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Grace Upon My Heart: Poems of an Awesome God is a collection of beautiful and encouraging poems that were written by Terry Harris from her life experiences, some from pain and trials and others from the joyful exuberance of watching God work in faithful and miraculous ways. They are stories of faithfulness, love, forgiveness, redemption, and hope. They are also stories of God's creation and how He uses that to bless us and meet us where we are. Each one inspired by God, these poems will speak to everyone who is feeling the pain of personal hurt or the joy of God's amazing love. Combined with meaningful scripture and beautiful photographs of God's creation, this book will touch your heart and soul. Grace Upon My Heart follows Terry's first book of inspirational poetry Breathe with Thee: Poems from the Heart of God.
This book introduces a measure of firms¿ competition culture based on a textual analysis and natural language processing (NPL) of firms¿ 10-K filings. Using this measure, the book explores the relationship between competition culture and various phenomena in corporate finance, specifically, institutional ownership structure, stock return performance, idiosyncratic stock price crash risk, meeting/beating analysts¿ earnings expectations, and earnings management activity, for a large sample of US-based financial and non-financial firms. In particular, the book provides evidence that transient institutional ownership intensifies firms¿ competition culture, while dedicated institutional ownership lessens it. In addition, the book¿s findings suggest that firms with greater levels of competition culture achieve higher levels of short-term stock return performance, experience greater incidence of idiosyncratic stock price crashes, and are more prone to meet/beat analysts forecast and engagein accruals-based earnings manipulation.Finally, the book examines the role played by competition culture in financial firms (i.e., banks). Specifically, the book explores the effect of competition culture on bank lending and shows that banks with greater levels of competition culture are generally more prone to engage in procyclical lending activity. The findings of the book have significant policy implications and will be of interests to regulators, accounting standard-setters, managers and those charged with firm governance, career academics and researchers, graduates, and those generally interested in the role played by corporate culture in the related fields of finance, economics, and accounting.
Could you use some encouragement during a hectic and stress-filled day? Do the stories of others persevering through their challenges and overcoming the odds help you through your challenges? If you answered "yes" to these questions, then you have picked up a book that will refresh and encourage you. Obstacles to Opportunities explores many topics, stories, ideas and concepts which will help you view your obstacles as opportunities for growth. This book is a concise, easy-to-read collection of inspiring stories and practical, relevant information, designed specifically for your busy life style. Enjoy the journey!Terry Harris has a passion for stories about overcoming the odds. Diagnosed with cerebral palsy at the age of two, Terry was never supposed to walk, talk, read, write or go to a regular school. His parents were advised to place him in an institution. Today Terry has a Masters Degree in Counselling, is an advocate for families impacted by incarceration, is a motivational speaker, broadcaster and author. Terry credits all of his accomplishments to a loving God, supportive family and a special group of people he calls, "Master Encouragers." Terry and his wife Dawn live in Kingston, Ontario.
A collection of poems, each born out of life experiences of the author, from the pain of hardships and despair to the joyful exuberance of watching God work in faithful and miraculous ways. They are stories of Gods faithfulness, love, forgiveness, redemption, and hope. They are also stories of how God uses His creation to bless us and meet us where we are. Each one inspired by God, these poems speak to everyone who is feeling the pain of personal hurt or the joy of Gods amazing love. I have known Terry for many years, and I know that she loves the creative, from crafts and beautiful albums to her love for writing poetry. She is a true inspiration to all. From her various joys and trials, she has poured out her heart on paper in the form of meaningful poetry that will sometimes grip your soul, sometimes make you laugh, and other times soothe your heart. Breathe with Thee is a recommended read for anyone who enjoys this creative way with words. An added treat is the array of her beautiful photos that she has included to complement her poems. Caroline Adams Miller, MAPP, author, speaker, performance coachTerrys poetry speaks to the faithfulness, love, and majesty of our God in a way that will stir your heart to love and trust Him more in your life. Ray Lynch, author, speaker, and founder and president of LifeChange Concepts, Inc.
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