Bøger af Graham Smith

UPDATED 2024 Edition. Includes all Medicare updates and changes for 2024. Medicare can be confusing and overwhelming, especially for recently eligible people. You have to make many decisions, and making the wrong ones or even not making a decision can be costly. Yes, there can be penalties for not enrolling, and you could pay them for the rest of your life. The goal of 5 Minute Medicare is to break down and explain Medicare in small, easy-to-understand sections that take no more than, you guessed it, 5 minutes or less to read. When you are finished with this book, you will have an understanding of the following: Medicare Part A (Hospital Insurance)Medicare Part B (Medical Insurance)Medicare Part C (Medicare Advantage)Medicare Part D (Prescription Drugs)Medicare Supplements (Medigap)What Medicare Part A and Part B Do Not CoverMedicare EnrollmentWorking Past Age 65Common Health Insurance Acronyms and DefinitionsThis book is for those who want to understand Medicare options and entitlements, including: People new to MedicareThose who have worked past age 65 and are now retiringFamily and friends helping others making Medicare decisionsThose confused by their optionsAnyone who wants to avoid Medicare penaltiesBuy your copy today! Graham Smith is a writer, Medicare expert, America's Health Insurance Plans (AHIP) Certified Health Insurance Executive (CHIE), Long-Term Care Professional (LTCP), and Licensed Insurance Agent with over 25 years of experience in the health insurance industry. He received his BS degree from Purdue University and MBA from Oakland University. Graham is passionate about helping and educating others on the important topic of Medicare. With his unique combination of writing experience and Medicare knowledge, he can take the complex and often confusing subject of Medicare and explain it in an engaging, concise, and easy-to-understand way. This desire to help others understand their Medicare options without overwhelming them led him to write this book, 5 Minute Medicare.

Venture into the depths of the ocean and unlock the secrets of one of its most enigmatic inhabitants: the Goblin Shark. In this captivating exploration of one of nature's most elusive predators, discover the incredible adaptations and unique characteristics that set the Goblin Shark apart. From its chillingly extendable jaws and needle-sharp teeth to its ghostly appearance and solitary lifestyle, this short book offers a thrilling glimpse into the mysterious world of the Goblin Shark. Unravel the mysteries surrounding this ancient and rarely seen creature as we delve into its behavior, habitat, and the scientific marvels that make the Goblin Shark a true marvel of evolution.

This book is aimed at all individuals and organisations that wish to improve their approach to absence management. It is designed to offer practical insights, frameworks and tools to enable the reader to understand the true nature of absence and to confidently take the steps that are needed to achieve improvement for the benefit of all. It introduces the Investig8(TM) model, a unique tool that takes the tried and tested principles used to solve serious crime and translates them to the world of work. The rigour that this framework offers enables you to gather the evidence necessary to construct a comprehensive picture of absence and thus be in a position to approach the matter strategically. In doing so, it also provides the necessary insights for the development of the bespoke solutions that will be required to address the unique circumstances that are relevant to your organisation. Each chapter contains a bullet point summary of the key concepts, as well as a 'real life' narrative that takes the detailed theory and provides a simple demonstration of how the various techniques could be used in practice.

Learn about the evolution of weapons by studying the design of the Civil War weapons cataloged in this attractive, full-color reference book. More than three million Americans fought in the Civil War and over six hundred thousand men, or two percent of the population, died in this dreadful conflict. Its impact is still felt today, for the war shaped our nation, and our national character. Studying the weapons used by both the Union army and Confederate forces tells an intriguing story of its own.The well-equipped Union army had access to the best of the industrial North's manufacturing output. By contrast, the South had to get by with imported arms and locally made copies of patented weapons. But the pressure of war quickly led to improvements in both sides' firearms. A War that began with single-shot horse pistols ended with multi-shot revolvers.Poignant archive photography is used throughout the book, showing the weapons in contemporary action, and placing them in their Civil War context. Evocative paintings by renowned Civil War artist Don Troiani bring the battlefield action to life.

This book, the first of a two volume study, provides an historical account of complaints against Metropolitan police officers between formation of the force in 1829 and codification of remedies for misconduct under the Police Act 1964.

"A timely critique of political short-termism and what we can do to counter it"--

This book offers an incisive analysis of the problems and pressures of citizenship in the twenty-first century, focussing in particular on the apparent decline of traditional forms of civic engagement, the emergence of new forms of participation and the relationship between citizenship and globalization.

Deliberative Democracy and the Environment makes an important contribution to our understanding of the relationship between democratic and green political theory.

Demonstrating the specific characteristics that make for comprehensible, friendly and controllable places, this book is about architecture and urban design. By means of sketches and diagrams, it shows how they may be designed in to places or buildings.

This text aims to examine both those federal formations where cultural differences - based upon race, ethnicity, tribe, language or religion - provide their architectural focus as well as the utility and appropriateness of federalism to managing differences in deeply divided socities.

Can we design institutions that increase and deepen citizen participation in the political decision making process? At a time when there is growing disillusionment with the institutions of advanced industrial democracies, there is also increasing interest in new ways of involving citizens in the political decisions that affect their lives. This book draws together evidence from a variety of democratic innovations from around the world, including participatory budgeting in Brazil, Citizens' Assemblies on Electoral Reform in Canada, direct legislation in California and Switzerland and emerging experiments in e-democracy. The book offers a rare systematic analysis of this diverse range of democratic innovations, drawing lessons for the future development of both democratic theory and practice.

A case with no leads.A victim with no enemies.A killer with no conscience…When Detective Beth Young is called to investigate a victim with multiple broken bones, nothing prepares her for what she finds. James Sinclair is fighting for his life, and Beth can't shake the idea that the nature of his injuries suggest someone with a personal grudge against him.But James's devastated wife Laura insists that her kind, softly-spoken husband is a man with no enemies. She was the one with the fiery temper, but James was so calm, she'd never once managed to provoke even a cross word from him in their eight year marriage. And he was the same with everyone - she can't name one person who might want to hurt him.But she knows virtually no details about her husband's childhood or his life before he moved to the Lake District as a young man, and Beth feels sure that the key to finding James's attacker is hidden in the secrets of his past. Who was he really? And what is the significance of the coded messages that Beth finds hidden on his laptop?Then two more bodies are found in one of the deep, picturesque lakes that the area is so famous for, exhibiting similar injuries to the ones James Sinclair suffered. How are they connected? And how many more people are at risk?Beth knows she is in a race against time to hunt a vicious killer who is both elusive and incredibly dangerous. A killer who knows what James did in the past. Who likes to be one step ahead. But who - if they realise they're being hunted - might come for Beth next… Readers are loving Fear in the Lakes:'WOW this is one hell of a page turner… Once I started this book I found it very hard to put down. I was practically glued to this book IT IS SO GOOD!!!!' Goodreads reviewer ¿¿¿¿¿'Up there with my best crime thriller reads of the year… I can't recommend this book highly enough, it's just brilliant.' Goodreads reviewer ¿¿¿¿¿'I read Fear in the Lakes in one sitting, it pulled me into its pages and nothing was going to make me put it down. Dark creepy and twisted...I loved it!' Netgalley reviewer ¿¿¿¿¿'Edge of your seat amazing. This book will have you gripped from the very first page. It is fast paced, with an amazing storyline with multiple twists and turns. It will have you guessing until the very last page.' Goodreads reviewer ¿¿¿¿¿'It twists and it turns as it explores small town communities, the close-knit relationships that can fester into something much more sinister. Lies and secret messages all combine into a fast-paced, roller-coaster ride of a read!... A nail-biting read which will leave you crying out for more!' Chapter In My Life ¿¿¿¿¿

The woman's limbs were so thin; the skin on her arms as translucent as tracing paper. Around her neck lay a faint string of purple bruises. In one so frail, darker, angrier marks might be expected but Beth knew the bruising would have stopped the moment her heart stopped beating.When a hiker finds the body of a woman by the shores of Lake Ullswater, the police are put on high alert. Felicia Evans was known to be a tough character, but who would have strangled her?Detective Beth Young quickly spots the links to three cold cases. Three women strangled and discarded in the stunning, wild hills of the Lake District.As Beth begins tracking down witnesses, the team receives an anonymous letter claiming the charming mayor of Carlisle is behind the murders. There's pressure from the top to clear his name. But Beth is determined to find the truth no matter whose feathers she ruffles in the process.Beth knows the clock is ticking. The killer is hunting again. And it's down to her to find who's responsible before another woman becomes his prey…A gripping edge-of-your-seat thriller from bestselling author Graham Smith, perfect for fans of Joy Ellis, LJ Ross, and J.R. Ellis. Readers are loving A Body in the Lakes:'Boy did I love every minute of it!... Everything that a true crime junkie wants and needs to satisfy that craving of thrills and chills… A Body In The Lakes is a dark and brooding read that totally held me captive. Parts chilled me to the core whilst other parts caught me off guard, causing an array of emotions. British crime writing at its best.' By the Letter Book Reviews, 5 stars'If I was to sum up in 3 words: Exciting, spine-tingling and unpredictable. It had me on the edge of my seat at times, especially when we got a glimpse into the killer's mind, and it literally kept me guessing until the very end.' Booked up Girl'A thrilling edge of your seat story.' Star Crossed Reviews, 5 stars'Excelled all expectations and this is a series that is right up there with my favourites… The book is set in one of my favourite places the Lake District with its beautiful scenery but the storyline is gruesome, disturbing and complex.. A gripping, fast paced thriller that grabs all your attention and doesn't let go, it's a real whodunnit and I would urge you not to miss it. Highly recommended.' Goodreads reviewer, 5 stars'Once I started this book I didn't want it to finish, it's a great read and a must for crime thriller fans.' Goodreads reviewer, 5 stars'Action packed, gritty, grisly in parts but also with some humour…and with a nail-biting build-up of tension this novel delivers on all counts for me. Great characterization and skilfully woven plot strands all add up to a captivating and very enjoyable read. Loved it and comes highly recommended.' Goodreads reviewer, 5 stars'Plenty of red herrings and twists kept my brain engaged.' Chapter in my Life, 5 stars

A tenacious young detective with scars both physical and emotional, Beth Young will stop at nothing in her fight for justice for the innocent. Death in the Lakes is the first book in the series. Set in the Lake District, it is perfect for fans of Joy Ellis, LJ Ross, and Peter James. Detective Beth Young has just joined the Cumbrian major crimes team when a body is found posed in a ritualistic manner - arms spread and graceful wings attached - at a crumbling castle in the hills of the Lake District. The entire police force is on red alert. But Beth begins to feel she's the only one who can follow the disturbing clues left by the twisted killer. Because she doesn't think like everyone else. To Beth, crimes are puzzles she can solve. Even if real life is a little harder. As more bodies are discovered in derelict stately homes across the Lake District, Beth knows she's in a race against time. But the killer is looking for another victim to add to his collection… Will Beth be able to save her? Or will he get there first? Readers are loving Death in the Lakes: 'I was absolutely gripped… A sophisticated and gripping read that will send your heart racing. This is an author who knows exactly what a crime fan expects from a book and he delivers every time. A thrilling and twisted read.' By the Letter Book Reviews, 5 stars 'Ohh I really enjoyed this book so much, the plot was exceptionally good, very gruesome and totally addictive.' Goodreads reviewer, 5 stars 'Every now and again something stunning comes along, and now is that time… Not only is the story original, and compelling, but the main character is one of the best fictional Police Detectives I've had the pleasure to be introduced to… A great book, just stunning.' Nigel Adams Bookworm, 5 stars 'Graham Smith is excellent at creating characters which lead the reader to make assumptions about them before he picks away and slowly reveals what lies... A great start to what promises to be an exciting new series.' Chapter in my Life 'Packed a punch of thrills and chills… [A] remarkable read that captures the mind in a vice grip and refuses to let it go.' Goodreads reviewer, 5 stars '[It] thunders towards a thrilling climax.' Goodreads reviewer 'Twisted and gruesome. And brilliant… Hugely atmospheric… The action is full on, and the story is full of tension - my nerves were shredded!' Suze Reviews 'Compulsive, atmospheric and relentlessly gripping!' Craig Russell 'Oh my, what a chillingly disturbing first case… Just when you think you may have it figured out… You don't… If you like a good police procedural serial killer mystery…. this is the one for you.' Goodreads reviewer 'A very, very cleverly written novel which grows in intensity… A psychologically intelligent, gripping and complex start to a brand-new series.' The Writing Garnet

This book provides evidence that telemarketing is one of the most effective B2B marketing channels. I was a late convert to the benefits of B2B telemarketing. In common with many marketing executives, I was unsure if it was part of the sales or marketing department - and like many of my colleagues, I thought it seemed a bit old-fashioned. The transformation came when I witnessed first-hand the power of telemarketing when it is done well, and recognised when I had been on the receiving end of a good sales call.All of this, combined with four years as Marketing Director of a telemarketing agency, drove me to write this book and redress the balance. I want to give CEOs and marketing/sales executives the evidence they need to make informed decisions about a potent tool.

Examines the problems and policy dilemmas that landlocked countries face in trading with the rest of the World. By recognizing that the main access problems for landlocked countries occur in the territory of the transit country, this provides a new approach to understanding the set of incentives that drive the political economy and shape the institutions governing transit of goods along corridors.

This book is concerned with the presence of familiar objects in unfamiliar places. It examines the literary practice of inserting imaginary photographs of art, architecture, and people into novels and short stories. These photographs are fictive objects, although some, especially those of art and architecture, have equivalents in real life. The book examines the presence of invented photographs in the writings of six authors who made extensive use of this practice. The ¿rst part of the book concentrates on E. M. Forster, while also including some discussion of imaginary photographs in Sinclair Lewis¿s novel Main Street. The second part of the book analyses the uses of photographs in the writings of Forster¿s near contemporaries, with separate chapters being devoted to Henry James, Marcel Proust, James Joyce, and Virginia Woolf. An epilogue touches on Christopher Isherwood, a member of the next generation of British writers. The book focuses upon largely unexplored areas in the writings of these authors ¿ what Virginia Woolf in ¿Modern Fiction¿ styled ¿un-expected places¿.

Kart racing is a useful first step on the ladder to becoming a professional racing driver, teaching essential skills of track strategy, vehicle set-up and positive mindset. Many top drivers continue to enjoy karting for fun and fitness. This title deals with this topic.

Explores the politics of post-Soviet transition and the problems which continue to face these states well into the twenty-first century, as they struggle towards democracy, market reform, ethnic co-existence and integration into a geopolitical post-Cold War world order.

An original blending of literary and film studies which seeks to dissolve barriers between the two disciplines. Offers a new reading of Dickens from the perspective of film, technology and visuality. Proposes a new reading of the emergence of film in the light of social and industrial transformations. -- .

This illustrated, action-packed book contains a full account of the part played by Suffolk's airfields during the Second World War.