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Most books about saving for retirement are based on simple formulas like "pay yourself first" or "save 10%" when the reality is that this just isn't always possible. Retirement expert Fred Vettese introduces a new way of saving that takes into account the demands on our income at various stages of life.
Retirement planning is difficult enough without having to contend with misinformation. Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest.
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