, author provides a detailed examination of the factors that influence the behavior of stock markets, such as macroeconomic indicators, political events, and investor sentiment. She also investigates the degree to which global stock markets are integrated, analyzing the correlations and spillover effects between different markets.The book includes an in-depth analysis of several key stock markets, including those in the United States, Europe, and Asia. Also, provides practical guidance on how investors and traders can use this information to make informed decisions about their portfolios.The book also covers advanced topics such as algorithmic trading, high-frequency trading, and the impact of technology on financial markets. Author explains these topics in a clear and concise manner, making them accessible to readers with a range of backgrounds and experience levels.Overall, "GlobalStocks: Empirical Market Integration Study" is an essential resource for anyone interested in understanding the behavior of global stock markets. It provides a comprehensive overview of the key factors that drive market movements and offers practical guidance on how to use this information to make better investment decisions.

Compounding: The 8th Wonder of the World is a book that will teach you how to achieve amazing results with minimal effort and resources. It is based on the simple idea of increasing or decreasing at a constant rate that is proportional to the current value. It can be applied to different domains of life, such as finance, health, learning, and more. It can help you achieve or improve various aspects of your life, such as wealth, income, well-being, skills, knowledge, and more.In this book, you will learn:What is compounding, how it works, and why it matters. You will learn the mathematical formula and the graphical representation of compounding. You will also see some examples and applications of compounding in different fields and domains.How compounding works in different domains: finance, health, learning, and more. You will explore how compounding can help you grow your wealth and income, improve your health and well-being, acquire new skills and knowledge, and more. You will also learn the key factors that affect compounding in different domains, such as the amount, the rate, the frequency, and the duration of compounding.The power of small changes: how to start compounding today with simple habits and actions. You will discover the importance of starting small and early, and being consistent and persistent, to trigger and sustain compounding. You will also get some best practices and tips for creating and maintaining habits that can compound in different domains. You will also get some examples and ideas of habits and actions that can compound in different domains.The challenges of compounding: how to overcome the pitfalls of procrastination, impatience, and distraction. You will identify and analyze the common and universal human behaviors that can hinder or delay compounding. You will also get some strategies and tools to overcome these pitfalls and to start, continue, and complete your habit or action. You will also get some examples and scenarios of how to apply these strategies and tools in different domains.The secrets of compounding: how to leverage the principles of exponential growth, feedback loops, and network effects. You will introduce and explain the principles that can amplify and accelerate compounding. You will also get some strategies and tools to leverage these principles and to apply them to any domain of your life. You will also get some examples and cases of how to use these principles in different domains.The future of compounding: how to harness the potential of technology, innovation, and collaboration. You will explore the factors that can enable and enhance compounding in the changing world and the emerging opportunities and challenges. You will also get some strategies and tools to harness these factors and to apply them to any domain of your life. You will also get some examples and predictions of how to use these factors in different domains.Compounding: The 8th Wonder of the World is a book that will inspire and empower you to start compounding today with simple habits and actions. It will help you to overcome the challenges and obstacles that you may face along the way. It will help you to leverage the principles and factors that can amplify and accelerate your compounding effects. It will help you to achieve your goals faster and easier than ever before. It will help you to create a positive impact on the world and leave a lasting legacy. It will help you to enjoy the journey and the process, rather than focusing on the destination and the outcome. It will help you to live a fulfilling and meaningful life. It will help you to become the best version of yourself. It will help you to do anything you want. It will help you to make your dreams come true.Compounding: The 8th Wonder of the World is a book that will help you to experience the 8th wonder of the world.

Are You Ready to Transform Your Financial Life? If you're like most people, managing your finances feels like an uphill battle. No matter how hard you try to budget, save, and invest, you just get by financially. What if I told you it doesn't have to be this way? Can you take control of your money, reduce stress, and secure your financial future? After coaching over 7,000 people on achieving financial prosperity, I've seen firsthand what it takes to thrive financially. It requires the proper knowledge, skills, and, most importantly, a Money Mindset. Any financial advice is just empty information without transforming how you think about money. That's why I wrote this book. In MONEY AND CHOICES, I'll guide you through the mental shifts and essential money skills you need to take charge of your finances. With my proven framework, you'll learn how to: Adopt empowering money mindsets so you make wiser financial choicesBecome financially literate - understand the game of money Shift from a scarcity to an abundance mentalityUse my secret budgeting tricks to save more without sacrificeWipe out debt fast while still living your lifeMake saving and investing a habitTake control of your financial future With over seven years of experience, I'm the perfect partner to help you navigate the complex world of personal finance. This book provides clear action steps you can immediately apply to start transforming your money situation. Follow along in your journal as you implement impactful money moves. Build confidence with each small win. You'll be shocked at how fast your finances improve when you combine essential skills with the right mindset. I'll be there motivating you through real-life stories and guidance. Together, we'll create the financial future you deserve. Don't wait another day - invest in yourself now and take control of your money! Order MONEY AND CHOICES today and get started!

I eventyr får helten succes ved risikovillighed, selvtillid og målfokus. Disse tre egenskaber er højt skattede i bøger om vejen til succes. Skiftende regeringer har bebrejdet danskerne at være for lidt risikovillige, selvtillidsfulde og målfokuserede. I eventyr vinder helten prinsessen og det halve kongerige – og det hele, når kongen dør. Altså den ultimative succes. Et overset problem er, at de nævnte egenskaber førte et stort antal uheldige friere til en tidlig død. Måske var de klogeste i eventyrene de aldrig omtalte ”ikke-friere”, der satsede på en gårdmandsdatter fremfor den næsten stensikre død ved prinsessefrieri. Bogen kaster et ironisk blik på dyrkelsen af de store ”succesjægere” og advarer mod at være ”bagland” for sådanne personer, ligesom den kaster et kritisk blik på offentlig erhvervspolitik med overdreven vægt på iværksættere. Bogen diskuterer blandt andet følgende spørgsmål i forbindelse med succes: - Er selvtillid en god egenskab? - Er risikovillighed en god egenskab? - Er der for få iværksættere i Danmark – eller for mange? - Arbejder danskere for lidt eller for meget? - Er dansk økonomisk politik for testoteron-præget?

This book provides insights from research and practice in how organizations were able to sustain resilience in their global supply chains during the COVID-19 pandemic and to advance the understanding of supply chain risk management. The chapters highlight the lessons learned, insist on new models for resilience, suggest improved supply chain risk methodologies and bridge the gap between research and practice. It helps readers acquire greater knowledge, strategic approaches, new methods, and practical tools for ensuring global supply chain resilience.

A ground-breaking work that addresses a crucial challenge facing our planet and the finance discipline, this book discusses key omissions in finance theory, principles, and equations, and explores recent developments in sustainable finance/ESG integration. It reveals a spaceless analytical framework and a sustainability debate that avoids the very logic of money creation. A theoretical treatise on sustainability in finance, the book makes the case for the hardwiring of sustainability into financial mathematics, offering a complementary principle and new equations for the purpose, while also discussing the implications of such a transformation for money mechanics.

This book provides an investor-friendly presentation of the premises and applications of the quantitative finance models governing investment in one asset class of publicly traded stocks, specifically real estate investment trusts (REITs). The models provide highly advanced analytics for REIT investment, including: portfolio optimization using both historic and predictive return estimation; model backtesting; a complete spectrum of risk assessment and management tools with an emphasis on early warning systems, risk budgeting, estimating tail risk, and factor analysis; derivative valuation; and incorporating ESG ratings into REIT investment. These quantitative finance models are presented in a unified framework consistent with dynamic asset pricing (rational finance). Given its scope and practical orientation, this book will appeal to investors interested in portfolio optimization and innovative tools for investment risk assessment.

Are you tired of feeling like your money is slipping through your fingers, leaving you trapped in a cycle of financial frustration? "RICH MONEY POOR MONEY" is your ticket to breaking free from the chains of monetary uncertainty. Discover the secrets to unlocking financial mastery and waving goodbye to the anxiety of paycheck-to-paycheck living. Imagine a life where your money works for you, where debt becomes a tool for financial growth, and where your investments blossom over time. Picture a mindset that attracts wealth, a budget that aligns with your dreams, and a legacy that impacts not just your future but generations to come.Your Struggles Living Paycheck to Paycheck:Financial insecurity and the relentless cycle of covering basic living expenses.The frustration of working hard without significant progress in financial situations.Feeling stuck in an unending loop of bills and debts.Fear of Missing Opportunities:Opportunities for growth slipping away due to financial constraints.Watching others capitalize on opportunities while feeling restricted.Fear of missing out on experiences and investments that could shape a brighter future.Lack of Financial Mastery:Limited understanding of effectively managing and growing wealth.Overwhelmed by financial jargon, not knowing where to start.Uncertain Investment Choices:Lack of clarity on navigating the world of investments, leading to hesitancy.Fear of making wrong investment decisions and losing hard-earned money.Emotional Impact of Debt:Stress and anxiety associated with high-interest debts.Feeling shackled by debt, dreams of financial freedom seeming unattainable.Disconnect Between Income and Wealth:Working hard, earning a decent income, but not seeing proportional wealth increase.Frustration of feeling financially stuck despite a seemingly comfortable income.Long-Term Financial Insecurity:Concerns about retirement, education costs, and unforeseen emergencies.Fear of being unprepared for future financial challenges.Desire to create a lasting financial legacy but unsure where to begin.This book provides actionable solutions for immediate financial relief and long-term prosperity. Start now to transform your financial situation and secure your future. Don't miss this chance to change your life and your family's financial legacy. Act today!

Understanding the Importance of Financial LiteracyIn today's complex and ever-changing financial landscape, it is becoming increasingly crucial for individuals of all ages to possess a strong foundation in financial literacy. Whether you are a teenager just starting to navigate the world of personal finance or an elder looking to make the most of your retirement savings, understanding the importance of financial literacy is paramount to achieving long-term financial success.Financial literacy refers to the knowledge and skills necessary to make informed and effective decisions about money. It encompasses a wide range of topics, including budgeting, saving, investing, credit management, and understanding financial products and services. By becoming financially literate, individuals gain the tools and knowledge needed to make sound financial choices, avoid common pitfalls, and ultimately achieve their financial goals.For teenagers, developing financial literacy skills early on can set them up for a lifetime of financial success. Learning how to create and stick to a budget, save for future goals, and distinguish between needs and wants are all essential money management tips that can help teens make smart financial decisions as they grow older. Moreover, understanding the importance of credit scores, interest rates, and how to manage debt can help teens avoid financial hardships in the future.For elders, financial literacy is equally vital. Retirement planning, managing investments, and understanding complex financial products can be overwhelming for those who haven't had prior exposure to these concepts. By equipping themselves with financial literacy skills, elders can confidently navigate their retirement years, ensuring their hard-earned savings are maximized and protected. Additionally, being financially literate empowers elders to make informed decisions about estate planning, long-term care, and other important financial considerations.Regardless of age, financial literacy is a lifelong journey. The world of personal finance is constantly evolving, and staying informed about new trends, regulations, and opportunities is key to maintaining financial stability. By regularly seeking out resources, attending workshops, and engaging in ongoing financial education, individuals can continuously enhance their financial literacy and adapt to the ever-changing financial landscape.

In a world of financial uncertainty, where markets ebb and flow with unpredictability, "The Strategic Slide" showcases an approach that doesn't just promise profits, but assures consistent and sustainable gains. This unique strategy draws parallels with the well-known concept of averaging down, but refines it to a fine art. By strategically acquiring more of a valued asset at opportune moments, "The Strategic Slide" effectively lowers the average cost per unit. What truly sets this method apart is its meticulous criteria for stock selection and precise entry points, culminating in an enviable reward-to-risk ratio. The author, a seasoned practitioner, has mastered this technique through repeated application and provides real trade examples with charts showing exact entry and exit points as well as rationale behind the trades. Embracing "The Strategic Slide" requires no complex formulas or arcane knowledge. Armed with just a handful of key indicators, you'll be empowered to perform insightful analyses that can potentially reshape your investment journey.

Introduction to Urban EconomicsWelcome to the fascinating world of urban economics! In this subchapter, we will delve into the fundamental concepts and principles that underpin the economic environment of our cities. Whether you are a student, a professional, or simply curious about the dynamics of urban economies, this introduction will provide you with a solid foundation to navigate the urban economic landscape.Urban economics is the study of how cities function and the economic forces that shape them. Every day, millions of people interact with the urban environment, whether through work, housing, transportation, or leisure activities. Understanding the economic factors that drive these interactions is crucial to comprehending the complexities and opportunities that cities offer.One of the key aspects of urban economics is the concept of agglomeration. Cities are not just random clusters of people and buildings; they are centers of economic activity that attract individuals, firms, and industries. The agglomeration effect arises from the benefits that result from proximity and density, such as increased productivity, knowledge spillovers, and a wider range of goods and services. By understanding how agglomeration shapes urban economies, we can better grasp the dynamics of urban growth and development.Moreover, urban economics explores the role of land and real estate in cities. Land is a finite resource, and its scarcity in urban areas gives rise to unique economic phenomena, such as skyrocketing property prices and the need for efficient land-use planning. The intricate relationship between land, housing markets, and the allocation of resources is a crucial aspect of urban economics, with significant implications for both individuals and policymakers.Transportation is another vital component of urban economics. Efficient transportation systems are the lifeblood of cities, enabling the movement of goods, services, and people. The study of transportation economics provides insights into the challenges of urban mobility, congestion, and the design of sustainable transportation networks.Lastly, urban economics also encompasses the examination of urban inequality and poverty. Cities are often characterized by stark disparities in income, education, and access to opportunities. Understanding the root causes of urban inequality and devising effective policies to address these challenges are essential for creating inclusive and vibrant cities.

Data publikacji: 2023. Wydrukowane w czerni i bieli.Makroekonomia - Podstawy to polska adaptacja podr¿cznika Principles of Macroeconomics 3e. Publikacja przeznaczona jest dla trwaj¿cych jeden semestr zaj¿¿ z podstaw makroekonomii. Tre¿¿ dopasowano pod wzgl¿dem zakresu i uk¿adu do praktyki dydaktycznej stosowanej na wi¿kszöci polskich uczelni prowadz¿cych takie zaj¿cia. Ponadto polskie wydanie wzbogacono o liczne adaptacje kulturowe.Ze wzgl¿du na ró¿norodnö¿ terminologii z zakresu makroekonomii obowi¿zuj¿cej na polskich uczelniach, we wspó¿pracy z dydaktykami z 10 uczelni w Polsce wprowadzili¿my synonimy terminów w sekcji Kluczowe poj¿cia na köcu kädego rozdziäu. Zabieg ten sprawia, ¿e podr¿cznik jest uniwersalny i odnajdzie si¿ w nim student kädej uczelni w Polsce. Dla jasnöci przekazu i wygody studentów w obecnym wydaniu nie zostäy uwzgl¿dnione te zagadnienia z Principles of Macroeconomics 3e, które na polskich uczelniach typowo s¿ prowadzone na kursie mikroekonomii.

Financial freedom is the ability to live the life you want without being constrained by financial worries. It's about having enough money to cover your basic needs, as well as your desired lifestyle, without having to work.There are many different paths to financial freedom, but there are some key steps that everyone should take.1. Set financial goals. What does financial freedom mean to you? Do you want to retire early? Travel the world? Start your own business? Once you know what you're working towards, you can start to create a plan to achieve it.2. Create a budget. A budget is a plan for how you will spend your money. It helps you track your income and expenses so that you can make sure you're living within your means and saving for your future goals.3. Get out of debt. Debt can be a major obstacle to financial freedom. If you have debt, make a plan to pay it off as quickly as possible. There are many different debt repayment strategies available, so find one that works for you and stick to it.

This book presents recent advances in performability analysis methods and their applications in different fields. It covers various aspects of performability such as quality, reliability, maintainability, availability, safety, security, and sustainability that are essential in complex engineering systems such as electrical grids, chemical plants, naval defense systems, structures, nuclear reactors, railways, etc. This book is a collection of research works contributed by the former students of Professor KB Mishra who is a renowned researcher in reliability engineering. This book is useful for the researchers and professionals working in the area of performability engineering.

This book analyzes climate change from a societal risk perspective, considering IPCC data, harm reduction, and global impact. Climate change is a globalised agent of social disruption whose impacts will worsen societal inequities and inequalities around the world. For some unfortunate societies already precariously exposed, climate change will tip them into societal collapse. Devastation will also occur to many ecological values in which all societies are embedded. But effective social action can limit the extent of these costs and losses. Ultimately, only social transformation can limit the social and environmental harms of climate change. But what does this mean? To what extent is society at risk? Are such risks particularized and restricted to specific segments and localities? Or is society at risk in a more universal way? Climate risks are re-shaping the practices of households, communities, governments and businesses. In this way, climate risks are a dynamic element in social change and social processes. Risk holds a mirror to society, revealing who and what is prioritized, recognized and valued. It also provides a reckoning of our perceived strengths, vulnerabilities and weaknesses. This volume examines how we understand the societal risks of contemporary and forecast climate change impacts¿and those risks inherent in dealing with these impacts. We know that society is fashioning a new global climate¿but climate change is also re-fashioning society; this book explores this dynamic process and considers its implications for future society.

Worldwide Monetary Establishments (IFIs) are fundamental associations that assume an essential part in the worldwide financial scene. These foundations act as significant mainstays of global money and improvement, encouraging monetary steadiness, destitution easing, and manageable development across the world. The most noticeable IFIs incorporate the Global Money related Asset (IMF), the World Bank Gathering, the World Exchange Association (WTO), and local improvement banks like the Asian Advancement Bank (ADB) and the African Improvement Bank (AfDB). Every foundation has an interesting order and concentration, yet they on the whole plan to address squeezing worldwide monetary difficulties. The IMF is principally liable for keeping up with worldwide financial steadiness. It gives monetary help to part nations confronting equilibrium of installments emergencies, offers strategy counsel, and directs exploration to advance financial steadiness and development. The World Bank, then again, centers around long haul advancement projects, offering monetary and specialized help to agricultural nations for framework, schooling, medical services, and neediness decrease endeavors. The WTO directs worldwide economic deals and works with talks among part countries to advance global exchange and lessen exchange boundaries. Territorial improvement banks, as ADB and AfDB, work at the provincial level to help framework advancement and monetary reconciliation inside their separate districts. IFIs are supported by part commitments and create pay through revenue charges on credits and venture returns. They team up with state run administrations, NGOs, and confidential area accomplices to channel assets productively toward projects that benefit economies and social orders. Notwithstanding, IFIs have confronted analysis for their administration designs and strategies, which some contend can lopsidedly influence the power and financial arrangements of part nations.

This book introduces a state-of-art approach in evaluating portfolio management and risk based on artificial intelligence and alternative data. The book covers a textual analysis of news and social media, information extraction from GPS and IoTs data, and risk predictions based on small transaction data, etc. The book summarizes and introduces the advancement in each area and highlights the machine learning and deep learning techniques utilized to achieve the goals. As a complement, it also illustrates examples on how to leverage the python package to visualize and analyze the alternative datasets, and will be of interest to academics, researchers, and students of risk evaluation, risk management, data, AI, and financial innovation.

Compliance has long been identified by scholars of white-collar crime as a key strategic control device in the regulation of corporations and complex organisations. Nevertheless, this essential process has been largely ignored within criminology as a specific subject for close scrutiny - Corporate Compliance: Crime, Convenience and Control seeks to address this anomaly. This initiating book applies the theory of convenience to provide criminological insight into the enduring self-regulatory phenomenon of corporate compliance. Convenience theory suggests that compliance is challenged when the corporation has a strong financial motive for illegitimate profits, ample organisational opportunities to commit and conceal wrongdoing, and executive willingness for deviant behaviour. Focusing on white-collar deviance and crime within corporations, the book argues that lack of compliance is recurrently a matter of deviant behaviour by senior executives within organisations who abuse their privileged positions to commission, commit and conceal financial crime. 

This book provides an end-to-end view of revenue management in the hospitality industry.  The book highlights the origins of hotel reservations systems and revenue management, challenges unique to hotels, revenue management models, new generation retailing, and personalization and steps required to remain competitive in the marketplace. This book is intended for practitioners to understand the basics and have a comprehensive view of the impacts of revenue management on product distribution, reservations, inventory control, including the latest advances in the field of attribute-based room pricing and inventory control.There are several aspects of revenue management that are not covered in books and journal articles such as hotel pricing, hotel fully allocated costs, content parity, impact of Online Travel Agencies on hotels, competitive revenue management and attribute-based room pricing and inventory control which represents the last frontier in hotel revenue management with intelligent retailing. Leveraging emerging technologies, such as Artificial Intelligence and Blockchain and the future state of revenue management, are also addressed.

Enterprise risk management has always been important. However, the events of the 21st Century have made it even more critical. The top level of business management became suspect after scandals at ENRON, WorldCom, and other business entities. Financially, many firms experienced difficulties from bubbles. The problems of interacting cultures demonstrated risk from terrorism as well, with numerous terrorist attacks, to include 9/11 in the U.S. Risks can arise in many facets of business. Businesses in fact exist to cope with risk in their area of specialization. Financial risk management has focused on banking, accounting, and finance. We have discussed several aspects of risk, to include information systems, disaster management, and supply chain perspectives. The bulk of this book is devoted to presenting a number of operations research models that have been (or could be) applied to enterprise supply risk management, especially from the supply chain perspective.

This book presents the results of a joint survey conducted as of the tenth anniversary of the 2011 East Japan Earthquake, by an international research collaboration consisting of researchers representing the major universities affected by recent mega-disasters in Asia, namely, the research group at Kobe University, Japan which has folllowed up ten year recovery process from the 2011 tsunami disaster in East Japan, the research group at the Graduate Program in Disaster Science, Syiah Kuala University in Aceh, Indonesia on the long-term recovery of 17 years after the 2004 Indian Ocean Tsunami, the research group at the Institute for Disaster Management and Reconstruction of Sichuan University, China focusing on the recovery status of 13 years after the 2008 Sichuan (Wenchuan) Earthquake; and the research group at the National College of Public Administration and Governance of University of the Philippines, on the rcovery from the 2013 Typhoon Yolanda that hit the Philippines. The purpose of the survey was to evaluate the status of human life recovery of disaster-affected populations and communities in Asia in the long term, for the ultimate purpose of reviewing and comparing the outcomes of different prioritizations among the plural goals of disaster recovery. Through such a review, the authors intend to induce policy implications to guide a better recovery process with lesser impact on the human life recovery in the future disasters that we humans are destined to meet. The target areas are 16 districts in Iwate and Miyagi prefectures in Japan, all typical areas seriously affected by the 2011 tsunami and subsequently came under the governmental construction works for the safety, as well as three villages in Banda Aceh and its outskirts in Aceh Special Province, Indonesia,; two districts in Mianyang city in Sichuan, China which were targetted by intensive reconstructon works conducted by the coupling assistance; and two village communities in Tacloban, the capital city of Leyte island hit by the 2013 Typhoon Yolanda. To realize the concurrent attainment of both safety and livelihood in the recovery planning, this joint survey has identified common issues for a successful cooperation between the local government and communities through the inclusive participation of various institutions representing the variety of interests in each community.