Bøger af Santosha K Nayak

This book teaches the right way to manage your personal finances. This is one of the best finance books that help the younger generation to set out their financial journey. This is a must-read for students, young adults, persons who are financial backbone of their families. Without basic money management skills, you will keep working for years but always fall short of money at critical junctures of life. This book gives the basic money management education that averse the hardships that may creep in if you are ignorant. Keep in mind, "earning money doesn't make you rich, but right savings and investment does"Today's young think that they have a lot of time to think about the future. That's how they lose most of their critical time being unaware till they get a sudden financial shock. And then they try to find a solution under their knees. They feel like a warrior who has to fight a war with no experience, no knowledge and no preparations. Remember, your riches are with you, but you forget or ignore to reckon it. The biggest resource you have is time. And you need the right financial knowledge to make the best use of the time that can propel you to wherever you want. The earlier you learn the right way to manage your personal finance, the more confident and successful you'll be later in life.Before you are forced to land in such a situation, you have to take action based on the knowledge of financial management. If you are mentally ready to face the future, your life will be financially easier; you don't have to waste your productive years fighting financial wars. You can focus on getting more success in other areas of life. There are many people who are unable to maintain a correct balance between their income, spending, saving and investment due to a lack of financial literacy. They need a self-help guide on finance that will give them financial freedom. We have to keep learning and improving our resources to make the right financial decisions with the ultimate objective of living a rich, financially secure and living happy life.

Every small and large regions of the world is endowed with various natural resources by Mother Nature. Long been, I felt that every region of the world - small or big, deserts or oceans, coastal plains or mountains, deep forests of developed cities, villages or towns, rural or urban - all have been endowed with sufficient resources by mother nature for the prosperous living of the organisms in harmony. But the pre-condition to get the prosperity is - to work hard for it- the Karma as explained in Srimad Bhagwad Gita. The organisms living in the regions have to be industrious to be prosperous. Our ancient forefathers perhaps had understood it very well, that's why many successful and prosperous civilizations, empires walked on earth. With this understanding we must look forward to harness our desire and energies in right direction to achieve prosperity for us. We need to move from entitlements to capability building with an ultimate aim of attaining empowerment.A nation can only get allround prosperity and happiness when each smaller region from every corners of the nation is developed. This book detailed about the Graded Self Sufficicient Model of Regional Economic Growth based on the principles of Unique Natural Endowment Theory. It envisages a bottom up approach of development of various regions and hence collectively of a nation.