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The coronavirus crisis and related business failures are widely discussed topics, with COVID-19 raising many concerns about existing risk management models. Many companies have struggled to understand which factors to consider in their business model to address the new risks associated with the pandemic. The resulting financial crisis has highlighted the importance of further research on risk management that will allow businesses to develop feasible models for handling various risks in the ongoing crisis and recovery period.Existing academic studies emphasise the necessity of revised risk management models, but focus on the risk posed by Artificial Intelligence and other advanced technologies. The detailed study thus fulfils the vital need to understand how the risk management strategies of businesses should be revised, to adapt to changes brought about by the pandemic.This book is essential reading for students studying risk management, researchers examining the relation between advanced technology and risk management mitigation strategies, businesses working on their strategies around managing risk, and policymakers looking for necessary policy changes for an effective support to businesses.

Now that you matched or prematched, what's next? where do I live? What do I wear? What should I study and what are the things I wish I had known before starting? How do I balance my work with family? Do not look further. The Intern's Diary will guide you through every step of the way. If you are an IMG, medical student, or AMG, recent or old graduate. Or perhaps you are already in the residency training, and it's hard to get through easily. This book is the best for you. It will change you completely to a better and strong intern. Maybe you are not a medical professional, but you would like to give a gift to your loved ones in medical schools or about to start residency. This will be a great gift for them.It will answer most of your questions that you might be shy to ask your colleagues, seniors, or attendings during rounds. It has some imaging, illustrations, and list of commonly used medications as well. The pocket size makes it handy during your clinical rotations, both inpatient and ambulatory. It is designed for almost all specialties, including internal medicine, family medicine, psychiatry, and emergency medicine. Wishing the very best in your next phase of career!

Operational risk managers in the financial services industry must have a solid understanding of the best practices for the implementation of an effective risk management framework and the management of operational risk. Practices for Operational Risk Management is designed to deliver a deep, practical understanding of operational risk management, risk management frameworks and measurement methodologies in financial institutions. Written by a practitioner author team from major financial institutions around the globe, current and new operational risk managers will find this primer a valuable resource.

This book presents the state-of-the-art applications of machine learning in the finance domain with a focus on financial product modeling, which aims to advance the model performance and minimize risk and uncertainty. It provides both practical and managerial implications of financial and managerial decision support systems which capture a broad range of financial data traits. It also serves as a guide for the implementation of risk-adjusted financial product pricing systems, while adding a significant supplement to the financial literacy of the investigated study.The book covers advanced machine learning techniques, such as Support Vector Machine, Neural Networks, Random Forest, K-Nearest Neighbors, Extreme Learning Machine, Deep Learning Approaches, and their application to finance datasets. It also leverages real-world financial instances to practice business product modeling and data analysis. Software code, such as MATLAB, Python and/or R including datasets within a broad range of financial domain are included for more rigorous practice.The book primarily aims at providing graduate students and researchers with a roadmap for financial data analysis. It is also intended for a broad audience, including academics, professional financial analysts, and policy-makers who are involved in forecasting, modeling, trading, risk management, economics, credit risk, and portfolio management.

Technische Maßnahmen, die es Cyberangreifern schwer machen, dienen zur Abschreckung, weil Hacker immer nur so hoch springen, wie sie müssen. Bei komplexen und vor allem sicherheitsrelevanten IT-Infrastrukturen reichen diese technischen Maßnahmen allein jedoch oft nicht aus.Dieses Lehrbuch betrachtet alle Aspekte der IT-Sicherheit und effektive Maßnahmen, um Angriffe zu detektieren und sich erfolgreich dagegen zu wehren. Es behandelt allgemeine Angriffsmechanismen und Angriffsszenarien, die von Angreifern angewendet werden. Dabei soll klar werden, dass es nicht ausreichend ist, Firewall-Regeln sauber zu konfigurieren oder die aktuellsten Patches einzuspielen. Vielmehr muss ein ganzheitlicher Ansatz gewählt werden, der Nutzende einschließt (Awareness) und funktionierende Prozesse für den Fall eines konkreten Angriffs etabliert. Das Buch zeigt, wo die Schwachstellen liegen, wie man sie schließt, wie man Angriffe erkennt und wie man sie erfolgreich abwehrt.

As the title indicates, this book is about risk management and about insurance and provides an essential resource for all those involved in delivering high quality advice about protecting both personal and property for all Australians, their families and businesses. Financial planning involves more than just solving accumulation of capital problems. It has evolved to include advising on strategies to protect assets against catastrophic events should they happen and reducing their financial impact. This book introduces the risk management process and shows how insurance fits into the process. It also outlines how the process is applied to small business, personal property and personal financial protection; that is, the book focuses on the practical application of the techniques.Financial planning exists in a dynamic environment where legislative change is the only constant. From the introduction of the new Corporations Act (2001), the FOFA legislation and the new education requirements adopted by the Turnbull government signals the government's expectations of higher professional and ethical standards of financial planners.The third edition goes a long way in meeting these increased expectations as it includes the new legislative reforms as well as the reforms contained in the Insurance Contracts Amendment Act 2013. (the Act). This Act introduces changes such as to: the duty of disclosure, subrogation, misstatement of age, the removal of unfair terms in insurance contracts and much more. It also includes the FOFA reforms and advice to financial planners on conducting due diligence. Many sections have been updated and additional cases and illustrated examples added. The sections in the 2nd edition referring to New Zealand have been removed to avoid confusion with the Australian insurance scene.Insurance and Risk Management is the only Australian text book that focuses exclusively on the Australian Insurance Contracts Act 1984, Australian regulatory environment, Australian insurance environment, Australian insurance policies and as such, is an invaluable resource for Australian students and professionals.It: includes all the material that is required to be covered for graduates to gain entry into the Financial Planning Association of Australia meets the education content requirements for the proposed legislation to raise the professional standards of financial planners provides a practical explanation of risk management and its application explains complicated and technical general and life insurance concepts in plain English outlines how the general and life insurance industries operate in Australia provides practical instruction that will enhance the financial planning and insurance curriculums, and empowers readers to present life and general insurance risk management solutions in an authoritative and professional manner.Insurance and Risk Management is an invaluable resource for practicing financial planners, students and the public as the reader is taken from the basics through to a deeper level of understanding on a range of topics. Each chapter concludes with specific review questions, which makes the book particularly useful for: Diploma of Financial Planning students Advanced Diploma of Financial Planning students students studying for a degree in financial planning or as a major/minor area of study in an accounting or other degree students studying for a master's degree in financial planning or as part of a master's degree in business, or those who wish to know how a better understanding of risk management and the application of insurance can increase the financial security of their families and businesses.

"What are the keys to bringing emotional stability to your classroom through balanced regulation and co-regulation? We've all seen or experienced them: chaotic moments when emotional equilibrium gives way to outbursts of anger, arguments, tears, and turmoil. The results of such dysregulation are rarely positive, and entire class periods or even whole days can be lost in the fallout. Packed with clear definitions, facts and statistics, heartfelt stories, and applicable discussion points, Regulation and Co-Regulation is rooted in the principle that relationships come first--it only takes one safe, committed adult to help a child heal and build resilience through co-regulation"--Back cover.

Are you struggling with low self-esteem, negative thoughts, and a lack of motivation? Then YES…I CAN is the perfect book for you! Written by world-renowned author and motivational speaker, Dr. Partha Goswami, this inspiring guide teaches you how to use the power of positive affirmation to overcome difficult circumstances and achieve your goals. Through real-life stories, personal anecdotes, and practical exercises, He shows you how to develop a winning mindset and use the power of positive affirmations to create a life of success and fulfillment. With YES…I CAN, you can finally unlock your true potential and start living the life of your dreams.

This book attempts to look into the genesis of security culture as a concept which emerged with the recognition of the role of the human factor in the context of security. It traces the rapid evolution of security culture into a multi-functional discipline reinforced by supplementary tools such as assessment and enhancement methodologies, reviews practical steps to harmonize nuclear safety and security culture as well as recommends its practical application to address insider threats and their consequences. In addition, it demonstrates how to tailor the generic model of nuclear security culture to meet specific needs of diverse facilities and activities in different countries. Finally, the book discusses several challenges which need to be addressed to make security culture a user-friendly, universal, and sustainable instrument to turn the perception of the human factor as a liability into an asset of nuclear security.

As a single mother, Dr. Jacki Edwards forged through life's valley and treacherous mountains to make a better life for herself and her children. Along the way, she found great success, but each victory was hard won. She stayed goal-focused and listened to her inner voice, never wavering in her faith and trust in God, even though it was not easy. Now having come through on the other side, she is here to share her hard-earned wisdom with you. How to Get Your Life in Order by Ordering Your Life's Steps: 7 Principles to Achieve Personal Goals by Dr. Jacki Edwards is an inspiring self-development guide based on the seven simple principles that the author used in her life to achieve her personal goals and aspirations. Her accomplishments, whether academically, professionally, or personally, all took place in small increments, and these steps helped her stay resolute in her decisions. It is possible to achieve your dreams if you are willing to do the work and endure the process. The vision you have for your life is attainable, and realizing your full potential is possible. Including an application section titled "Simple in 7 Steps" after each chapter, Dr. Jacki provides the opportunity for readers to apply the concepts discussed in the book to their personal situations. This book will enhance, motivate, and guide you through the process as you unlock your full potential, take another chance on yourself, or start over with this self-help guide. Dr. Jacki Edwards is a published author, inspirational speaker and board-certified family nurse practitioner. She is the CEO and founder of Jacki Edwards Events & More and How May I Health You, a disease management coaching company. Her life's story is marked by two failed marriages, unsettling forms of marital abuse and the struggles of raising children as a single mother. Those periods of lows taught her how to navigate the murky waters of life. She has used the steps outlined in her new e-book "How To Get Your Life In Order By Ordering Your Life's Steps" to bring about change, stability and financial freedom in her life. Those hard times also brought her to bending knees and over the years she developed a deep, unwavering relationship with her God. Today, she is wiser, stronger and confident in who she is and who God wants her to be. www.jackiedwards.me

As a financial advisor, you play a crucial role in ensuring your clients have the resources they need to make informed decisions about their health and financial well-being. Medicare is a remarkably complex and ever-changing aspect of retirement planning, and it can be easy to fall into common mistakes that could have significant consequences for your clients.That's why I wrote this book - 10 Medicare Mistakes Financial Advisors Make and How to Avoid Them. In it, I'll outline the top 10 mistakes financial advisors make when navigating Medicare and provide actionable steps for avoiding them. Whether you're a seasoned pro or just starting, this book will help you understand the Medicare system and avoid costly missteps that could impact your client's health and financial stability

The Instructional Coaching Handbook is not a new model of coaching. It addresses common hiccups that prevent productive coaching conversations from happening in the first place. From their thousands of annual school visits, the authors recognize that coaches frequently confront similar challenges when helping educators address seven skills and dispositions - and they devote a chapter to each: Efficacy, Equity, Academic instruction, Social-emotional instruction, Openness to feedback, Lesson planning, Team membership. Each chapter features scores of practical, research-based strategies with a history of success. Mix and match them according to your leadership style, the needs of the student or teacher, and the demands of the curriculum. In addition to implementation stories that show what the strategies look like in a range of classroom settings, this handbook includes effective tools and resources that help guide you through the thorniest of coaching conversations. All you have to do is dive into an appropriate chapter; scan for ideas that match your style, the educators you coach, and your unique context; and start making a difference!

This book aims to clarify the priorities of the Sendai Framework for the DRR 2015 - 2030, through gathering recent contributions addressing the different ways researchers define, measure, reduce, and manage risk in the challenge of the DRR. Beyond a discussion of the different definitions of disaster risk; this book provides contributions focused on optimization approaches that support the decision-making process in the challenge of managing DRR problems considering emerging disaster risks in the medium and long term, as well as national and local applications. Some of the topics covered include network flow problems, stochastic optimization, discrete optimization, multi-objective programming, approximation techniques, and heuristic approaches.The target audience of the book includes professionals who work in Linear Programming, Logistics, Optimization (Mathematical, Robust, Stochastic), Management Science, Mathematical Programming, Networks, Scheduling, Simulation, Supply Chain Management, Sustainability, and similar areas. It can be useful for researchers, academics, graduate students, and anyone else doing research in the field

This book contains the papers presented at the XXXI International Congress INGEGRAF ¿Graphic Expression: reunion, reflection, representation,¿ held on June 29¿30 and July 1, 2021, in Málaga, Spain. It reports on cutting-edge topics in product design and manufacturing, such as industrial methods for integrated product and process design, innovative design and computer-aided design. Further topics covered include virtual simulation and reverse engineering, additive manufacturing, product manufacturing,engineering methods in medicine and education, representation techniques and nautical, engineering and construction, aeronautics and aerospace design and modeling. The book is divided into six main sections, reflecting the focus and primary themes of the conference. The contributions presented here provide researchers, engineers and experts in a range of industrial engineering subfields with extensive information to support their daily work; but also they are intended to stimulate new research directions, advanced applications of the methods discussed and future interdisciplinary collaborations.

Managing through Strength-Based Interventions continues to search for solutions to the emotional pain that is present in our children and in the youths' daily life. When in search of practical steps to apply to present problems, it is important to address aspects that can cause a huge change in the lives of many in our community.The author draws from years of personal, one-on-one experiences in the field of helping children, youths, and families. While the book explains the devastation caused by many years of pain and growing hurts, it also provides the opportunity for immediate interventions that are needed to repair and institute solutions to a long-lasting problem in society. You will find yourself reading about ways you can avoid making the same mistakes and how you can help improve the lives of the ones to whom you have been entrusted to help.

This research interest lies in the area of learning and teaching, both students' and teachers' learning. Based upon the author's current position as a Head Teacher, he has instantly been dealing with starting teachers, some may be classified as teachers with no experience, while the others may be defined as teachers who are already in the classroom with little or no formal training. The research aims at providing help to starting teachers in the very beginning of their teaching journey

Great and wonderful lessons were learned by our family and everyone in the neighborhood as we were constantly on the move.Our family remained close-knit and adjusted smoothly to many uncomfortable situations.We remained stable and prosperous. Our climb to success and stability wasn't hampered by our circumstances.Moving and living in rental properties is much different than moving into a home that is being purchased. There are difficulties in life but to sustain a family and goals under extreme pressure that comes with the change of moving, dismantling, and reestablishing a healthy environment for family living was made possible by the knowledge, skills, wisdom, and family coordination of Mrs. Grace Waters. She put everything in motion.Each home/house we lived in told a story and reflected our attitudes and our abilities to adjust with positive results. Mrs. Waters had a philosophy. I'll restate it here: When someone gives you the back or anything that is secondary and unacceptable, take that thing or situation, change it, refurbish it, turn it around, and make it the front with beauty. Mrs. Waters had flawless ability and courage making changes and improvements.We learned how to overcome and thrive with opposition and not be bitter. From our life lessons of lemons, we made lemonade.The houses really could talk.

This book is an excellent introduction to the basic principles of critical thinking. It will provide you with insightful tips, and easy steps that you can follow to solve problems efficiently. The tips presented in this book aren't restricted to just one scenario and can be made use of in every aspect of the life. Critical thinking is the ability to think objectively and rationally about a particular situation without letting your emotions rule you. This is an important skill that's quite important in life if you want to be successful. Like any other skill, this one can be easily learned! All it needs is a little bit of practice and patience. Here's a sampling of what you'll learn and how they relate to critical thinking:The 8 critical thinking characteristics you already have but you're not using at their full potentialHow to use the critical thinking process that helped galileo discover the earth orbits the sunWhat a reality game like sims can teach you about yourself, without even playing itHow to think like a scientist and make your decisions successful experimentsIf you're a person who struggles with good communication, and you are not able to listen to the people around you, then reaching mutual understanding in your relationships will prove quite difficult.Professional relationships are one of the most common types of relationships that people struggle with. When you put more than one person into a room, there can be conflict.

This book encapsulates the everyday kitchen table discussions that Christians and non-Christians engage themselves in. People are sometimes in the dark as to what side to identify with when there are divides in some Christian truths, doctrines, and practices. Everyone would like to be in right standing with God as we go through our sojourn here on earth. The content of this book sheds light, using scriptural verses to assist the reader in navigating through issues like: - Women should be quiet in Church... - Taxes are enslavement for Christians - Drinking of alcohol - Wearing of jewelry - And a whole lot more in the book. This book, Kingdom Wise, will assist you to take a stand on issues pertaining to life and godliness. Esther Agbi is a registered clinical pharmacist in Edmonton, Alberta, Canada. She is the co-founder of 'Christ Our Wisdom and Power Pentecostal Missions' (www.christwisdom.org.) also based in Edmonton. Esther Agbi has written many Christian articles to enhance our everyday living. She works hard in raising leaders with integrity through her podcast on YouTube, (Let's Talk with Dr. Esther Agbi). She has a Bachelor's degree in Pharmacy, Master's degree in Business Administration and Doctor of Theology degree from Christian Leadership University, in USA. She is married to Joseph Agbi, and they are blessed with two children, Deborah, and David Agbi.

When it comes to managing cybersecurity in an organization, most organizations tussle with basic foundational components. This practitioner's guide lays down those foundational components, with real client examples and pitfalls to avoid.A plethora of cybersecurity management resources are available-many with sound advice, management approaches, and technical solutions-but few with one common theme that pulls together management and technology, with a focus on executive oversight. Author Ryan Leirvik helps solve these common problems by providing a clear, easy-to-understand, and easy-to-deploy foundational cyber risk management approach applicable to your entire organization.The book provides tools and methods in a straight-forward practical manner to guide the management of your cybersecurity program and helps practitioners pull cyber from a "e;technical"e; problem to a "e;business risk management"e; problem, equipping you with a simple approach to understand, manage, and measure cyber risk for your enterprise. What You Will LearnEducate the executives/board on what you are doing to reduce riskCommunicate the value of cybersecurity programs and investments through insightful risk-informative metricsKnow your key performance indicators (KPIs), key risk indicators (KRIs), and/or objectives and key resultsPrioritize appropriate resources through identifying program-related gapsLay down the foundational components of a program based on real examples, including pitfalls to avoidWho This Book Is ForCISOs, CROs, CIOs, directors of risk management, and anyone struggling to pull together frameworks or basic metrics to quantify uncertainty and address risk

The bestselling "bible" of risk management gets a comprehensive update, with special attention to the pandemic crisis, new emerging risks associated with digital finance and the emergence of disruptive new technologies and FinTechThe Essentials of Risk Management has long been the go-to guide to financial risk management, combining academic research with real world applications. Now, in this thoroughly updated edition, the authors revisit previously covered topics while addressing a wide range of new issues-from the pandemic to new technologies such as machine learning (ML), artificial intelligence (AI), climate change and distributed ledger technology (DLT).This third edition of continues to cover all the relevant topics, from the structure and workings of various financial markets and the financial instruments used in risk management, to best-practice risk policies, methodologies, and infrastructure. Using simple language and step-by-step techniques, the authors show you how to implement risk management programs in complex areas such as market risk management, credit portfolio management, economic capital, asset-liability management and stress testing.New chapters address:The consequences of the COVID-19 pandemic from a risk perspectiveThe emergence of new technologies that have facilitated the explosion of FinTech companies that compete with traditional banks to provide financial services cheaper, more user-friendly and with greater efficiencyThe dramatic increase in the size and scale of cyber risk, anti-money laundering risk, and reputation risk, as well as the concept of risk appetite and risk adjusted returns, all of which have become more prominent over the last decadeRisk management issues specific to start-ups, and moreThere's no need to lurch from crisis to crisis. Whether you're a senior manager trying to assess risk in a rapidly changing environment or a corporate CFO struggling to follow emerging rules, standards, and conventions, this book provides a detailed, up-to-the-minute, non-mathematical look at risk management, with clear objectives and step-by-step techniques for achieving them.

Follow along with five kids as they navigate through their everyday problems. This book's format of multiple outcomes, discussion questions, and a parent/guardian guide allow children to explore their ability to reach out for help from community members or police officers. "Easy Choices, Hard Choices, and Everything in Between" encourages safe decision-making and highlights a child's agency to ask for help from whomever they please.

Hvorfor er vi, som vi er, og gør som vi gør, når vi ofte ikke selv ønsker det? Hvad er det for mekanismer, der ofte ubevidst overstyrer os, og hvad kan vi gøre ved dem, hvis vi vil? Disse og andre nøglespørgsmål er relevante for alle, men i særlig grad for personer, som har et lederansvar og er ansvarlige for andres liv og velfærd på en arbejdsplads. Begrebet ledelse er oppe i tiden, men nu med buzzwords som ’purpose’ og ’bæredygtighed’ som almindelige præfikser. Begreber som ’nærhed’, ’tydelighed’ og ’empowerment’ hører også med her. ’Lederskab i øjenhøjde og den menneskelige faktor’ sætter fokus på netop disse andre tilhørende spørgsmål ud fra en model og et samlet koncept for lederskabet. Læseren inviteres med på en rejse i tid og rum, hvor forfatterens personlige erfaringer fra over 40 år i lederskabets tjeneste inden for offentlige og private virksomheder i ind- og udland lægges frem med både erkendte fejl og succeser, som samtidig belyses ud fra relevant teori. Bogen lægger særlig vægt på at skabe en dybere forståelse for beslutningsprocesserne i NU’et på baggrund af erfaringer fra luftfartens systematiske arbejde med sikkerhed. Erfaringer som, det postuleres, også med fordel kan hentes ned på ’jorden’.