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In the developing countries like India, fee-for service is still the major type of payment mechanism, where very few people can afford to utilize oral health care services regularly and most of the people will visit dentist only for curative services occasionally not for preventive measures Hence Dentists are often puzzled when patients and the public complain about the high cost of dental care. In response to the barriers faced as a result of not being able to afford the cost of health care, various concepts and mechanisms of financing are born. Therefore it is not surprising to see a continuous stream of proposals and mechanisms being conceptualized to make health care amenable to the public in the form of Insurance.
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