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What would you do with an extra $10, $100, or $200 a month? We all have different reasons to want to save money. For some it is to pay off debts. For others, it's a better car, clothes, or new toys. For another group, it is a desire to build up a nest egg to start working for them and break out of the cycle of working to spend. Whatever your reason to cut expenses and save money, we can all use ideas on where to get started. Save Your Money, Save Your Life offers 110 suggestions on fun and practical ways to reduce your spending and keep more money your wallet. Through 12 savings categories, you'll get ideas like: How to effectively earn more than 10% cash back on credit cards. How to save on education all the way from preschool through to college. Ideas on car right-sizing, do-it-yourself maintenance, and saving in emergencies. How to make the most of entertainment without breaking the bank. Investment ideas to help you fund your own retirement, not your broker's. Recipes for healthy and frugal staples for your kitchen. How to reduce energy bills and make the most of free utility services. Free shipping services that let you avoid spending on gas and bring your purchases to you. 4 powerful mental shifts that will change the way you think and act with your spending. Beyond just ways to save money and cut expenses, Save Your Money, Save Your Life offers a viewpoint on the purpose of savings and reducing expenses. By understanding the power that comes from lowering your expenses, you'll see how to save more of your life to live for yourself and reach financial freedom. This book is meant for anyone who has wondered how to step out of the rat race and feel rich without winning the lottery. Getting rich isn't about how much you earn, it's about how much you save - so dive in and be inspired by new ways to live it up by living lean!
Balancing Acts offers consultants and managers a simple, powerful way to think about change, and ascribes a four-phase iterative process for implementing change. Reviewing change initiatives from different types of organizations, Balancing Acts confronts the problems and pitfalls head-on that often arise during workplace transitions. Conklin explains why organizational change can be so difficult, and shows that by balancing a set of competing psychological and systemic challenges, interveners will increase their chance of success.Conklin shows that human groups function as complex systems, and that a change initiative is not a linear progression toward a predefined result. Instead, change is an iterative process that involves a search for feasible and useful solutions. The book's central argument is that while leading or supporting this search, consultants and leaders must balance four critical concerns: confrontation and compassion, participation and observation, assertion and inquiry, and planfulness and emergence.
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