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*** FOREWORD INDIES FINALIST FOR BOOK OF THE YEAR 2022 ****** WINNING FINALIST, INTERNATIONAL BOOK AWARDS 2022 ***Flip This Risk® for Enterprise Security provides a holistic snapshot of select security management issues. It is a compilation of stories from experts in the field providing unique and creative perspectives on several security management areas including risk and resilience, business continuity, executive protection, GRC (Governance, Risk and Compliance), global monitoring, and travel and event security.In this book, a diverse group of corporate security experts (who happen to be all women!) provides powerful narratives from personal and professional viewpoints, creating an opportunity for readers to easily grasp the concepts that frame security management in organizations.

What is the Spreadsheet Perpetual Inventory Method? It is a method to use a Spreadsheet to derive a stock value from a continuous list of flow variables. In the Spreadsheet Perpetual Inventory Method the flow inputs are totaled for the specific period of that cohort of flow data to provide the total stock in that period.The Spreadsheet Perpetual Inventory Method not only provides more accurate and dependable results than the Perpetual Inventory Method using mathematical equations, but it is simpler to use. The results are more understandable to the average person. Also, you do not require years of study as an actuary or a demographer to learn and use complex formulae. All you need to understand is the relationship between flows, including depreciation and appreciation when they are used, and stocks at any point in time. The user just has to understand simple arithmetic. Indeed, after the spreadsheet has been set up, the user just needs to know just how to use the spreadsheet and how it works. Yet this spreadsheet produces more accurate results than using mathematical equations.In this book the Spreadsheet Perpetual Inventory Method (SPIM) is described clearly and precisely, and this methodology can be used estimate the total stock or population at any time from the flows of the inputs and outputs. These flows can be continuously depreciated and appreciated at the same time, yet produce accurate totals.SPIM will greatly simplify accounting inventory estimation, actuarial methods, demography, ecology, and any other study that tries to estimate the value of stocks from flow data.

Offers an in-depth analysis of the mechanisms of insurance market integration and measures the degree of this integration. Examines the operation of the EU single financial market and against this backdrop, the regulation relating to the insurance market, international insurance market development and issues with assimilation.

This interactive book, with pro-level tips and scenario-based exercises employs a unique don't-sweat-it style of learning that cuts to the chase and makes learning fun.

New York Times bestsellerBusiness Book of the Year--Association of Business JournalistsFrom the New York Times bestselling author comes an eye-opening, urgent look at America's broken health care system--and the people who are saving it--now with a new Afterword by the author."A must-read for every American." --Steve Forbes, editor-in-chief, FORBESOne in five Americans now has medical debt in collections and rising health care costs today threaten every small business in America. Dr. Makary, one of the nation's leading health care experts, travels across America and details why health care has become a bubble. Drawing from on-the-ground stories, his research, and his own experience, The Price We Pay paints a vivid picture of the business of medicine and its elusive money games in need of a serious shake-up. Dr. Makary shows how so much of health care spending goes to things that have nothing to do with health and what you can do about it. Dr. Makary challenges the medical establishment to remember medicine's noble heritage of caring for people when they are vulnerable.The Price We Pay offers a road map for everyday Americans and business leaders to get a better deal on their health care, and profiles the disruptors who are innovating medical care. The movement to restore medicine to its mission, Makary argues, is alive and well--a mission that can rebuild the public trust and save our country from the crushing cost of health care.

This book is NOT for self-centred people, managers and companies focused on selling more insurance products. You are villains.This is for the heroes in the insurance industry. Those truly committed to protecting their customers. Those investing in their relationships and taking responsibility for ensuring customers and loved ones will be provided for. Those more committed to educating and understanding than they are to selling and commission. Those that chase financial success through the good they do for others.This is the customer centric way. It's not the easy or the quick way. But for those committed to the Protect and Provide Pledge, it is the best way.And 20 years of consulting in over 25 countries has proven its the most profitable way. Protect and Provide will challenge every aspect of the way you sell insurance. You'll learn everything you need to know (and ask), to transform selling insurance products into helping people buy the right cover. You'll throw away the "pitch" and commit to insurance conversations that motivate the right decisions. You'll learn how to ethically influence people without advice and without the need for hard closes and objection handling.This is your guide to personal and financial success in the insurance industry. Insurance hero or villain?

Most CEOs, HR leaders, and others have been led to believe that controlling health benefits costs isn't possible. The CEO's Guide to Restoring the American Dream shows how this just isn't true. It's an inside look into how public and private employers and unions across the U.S. are reducing their spending by 20% or more, while improving care quality and access, by taking control of the purchasing process, aligning economic incentives, and applying simple, practical, and proven approaches. The book opens the door to learning from these top performing benefits purchasers. It's built on the the real-life examples and successes of top performers across sectors, a field guide for how CEO's and HR leaders can improve their bottom line while improving their employees' own bottom line and health.

If you or your business has just suffered a serious property loss, your insurance contract is now activated and you are about to find out if you "are in good hands" or if your insurance company is "like a good neighbor?" You may find your insurance companies main objective is to avoid paying what your claim is worth to improve their profits. Independence Public Adjusters brings their many years of claims adjusting experience, from the insurance side and the public adjuster side, to help you avoid the hazards of the claims process. This book will show you: -How allowing your insurance company to measure and determine the dollar amount of your recovery is a conflict of interest. -How your insurance adjuster is financially motivated to deny or minimize the amount of your settlement. -How to recognize the tactic's insurance companies play to cheat you out of your money. Whether you are a homeowner or a business owner - one thing is for certain, a significant portion of your income is spent for insurance. If you are faced with the unsettling task of trying to settle an insurance claim, this book can help you see clearly...... When the Smoke Clears.

Message from the publisher: This book contains short, concise questions and answers that are intended to reinforce CFP topics already learned. It does not include lengthy paragraph style questions and answers that are provided by other CFP providers. This book has been fully updated based on the Tax Cuts and Jobs Act of 2017. The CFP Exam Calculation Workbook provides over 400 calculation questions to prepare for the demanding CFP Certification Exam. Master exam topics with intensive practice in the areas you'll find on the test. All questions are test-level difficulty and focused solely on helping you pass. Whether you're challenging the exam for the first time or trying again after an unsuccessful attempt, you will learn the critical skills needed to master the exam.Included are practice exams for the following topics: - Financial Planning Principles- Life and Disability Insurance- Income Planning- Investments- Retirement Planning- Estate PlanningAbout the CFP ProgramThe Certified Financial Planner (CFP) credential is the most respected and widely recognized financial planning designation in the world. Launched in 1973, the CFP program provides a strong foundation of advanced financial planning analysis that members use through all stages of their careers. With particular emphasis placed on ethics and commitment to clients, the CFP has earned a distinguished reputation backed by security and stewardship. By earning the CFP designation, you will join a vast professional network and gain unmatched credibility and career resources.

"This is the story of the crayon. Following the Civil War, three entrepreneurial families took their innovative ideas for school chalk from the kitchen stove and transformed them into the American Crayon Company. Color Capital of the World tells this story through the eyes of one of the founding family's descendants, tracing the cycle of build, boom, and bust. Readers will come away feeling a greater appreciation of the human story behind the crayon and the Ohio town that produced more crayons and paints than anywhere in the world"--

A user-friendly guide to making expert decisions on life insurance policiesNeed help facing the constant barrage of information from competing life insurance companies? With thirty-five years of experience in the life insurance business, Tony Steuer delivers a practical, one-of-a-kind resource for anyone involved in choosing or monitoring a life insurance policy. This guide helps make a complex financial product understandable for consumers and is an essential reference, textbook, and training manual for financial advisors. Using a simple question-and-answer format, Steuer covers the essential basics and the finer points of life insurance, including how to:Differentiate between types of policiesFind and evaluate a policy and companyHire a trusted agentUnderstand the practice of underwritingMonitor a policy's performanceWith all the advice to help you avoid unnecessary pitfalls and unpleasant surprises, Steuer's guide will help you make informed, confident decisions and gain the maximum benefit from your life insurance policy.