Risikovurdering

This book focuses on the alternative techniques and data leveraged for credit risk, describing and analysing the array of methodological approaches for the usage of techniques and/or alternative data for regulatory and managerial rating models. During the last decade the increase in computational capacity, the consolidation of new methodologies to elaborate data and the availability of new information related to individuals and organizations, aided by the widespread usage of internet, set the stage for the development and application of artificial intelligence techniques in enterprises in general and financial institutions in particular. In the banking world, its application is even more relevant, thanks to the use of larger and larger data sets for credit risk modelling. The evaluation of credit risk has largely been based on client data modelling; such techniques (linear regression, logistic regression, decision trees, etc.) and data sets (financial, behavioural, sociologic, geographic, sectoral, etc.) are referred to as "e;traditional"e; and have been the de facto standards in the banking industry. The incoming challenge for credit risk managers is now to find ways to leverage the new AI toolbox on new (unconventional) data to enhance the models' predictive power, without neglecting problems due to results' interpretability while recognizing ethical dilemmas. Contributors are university researchers, risk managers operating in banks and other financial intermediaries and consultants. The topic is a major one for the financial industry, and this is one of the first works offering relevant case studies alongside practical problems and solutions.

This book aims to assess the roles of entrepreneurship and social innovation for socio-cultural changes. It also evaluates farmers' performance in disaster risk management at a community level toward sustainable regional development in a rural haor region of Bangladesh. To achieve the purpose of the research, both a qualitative method (Trajectory Equifinality Modeling, TEM) and a quantitative method (Structural Equation Modeling, SEM) are introduced, based on the results of case studies on local entrepreneurs, interview and focus group discussions with stakeholders, and questionnaire surveys of farm households.First, the results clarify that social capital is critically important both for male and female entrepreneurs in the haor region, and that education is more important to women for empowerment and technology adoption in the entrepreneurial ecosystem in the haor region of Bangladesh. In addition, it makes clear that the Common Interest Group approach plays a role for women's empowerment in the target region. Furthermore, it identifies the multi-causal relationships among the factors affecting farm households' performance in disaster risk management at the community level.This book helps readers to understand regional development through social and cultural transformation in a rural community where poverty and gender discrimination are path-dependent problems.

The answers to the questions of why and how people live where they live as well as how they maintain and integrate with one another are fundamental human settlement issues rooted in history and culture. Human settlements are historically linked to resource availability, fortification, and the mythos of civilizations. Cities play a central role in redefining the interface between human beings and nature. They have revolutionized the human experience by taming natural surroundings and building environments that are human-centric-often narrowing human life outside the experience of wilderness or the untamed. This book is divided into three parts, it examines urban development trends, explores perspectives in energy efficiency and agriculture security, and considers policy development and future scenarios in human-nature relations. It is a compendium of multidisciplinary work that challenges the directions of modernity and offers reference to alternatives. Authors come from a diverse background and international context to address common overarching theories facing current geography-specific problems. An interconnected overtone of the book attempts to link accelerated urbanization and settlement location to how societies are maintained and integrated. Human settlements are shaped by human ecology and the relationship between humans and their interaction with their environment. Two sectors central to human survival are specifically explored: energy and agriculture. Cutting-edge, smart development looks at the latest findings that reflect the on-going debate facing these sectors. A human settlement metric is envisioned in terms of the past, present, and future. This book is a unique attempt to combine a rethinking about human settlements for scientists, policy-makers, public officials, and people committed to improving urban life, society-wide. Possible agents to resolving human settlement problems include international cooperation and various mechanisms that interlace the international community. Methodological and applied aspects of sustainable management focus on topics such as adaptive knowledge sharing, renewable energy, climate change, agricultural planning, and policy development. An emphasis on scientific and technological advancement, from a bottom-up mapping of society, elucidates a better understanding of the role of knowledgeable societies in which need is considered alongside how such need can be sustained-advancing towards a more promising future.

Wenn Sie neugierig auf die Grundlagen der künstlichen Intelligenz, der Blockchain-Technologie und des Quantencomputings sind, die für die digitale Transformation und Innovation von entscheidender Bedeutung sind, ist Digital Fluency Ihr praktischer Leitfaden. Die realen Anwendungen dieser Spitzentechnologien nehmen rapide zu, und Ihr tägliches Leben wird weiterhin von jeder dieser Technologien beeinflusst werden. Es gibt keinen besseren Zeitpunkt als jetzt, um anzufangen und sich digital fit zu machen.Sie müssen keine Vorkenntnisse über diese vielseitigen Technologien haben, denn der Autor Volker Lang führt Sie kompetent durch das digitale Zeitalter. In zahlreichen Praxisbeispielen und mehr als 48 einprägsamen Abbildungen veranschaulicht er in Digital Fluency zentrale Konzepte und Anwendungen. Am Ende jedes Kapitels finden Sie eine hilfreiche Checkliste zur Umsetzung der zentralen Lektionen, bevor Sie zum nächsten Kapitel übergehen. Dieses Buch geht den digitalen Schlagwörtern und Konzepten auf den Grund und sagt Ihnen, was sie wirklich bedeuten.Das Aufschlüsseln von Themen wie automatisiertes Fahren und intelligente Robotik mit künstlicher Intelligenz, Blockchain-basierte Kryptowährungen und Smart Contracts, Medikamentenentwicklung und Optimierung von Finanzinvestitionsportfolios durch Quantencomputing und vieles mehr ist unerlässlich, um für die Zukunft der Industrie gerüstet zu sein. Unabhängig davon, ob Ihre eigene digitale Transformation in Ihrem privaten oder öffentlichen Unternehmen, in Ihrem Studium oder in Ihrem Privathaushalt stattfindet, Digital Fluency erstellt einen konkreten digitalen Aktionsplan für alle Ihre Anforderungen an Technologie- und Innovationsstrategien.Was Sie lernen werden Sich im digitalen Zeitalter orientieren, ohne Vorkenntnisse über digitale Technologien und digitale Transformation zu benötigen Lernen Sie die beliebtesten aktuellen und zukünftigen Anwendungen von künstlicher Intelligenz, Blockchain-Technologie und Quantencomputing in einer Vielzahl von Branchen kennen, darunter das Gesundheitswesen, Finanzdienstleistungen und die Automobilindustrie Machen Sie sich mit den digitalen Innovationsmodellen von Amazon, Google, Microsoft, IBM und anderen weltweit führenden Unternehmen vertraut. Setzen Sie Ihre eigene digitale Transformation entlang der acht Kerndimensionen eines konkreten digitalen Aktionsplans erfolgreich um.Für wen dieses Buch bestimmt ist Vordenker, Führungskräfte und Industriestrategen, Management- und Strategieberater, Politiker und Entscheidungsträger, Unternehmer, Finanzanalysten, Investoren und Risikokapitalgeber, Studenten und Forscher sowie allgemeine Leser, die sich digital fit machen wollen.

This SpringerBrief introduces methodologies and tools for quantitative understanding and assessment of supply chain risk to critical infrastructure systems. It unites system reliability analysis, optimization theory, detection theory and mechanism design theory to study vendor involvement in overall system security. It also provides decision support for risk mitigation.This SpringerBrief introduces I-SCRAM, a software tool to assess the risk. It enables critical infrastructure operators to make risk-informed decisions relating to the supply chain, while deploying their IT/OT and IoT systems.The authors present examples and case studies on supply chain risk assessment/mitigation of modern connected infrastructure systems such as autonomous vehicles, industrial control systems, autonomous truck platooning and more. It also discusses how vendors of different system components are involved in the overall security posture of the system and how the risk can be mitigated through vendor selection and diversification. The specific topics in this book include: Risk modeling and analysis of IoT supply chains Methodologies for risk mitigation, policy management, accountability, and cyber insurance Tutorial on a software tool for supply chain risk management of IoT  These topics are supported by up-to-date summaries of the authors' recent research findings. The authors introduce a taxonomy of supply chain security and discusses the future challenges and directions in securing the supply chains of IoT systems. It also focuses on the need for joint policy and technical solutions to counter the emerging risks, where technology should inform policy and policy should regulate technology development.This SpringerBrief has self-contained chapters, facilitating the readers to peruse individual topics of interest. It provides a broad understanding of the emerging field of cyber supply chain security in the context of IoT systems to academics, industry professionals and government officials.

Understand the IT security features that are needed to secure the IT infrastructure of a small to medium-size business. This book will give IT managers and executives a solid understanding of the different technology solutions that their business relies upon-or should be employing-in order to make reasoned decisions regarding the implementation of those features. Coverage includes multi-factor authentication, firewalls, zero-trust environments, network segmentation, remote access solutions, and the people aspects of security that are often overlooked and represent an organization's biggest vulnerability. Chapters on the various technologies such as multi-factor authentication and zero-trust environments explain in plain English the values and benefits that each technology provides. Clear technical explanations are accompanied by business case explanations that explain the "e;why"e; of each technology and when each technology should be implemented. You will come away equipped to have business-driven discussions with your IT staff that allow for a productive balancing of the need for security with the need to do business and drive profits. You Will LearnThe importance of multi-factor authenticationThe limits of what multi-factor authentication can protectHow firewalls are used to protect your company from attackersWhat zero-trust environments are and what they meanWhether zero-trust networks are what is needed to secure your own environmentThe security benefits from implementing a network segmentation policyThe best ways to access files and resources from remote locations outside the officeWho This Book Is ForManagers and executives at small to medium-size businesses who want to understand the core aspects of IT security on which their business relies, business leaders who want to be able to follow along with and engage in discussions with IT professionals about security features, and leaders who are tasked with making decisions on which IT security features to implement

This book statistically confirms that complexity and changing technologies that affect the way operators interact within the systems of the nuclear facili-ties exacerbate the severity of incidents caused by human error and details the application of the systems engineering process to reduce human error given industries' rapidly advancing technology.Technology, Human Performance, and Nuclear Facilities: A Systems Engineering Approach to Reduce Human Error provides a basic understand-ing of Human Error/ P erformance and its relation to industrial operations and advancing technologies incorporated into facilities. The book discusses the context surrounding the complexity of changing technologies at nuclear facili-ties and the potential worsening of problems caused by human error when technology advancements concerning operator interaction with control sys-tems are implemented. It presents how to reduce human error propensity given the incorporation of advanced technology and covers ways to reduce human error using the systems engineering process. Also offered are several concepts related to the operator's involvement in the systems engineering process and the human performance integration with system operational requirements and system testing, evaluation, and validation, and the procedures and training development in the systems engineering process. This book presents empirical evidence for the importance of human performance management in the con-text of nuclear facilities and offers practical recommendations for the improve-ment of this function.Systems engineers, plant/ design engineers, the nuclear industry, plant operations management, and those involved in industrial and nuclear safety will find something of interest in this book.

The book covers the life cycle of pipeline valves, the largest and most essential valve in offshore pipeline engineering. Discussing the design process, testing, production, transportation, installation, and maintenance, the book also covers the risk analysis required to assess the reliability of the valves.

*** FOREWORD INDIES FINALIST FOR BOOK OF THE YEAR 2022 ****** WINNING FINALIST, INTERNATIONAL BOOK AWARDS 2022 ***Flip This Risk® for Enterprise Security provides a holistic snapshot of select security management issues. It is a compilation of stories from experts in the field providing unique and creative perspectives on several security management areas including risk and resilience, business continuity, executive protection, GRC (Governance, Risk and Compliance), global monitoring, and travel and event security.In this book, a diverse group of corporate security experts (who happen to be all women!) provides powerful narratives from personal and professional viewpoints, creating an opportunity for readers to easily grasp the concepts that frame security management in organizations.

"The interplay between prediction and risk and role of advanced predictive technologies (biotechnology, AI, and big data) in provoking social change"--

This book explains how to apply project management to implement and maintain business continuity. With a major emphasis on building business preparedness plans, it covers the basics of project management, risk management, business continuity, and business preparedness. Presenting a proven approach that firms can follow to become more resilient,

This book provides the statistical basis for quantitative risk management by presenting and explaining the most important distributions. Distributions describe the occurrence and impact of a risk. They are a prerequisite for risk aggregation, risk analysis and risk assessment as required by the German revision standards IDW PS 340, StaRUG and FISG.This book portrays the distributions that are fundamental for enterprise risk management and shows when and how they are used. These include the Bernoulli distribution, the binomial distribution, the Poisson distribution, the uniform distribution, the triangular distribution, the PERT distribution, the modified PERT distribution, the trapezoidal distribution, the custom distribution, the normal distribution, the lognormal distribution, the Weibull distribution, the expert distribution, the poly distribution and the compound distribution. Furthermore, the book explains how the parameterisation of the distributions can be done via expert estimates or algorithmic calibration. 

Safety Management Systems and their Origins: Insights from the Aviation Industry presents different perspectives on SMS to better decode what it means as a safety approach and what it implicitly conveys beyond safety.

This practical guide covers the steps necessary to sustain quality in a project from start to finish. The book shows how to identify risks at different process, phases, stages and offers directions on how to mitigate and reduce risks using analysis, evaluation, and monitoring.

WAYNE PENELLO AND ANDREW FURMAN have spent the better part of forty years investigating traditional hedging practices and innovating a better solution. And that innovation put them on a path to invent a groundbreaking approach to hedging. Risk Is an Asset tells the story of that invention, and it will transform the way you think about hedging strategies. What you will learn by reading this book is that effective hedging is not a decision, it is a process they call "Process Risk Management," or PRM. It is guided by risk metrics expressed in the same budgetary terms used to measure the success of your business. PRM helps each firm maintain focus on its own budgetary success and avoid the trap of trying to outguess the market. Why is measuring risk in budgetary terms important? Because if you measure the wrong things, you are unlikely to get the results you want.

Today is all of your TomorrowsWhen the shadow of decay is all around, turn tothe East, where brightening inevitably occurs.Yesterday today was the future and tomorrow is the promise.The missteps of the past once atoned for can never be repeated,if you accept that within you lie the seeds of success and happiness.Today is the moment in time cultivation takes place andtomorrow we reap the whirlwind of opportunity.Remember, today comes every day and ifyou missed yesterday than try it again,Today comes again tomorrowThe object of this book is to give knowledge not readily obtained elsewhere. This book is dedicated to those that want. Yes, I said, "Want." I mean, to "want" everything that you desire in life and make it available to you the easy way.