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What you don't understand about interest rates probably IS hurting you... financially! Typical financial wisdom and advice is sometimes lacking, and at other times, altogether wrong. This book fills in important gaps about essential but little-understood financial topics you won't hear about from most financial advisors. Busting the Interest Rate Lies corrects common financial myths such as: -Purchasing a car with 0% dealer financing is the best way to buy a car; -You always save money by paying cash for major purchases; -A 15-year mortgage is more efficient than a 30-year mortgage; -Earning a higher rate of interest on your investments is the key to amassing a small fortune over time. Additionally, you'll discover rarely-discussed facts about: -What student loan debt costs the average college graduate; -What the banks don't want you to know about credit cards; -Insider information on how to get the best deal on a car; -Finally! An accurate comparison of buying vs. renting; -Why "average" investment rates of return don't equal "actual" rates of return; -And an analysis of Life Settlements-the best investment you may have never heard of! Whether you are just learning to manage your money or whether you are an experienced investor, Busting the Interest Rate Lies offers information to help you avoid common financial mistakes and put MANY thousands of dollars into your pocket!