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A handy, pocket-sized guide that every student needs! This bright and uplifting book offers financial advice, practical tips, and useful exercises to prepare you for what to expect financially from further study, as well as helping you look after your money while you study.

My Retirement Journal guides the reader through a series of thought-provoking questions that force him or her to get gut-level honest about expectations versus the reality of retirement. This journal is more than just another how-to book. The author has created a dynamic process that will unleash the answers for living an amazing retired life.

Where do you go to get experience on how to effectively manage your money?There are thousands of financial books that teach principles about money. This one is different as it teaches life lessons, through the stories of four fictional characters. Their life choices and the outcome thereof, will practically demonstrate why decisions you make about your money today, will impact your future self through the 'Butterfly Effect,' and how you can use this knowledge to positively change the trajectory your life.The stories will show:Why the financial decisions you make today, impact your future emotional and financial health.Why people get into debt and the practical steps that can be taken to get out of it.Why your emotions must be kept in check, when making decisions about your money.Why people that start with very little, can have large amounts of wealth in the future.Why you always have a second chance no matter your circumstances, nothing is final.In this book you will learn 'HOW' you can make great financial decisions today, and just like the 'Butterfly Effect,' no matter how small they seem to be, they will positively change your future. Praise for the book:"A most enjoyable book that teaches financial lessons through the lenses of common day challenges and people - it makes sense and is relevant to everybody - no matter what your financial circumstance!" Jean-Jacques Oelofse, President, Emerging Markets, Wood-Mizer"Most people are fearful of the daunting subject of personal financial management. These stories unbundle the complexity which if followed will create long-term financial and emotional freedom." Stuart Loxton, Chief Executive, Superyacht Training Academy"The Butterfly Effect is a must-read book for young adults and everyone struggling with personal financial management. I literally couldn't put it down until I completed it." Kantu Achira, Head, Bancassurance and Wealth Management propositions, Standard Chartered Bank, Ghana & Côte d'Ivoire"What a lovely book! I really love the way it's such an easy and entertaining read with a very apt message about good financial behaviour." Fatimah Otto, DAS Banking Principal, Nedbank Private WealthSteven Jacobs has over thirty years of experience in the financial sector, having worked for some of the largest global banks, including HSBC, Standard Chartered Bank and Barclays. In his private capacity, he has delivered lectures on improving personal financial health, many of which have been captured in 'The Butterfly Effect of Money.' He is the published author of 'The New Manager: How to Become a Leader in 52 simple steps,' which was voted as one of the top six business books in 2016 by Ian Mann (MD at Gateways Business Consultants) in South Africa.

"Unlock the Secrets to Building a Prosperous Future with 'Son of a Zillionaire' - the Ultimate Financial Guidebook to Build Your Business and Master Your Investments Today!In this game-changing book, you'll discover tried-and-tested strategies that will fast-track your financial success and empower you to become a savvy investor. Learn from the firsthand experiences of a self-made entrepreneur, as he reveals the insights that allowed him to build a fortune from scratch.Whether you are a beginner or seasoned investor, 'Son of a Zillionaire' provides comprehensive guidance on topics ranging from crafting a winning business plan to navigating the complex world of stock markets and cryptocurrencies. Through practical examples and step-by-step instructions, you'll learn how to identify lucrative opportunities and mitigate risks that others overlook.Packed with actionable tips, inspiring stories, and expert advice, 'Son of a Zillionaire' is an essential read for anyone who dreams of reaching the pinnacle of financial success. Don't wait - Take control of your financial future today and secure your copy of 'Son of a Zillionaire.'"

Single Parents Can WIN With Money!Being a single parent is really tough. I know that first-hand. And I also know what it feels like to worry about not having enough money to pay the rent, or put food on the table. I'll never forget how it felt to stand in line at the grocery story, and wonder how I would pay for the food that my children needed.When I was growing up, my parents thought they were teaching me about money. They taught me how to balance a checkbook, but I never learned how to make sure I was spending less than I made.I needed a plan.In Show Your Paycheck Who's Boss, we cover financial topics that are specific to single parents. Do you pay or receive child support? How should you handle paying for birthday and holiday gifts? What if your kids just want to eat pizza all the time?Along with practical advice about getting rid of debt and saving for emergencies and retirement, we've included three planners:Mindful Positivity PlannerCareer Planner100 Day Action PlanSingle parents really can be successful financially - and you can teach your kids how to do it, too!

The Modern Housewife or, Ménagère; Comprising Nearly One Thousand Receipts, for the Economic and Judicious Preparation of Every Meal of the Day, with those of The Nursery and Sick Room, and Minute Directions for Family Management in All its Branches., a classical book, has been considered important throughout the human history, and so that this work is never forgotten we at Alpha Editions have made efforts in its preservation by republishing this book in a modern format for present and future generations. This whole book has been reformatted, retyped and designed. These books are not made of scanned copies of their original work and hence the text is clear and readable.

One of the biggest enemies of our general wellbeing is stress; and one of the biggest causes of stress is concern about money. This book provides a simple and practical guide to planning your daily and long-term finances by understanding your objectives and motivations. In doing so, it offers respite from the anxiety and stress caused by money problems. The author, an experienced financial adviser, argues that the key to financial wellbeing is to "know thyself" in order to allow decisions to be made, and to ensure those decisions are the rights ones for you. This is underpinned by having control of your daily finances, the ability to cope with a financial shock, to be able to have options in life, to have identifiable goals and a clear path to achieve them, and to ensure clarity and security for those we leave behind.

In un'era caratterizzata da informazioni ininterrotte e progressi tecnologici, gli avvenimenti mondiali assumono un ruolo centrale nelle nostre esistenze e influenzano notevolmente i mercati finanziari. Dalle calamità degli uragani alla guerra in Iraq, viviamo in un contesto agitato, quasi come se stessimo cercando di tracciare le linee di un complesso schema. Tuttavia, l'investitore informato può sapere come utilizzare questi eventi a proprio vantaggio. L'unico prerequisito è la capacità di riconoscere i pattern ricorrenti di questi eventi e l'acume strategico per costruire un portafoglio che possa trarre vantaggio da queste situazioni non appena si manifestano.Vivienne Elara, scrittrice di romanzi e entusiasta di investimenti e mercati azionari, conosce le abilità necessarie per navigare con sicurezza nell'attuale mercato tumultuoso. Ora, con il suo libro "Investire in Tempi Difficili", vuole condividere con te questo sapere.Ricolmo di analisi dettagliate e consigli utili, questo libro esamina la storia dei principali eventi globali che hanno stravolto l'economia e propone tattiche operative per fare trading proficuo in ciascuno di essi. Attraverso esempi realistici, Elara ti mostra come decifrare le tendenze del mercato e anticipare le mosse più remunerative. Rivela anche informazioni poco conosciute su successi di trading basati sugli eventi, illustrando come qualsiasi trader può riprodurli in vari scenari di mercato.

Money is plentiful for those who understand the simple laws which govern its acquisition.¿¿In the early 1920s, George S. Clason wrote a collection of parables set in ancient Babylon that provided guidance on one's financial well-being. These parables were distributed as pamphlets to U.S. banking and insurance customers and were so well-received by the public that in 1926, the parables were collected into one volume under the title of his most famous story, The Richest Man in Babylon. Largely seen as a classic in personal financial advice, The Richest Man in Babylon has provided millions with guidance and inspiration for financial wellness.

The use of the Economática database in a specific statistical model for the pricing of assets of the São Paulo State Stock Exchange (Bovespa), in the period between 1998 and 2008, that is, a 10-year interval of analysis. Its objective is to define which sector of the Brazilian economy has the best long-term performance in order to make a buy/sell decision. The stocks used in the work were taken from the Bovespa index (Ibovespa), in order to avoid discussing companies with low liquidity and/or trading volume.

En una era de información ininterrumpida y avances tecnológicos, los acontecimientos mundiales ocupan un lugar central en nuestras vidas e influyen enormemente en los mercados financieros. Desde las calamidades provocadas por los huracanes hasta la guerra de Irak, vivimos en un entorno agitado, casi como si tratáramos de trazar las líneas de un complejo patrón. Sin embargo, el inversor informado puede saber cómo utilizar estos acontecimientos en su beneficio. El único requisito previo es la capacidad de reconocer las pautas recurrentes de estos acontecimientos y la perspicacia estratégica para construir una cartera que pueda sacar partido de estas situaciones a medida que se presentan.Vivienne Elara, novelista y entusiasta de la inversión y la bolsa, conoce las habilidades necesarias para navegar con confianza por el tumultuoso mercado actual. Ahora, con su libro Invertir en tiempos difíciles, quiere compartir estos conocimientos con usted.Lleno de análisis detallados y consejos útiles, este libro examina la historia de los principales acontecimientos mundiales que han perturbado la economía y ofrece tácticas operativas para operar con rentabilidad en cada uno de ellos. A través de ejemplos realistas, Elara muestra cómo descifrar las tendencias del mercado y anticipar los movimientos más rentables. También revela información poco conocida sobre los éxitos de las operaciones impulsadas por acontecimientos, ilustrando cómo cualquier operador puede reproducirlos en diversos escenarios de mercado.

In the fast-paced world of modern finance, establishing and maintaining a strong credit profile is crucial for individuals and entrepreneurs alike. Introducing "The Credit Game Mastery Series," a comprehensive guide to unraveling the mysteries of personal credit and unleashing the potential of business credit.In the first part of this empowering bundle, "Plays We Were Never Taught," you'll embark on a transformative journey to take charge of your personal finances. From understanding credit scores and reports to effectively managing debt and improving your creditworthiness, this book is your go-to resource for mastering the intricate world of personal credit. Uncover proven strategies to repair past credit mistakes, establish a solid credit foundation, and navigate the intricacies of credit cards, loans, and mortgages with confidence.The second part, "Entrepreneur Secrets to Building Business Credit Without Personal Liability Using EIN," is a game-changer for entrepreneurs and small business owners looking to unlock the doors to financial success. Dive into the realm of business credit and discover how to separate your personal and business finances, establish a strong business credit profile, and leverage it to secure funding, attract partnerships, and propel your company's growth. From building relationships with creditors to understanding the nuances of trade credit and lines of credit, this section equips you with the knowledge and tools to strategically position your business for long-term success."The Credit Game Mastery Series" is not just a collection of information; it's a practical guide with actionable steps and real-life examples. Each chapter is packed with insightful tips and alternative strategies. Moreover, you'll find exclusive access to valuable resources, including credit-building templates, financial planning tools, and proven advice.Whether you're an individual seeking financial freedom or an entrepreneur hungry for business growth, "The Credit Game Mastery Series" is your ultimate companion on the journey to credit mastery. Unlock the secrets of personal and business credit, seize control of your financial destiny, and pave the way for a prosperous future.Are you ready to transform your credit and your life? Dive into "The Credit Game Mastery Series" today!

For decades, accounting has remained an indispensable method for financial evaluation. It has made a major contribution to the development of both the national and international economies. It is important to note that this method was designed to summarise past, and therefore certain, financial activities. It is limited to future financial activities, which are therefore uncertain. The first to take up the challenge was the French mathematician Louis Bachelier with his thesis entitled "Theory of Speculation" in 1900. The thesis here is a solution for the financial industry. A digital simulation prototype of financial savings in a central bank. An effective means of combating financial crises.