Bøger af Michael Berman

Baby boomers who have retired but want to reinvent themselves and create revenue are finding new ways to stay active and engaged. Nearly one in five people who remain working past age 65 are self-employed Boomers are deciding they'd rather start a new business at an age when their parents are retired and their grandparents hus are past their life expectancy.They not only have to figure out how to make their money last, but they need to reinvent themselves in the second act of life.Follow these few tips to let go of the old economy mindset and transition to the new economy.Experts have been predicting a new economy for a few years now, and astute observers and analysts can already see that it is here. While several catalysts drive the acceleration, exponential technologies, the global debt bubble, changing demographics, and the recent pandemic are a select few.Even those that are most change-resistant amongst us agree that the world will look very different by the time this decade ends. However, many folks are still in denial, succumbing to denial-led obsolescence. Several paradoxical changes in the new economy conflict with old-school thinking and need diametrically opposite approaches. The foundations for the new economy are built on the paradox, which makes it hard for old economy folks to transition out - unfortunately, many will not make it.I encourage baby boomers to explore and engage with the gig/creator economy by promoting a product or service tailored to their needs and interests.Baby boomers aged 57-75 who are interested in reinventing themselves and re-entering the workforce through the gig/creator economy. This is an easy to understand guide to help you navigate the new world.

The whole adventure started with a Firestone Tire replica ashtray, created for the New York Worldâ s Fair in 1939. Pat Mitchell (who really exists) bought the ashtray at a yard sale. According to Mitchell, engraved into the ashtrayâ s lip was a code pertaining to a fortune in gold bullion. Intrigued, he began to collect these ashtrays and found more codes. He became obsessed. Was Pat crazy, seeing things? He enlists his reluctant grandson, an investigative reporter, to help. Ace Mitchell, Patâ s grandson, begins a grand quest for the truth, which takes him from Philadelphia to Clarksburg, West Virginia to Regensburg, Bavaria, Germany. During his investigation, he encounters members of U.S. Intelligence, Der Spinne, a Nazi organization based in South America, and one of Germanyâ s richest men. What will he find: a fortune in gold bullion, hidden by the Jews of Bavaria before the war, or a verification of the delusional obsession of an old man? Ace Mitchell is a story that jumps between pre- and post-war Bavaria and current times. It is a story of greed, murder and hypocrisy. Pat Mitchellâ s notes are very thorough and reproduced in the book. Could it all be true?

If greed, ego and murder can make you chuckle, Monkey In The Middle will make you laugh out loud. Two old fraternity brothers plot the murder of their wives. Their hit man takes time off from selling body parts to help them. A big-time business acquisition rests on their success. The finale is outrageous, original and uproarious.

Despite being located on the extreme eastern boundary of Europe, and having been frequently conquered by invading people from Asia, including Arabs, Turks, Persians, Mongols, and more recently Russians, Georgians still regard themselves very much as Europeans and it is to becoming a future member state of the EU that the majority of the people now aspire. As for the traditional folk-tales from the region, one of their main characteristics is that they are packed with action: Whilst a written, "literary" novel or short story might devote paragraphs to descriptions of people or places, these tales usually settle for an adjective or two; "a thick impassable forest", "a handsome stately man", or a formula such as"not-seen-beneath-the-sun beauty". Many of the heroes and heroines do not even have names (Hunt, 1999, p.8) Safely cocooned, or so we like to kid ourselves, in our sanitised western urban environment, we tend to take the elements for granted. However, tales from a time when the Earth was new help to jolt us out of our daily lethargy, as do the stories in this collection - a number of which have never been translated from Georgian direct into English before.

The goal of risk management isn't to eliminate risk. It's to understand it. Strategic risk management isn't just about how, it's about why. In The Upside of Risk, author Michael Berman shows readers why risk management and strategic planning are inseparable. Building off research, historical examples, and the most current enterprise risk management framework, he shows why good risk management isn't about risk avoidance. It's about risk awareness, which empowers financial institutions to be prepared, protected, and positioned for opportunities. Underlining his message with lessons learned from the financial crisis and the COVID-19 pandemic, Berman coaches readers to critically and systematically evaluate the assumptions propelling the decision-making process. From governance and culture to risk assessments and setting measurable strategy goals and objectives, he demonstrates why the most successful financial institutions approach risk management with curiosity and an open mind, leveraging their discoveries to make smarter decisions that support long-term strategic goals. Thoughtful and accessible, The Upside of Risk weaves together risk management theory and practical advice to deliver actionable takeaways for transforming risk management into a strategic advantage. It's a must-read for anyone in the banking industry who cares about creating value and building resilient institutions.

"Long ago the trees thought they were really peopleLong ago the mountains thought they were really peopleLong ago the animals thought they were really peopleSomeday, they will sayLong ago the humans thought they were really people" Constance O'Day-Flannery, Shifting LoveIntroductionShape-shifting is a common theme in mythology, folklore, and fairy tales. In its broadest sense, shape-shifting occurs when a being (usually human) either (1) has the ability to change its shape into that of another person, creature, or other entity or (2) finds its shape involuntarily changed by someone else. If the shape change is voluntary, its cause may be an act of will, a magic word or magic words, a potion, or a magic object. If the change is involuntary, its cause may be a curse or spell, a wizard's or magician's or fairy's help, a deity's will, a temporal change such as a full Moon or nightfall, love, or death. The transformation may or may not be purposeful.The desire to be different in some way so as to match some ideal promoted through advertising has become an obsession, especially for vulnerable younger members of society. Perhaps the pressure to conform to some unrealistic ideal is something that has always been with us, but surely not to the extent that now is the case. And it is this desire that helps to account for the current interest in shape-shifting as it would seem to provide a means of achieving the goal to bring about change. However, as many of the tales in this collection show, it is only by coming to terms with who we really are that peace of mind can truly be ours once again.Another, and perhaps even more significant reason for the fascination with shape-shifting is that stories and shamanic journeys that involve such transformations let us cross the threshold between this reality and other worlds, at least in imagination. Through such tales and journeys we learn to appreciate that we can in fact wear many shapes and inhabit many skins, and we are reminded that we are all living beings beneath the fur, the feathers, and the scales.Having no scripture, liturgy or singular deity, if one's ... desire is to find universal truth it is easy to perceive the Pagan outlook as too diverse and individualistic to have any weight or worth. (Restall Orr, 2012, p.96).On the other hand, if you take a Bible and put it out in the wind and rain, soon the paper on which the words are printed will disintegrate and the words will be gone, whereas for the Pagan his or her Bible IS the wind and rain. And although there may not necessarily be key texts or set teachings to guide the Pagan, there are stories: legends shared with other people, other lands, tales from other, older, cultures that speak to us, and it is those stories that form the focus of this book.

Consists of 60 short self-study units. This title helps students with the Business English they need for their work. It includes an Answer Key so the learners can check what they have done, and thus work independently.

Written and designed for TEFLs (Teachers of English as a Foreign Language), this is a visually appealing, thoroughly practical resource full of exercises, activities, stories, visualisations, puzzles and information for immediate use in the classroom.

This unique book combines the power of metaphor and the dynamics of story telling. Tracing techniques of story telling back to their original roots, it promotes a deep understanding of the uses of metaphor. Each story takes the form of a guided journey that leads the listener along an imaginative path.