Bøger af Malick Ndiaye

Financial inclusion has become a particularly important theme in the policies and programs of developing countries. In sub-Saharan Africa, it is mainly driven by the rise of mobile telephony. In this region, a forerunner in the impetus given to the development of digital financial services, the assessment of these services reveals shortcomings compared with the exceptional levels achieved in areas such as Southern Africa, where a country like Kenya is setting the standard both in terms of the richness of its digital financial services ecosystem and the services it offers. It's time to ask questions, and look for mechanisms that could have similar effects in the countries of the West African Economic and Monetary Union (UEMOA). Innovative regulatory approaches are needed to meet the new challenges: interoperability, equitable sharing of value, rebalancing between ex-ante and ex-post regulation. This calls for better coordination between regulatory authorities, as well as inclusive consultation with stakeholders.

The objective of this study is to determine the technical efficiency of family farms and identify the factors that determine their income. Based on qualitative and quantitative data collection, it leads to a number of results. First, 46.5% of farms in Mauritius are technically efficient under variable returns to scale and that productivity is significantly influenced by the gender of the farm manager and the area cultivated. Second, farms in the Senegal Delta cultivate an average area of 2.23 hectares and earn an average gross income of ¿2126.816 per season. In addition, the level of education of the head of the household, the size of the cultivated area and certain non-agricultural activities (fattening) are identified as determining factors of agricultural income. Therefore, policies to improve the formal education of producers, capacity building of their organizations and access to land and inputs need to be undertaken to modernize family farms.