Personlig økonomi

Power of You is a book about bravery, courage, resilience, faith and belief. The Pandemic has been one of the greatest transformations and spiritual growth tool for many. It has led us to realize what matters most and forced us to live a more intentional life. You will find actionable insights, wisdom and essential strategies from a diverse group of leaders. This book will help you to master your ability to invest in people, inspire and influence you to transform with love and compassion. With your experience, skill and dedication, you can create a legacy of your leadership that will extend beyond your reach and time to develop others as leaders in their own right.The co-authors provide a step-by-step process for overcoming unexpected, gut-wrenching, mentally, emotionally and physically challenging times. Through their journey, you will discover how to control your impulses, and how to face the emotional and psychological distress from a calamity. And most of all, you'll discover the tenacity and determination that you never knew you had.This book is perfect for anyone who wants to learn how to navigate in chaos or crisis and thrive post-crisis.

The Present book is significant in several respects. This study aims to analyses the effect on customers¿ satisfaction in the banking sector with respect to quality of e-banking services. The research followed the quantitative method of distributing a survey to bank customers in Chennai and analyzing the data using several statistical tests, including SEM with AMOS. The key findings of this study are reliability is the main predictor of customer satisfaction in e-banking services. The results of this study will lead to a better understanding of what and how public sector banks can leverage developments in information technology to develop the E-banking services that meet the needs of their customers. E-banking services are still relatively new to the Indian population, especially in semi-urban and rural areas and it needs to be giving more attentions.

Path to Prosperity: Mastering the Art of Financial Freedom, is a comprehensive guide to achieving financial independence and creating a life of wealth and abundance. The book covers essential topics such as developing a wealth mindset, setting financial goals, creating a plan, budgeting, saving and investing, reducing debt, managing credit, building multiple streams of income, tax planning, risk management, insurance, retirement planning, and philanthropy.Throughout the book, the author shares practical techniques, real-life examples, and actionable recommendations to help readers achieve financial freedom. By following the principles and strategies outlined in the book, readers will be well-equipped to overcome financial obstacles, build a solid foundation for financial success, and embrace a life of financial freedom.

Are you feeling confident and empowered that your finances will help you achieve your life's goals? Today is the day to answer with a definitive YES!The Why of Wealth: Mastering the Steps to a Wealthy Mindset to Live a Joyful Life gives you a practical roadmap to define what freedom means and sheds light on the need for women's inclusion at the financial table. Author Cassandra Smalley takes you on an inspiring and emotional journey, weaving thought-provoking stories through her career in financial planning. Explore The Why of Wealth framework for building financial confidence. The book was designed to grow with you as your life stages change and it includes:Why women need a voice at the financial tablePractical and fun communication techniquesVital considerations for a vibrant retirementAligning your values and vision to live with purpose, fulfillment, and joyThe result: living a Wealthy Mindset that pivots obstacles into action and provides tools to share your voice, take control of the future, and turn visions into reality, empowering you to design your best life.

The Present book is significant in several respects. First and foremost, thing is that it is one of the few studies analyses the Investors¿ behaviour towards selection of Mutual Fund Schemes. Further, this study used a very large samples containing various mutual fund investors of Chennai city. The present study used the well-established Path analysis and Structural Equation Models (SEM) for analyses the behaviour of the investors towards selection of mutual fund schemes. The result of the study also encouraging and it shows that transparency of operations of mutual fund scheme, tax benefits available on mutual funds, standardization in disclosures of scheme offer documents; frequent updating of website and keeps investors well-informed are attracted the more investors towards various schemes of mutual fund. Flexibility in fund management ensures short-term returns of income funds which attract the more investors.

A beautiful gift edition of the world's most enduring guide to creating wealth and financial freedom in a hardcover volume bound in vegan leather with gold foil stamping. The complete original text of the timeless parables that have taught millions how to achieve financial success. More relevant today than ever before, these tales provide straightforward lessons in the laws that govern the building of wealth. Clason's dynamic storytelling will transport you into the Babylonian empire at its apex, where the basic principles of personal finance were born. There you'll discover why some individuals amass riches while others become slaves to their impulses. Taken together, the parables serve as a guide to acquiring, protecting, and growing wealth.

There are just three things you need to know about to achieve salary independence. This book will help you identify those three key points that will help free you to do what you want and when you want to do it.

"Make the most of your money with this simple step-by-step guide to creating a budget! Does opening your credit card bill make you anxious? Do you always run out of money before your next paycheck? Do you want help establishing and sticking to a budget? Budgeting for Beginners will help you build the confidence you need to take on short-term and long-term financial problems and goals."--Publisher.

"Timeless lessons about the things that stay the same in a world that never stops changing"--

Prince died without a will. And Aretha Franklin, Queen of Soul, did too. Many people do, in fact, each and every day. And the result can lead to unimaginable chaos and debilitating legal hurdles for families-all at a time when they're grieving the loss of someone who can never be replaced.It does not have to be this way. Author Ann Cueva's simple, tender Grief Without Chaos is a workbook that outlines a straightforward process to deliver peace of mind to the reader, every day for the rest of their lives. And as it turns out, Cueva's method is for much more than the benefit of its readers; it removes chaos from the grief equation for every family member who is touched by another's death.In Grief Without Chaos, Cueva, CPES, a highly credentialed organizational expert, consultant, life coach, and owner of Custom Organizing Inc., lovingly tackles the oftentimes taboo subject of getting one's affairs in order in preparation for the day they die.Calling her work "a way to your will," Cueva shares heartfelt personal stories, her top key tips for getting all your vital documents, healthcare and investment information, logins/passwords into one place, and even her humor-and she outlines a seamlessly simple plan, complete with the checklist pages necessary to get organized and get your will complete. This highly readable workbook is your blueprint for personal peace of mind-and best of all, following its tips will help make certain that those you love have peace of mind too, and are free to grieve, unencumbered and without wading through stacks of papers, when God chooses to call you home.Anyone who wonders if they'd begin reading Cueva's special book but never follow through with getting their affairs in order can rest assured. Cueva has thought of everything, offering free bi-weekly coaching calls to keep you on-task so you can complete the process and move on with living-leaving your loved ones to one day say, "He/she took care of us right to the very end."

Økonomi er en af de største årsager til konflikter i parforhold. Ofte fordi ingen tager hånd om den. Men økonomi kan ikke bare fejes ind under gulvtæppet, når man er i gang med at skabe en fremtid sammen. Heldigvis er der mange måder, par kan skabe en økonomi på, hvor begge parter trives.Bogen her viser vejen. Bogen henvender sig til både nye og erfarne par, som vil skabe en klar retning for deres økonomi, hvor der er plads til begge parters ønsker.Læserne får fire konkrete måder, man som par kan indrette sin økonomi på. Bogen giver også løsningsforslag på situationer, hvor man kommer ind i parforholdet med forskellige økonomiske udgangspunkter. Desuden giver bogen redskaber til at tale med sin partner om økonomi på en rar og inkluderende måde.Gennem et indblik i, hvorfor vi mennesker håndterer vores økonomi så forskelligt, hjælper bogen par med at forstå hinandens pengevaner. På den måde kan parrene skabe en økonomi, der udløser et minimum af konflikter og samtidig danner grobund for parrets mål og drømme.Om forfatterenRikke Holmslykke Aagaard er uddannet jurist og arbejdede i otte år inden for henholdsvis advokatbranchen og i det private erhvervsliv. I dag er hun selvstændig pengeekspert. Hun driver virksomheden De Simple Penge via sin hjemmeside desimplepenge.dk og Instagram-profilen @ desimplepenge, som i skrivende stund har over 6.000 følgere. Rikke er også forfatter til bogen Den lille guide til lommepenge og meget mere, som udkom i september 2022.

My book helps break down the common language of investing in terms of the stock market. I broke down the complex terms into everyday language so a wider group of people could understand the basics of the market and the common terms that are used today. By structuring the book into a note taking format, I hope to bring confidence to people and for them to be open to learning an intimidating topic. Those that study most often times take notes. That is the feel and the tone of the book. I want to help others who have a desire to learn about the stock market but target those especially who feel overwhelmed to have the confidence and understanding through my book. Hopefully this book could ease worries and bring clarity and calmness about such an intimidating topic.

We all need moneylenders at times, to buy money, through a loan. There is often no other alternative. We are, in spite of ourselves, one more adherent to the "money system". But where can this system lead us? How does it influence the quality of our lives directly and indirectly, individually and in general? Through a behavioural approach, a "disaster myopia" or "bounded rationality" and also opportunistic tendencies of economic agents, caught up in the euphoria of profit and underestimating the occurrence of systemic shocks in the course of time, is detected. The author's contribution is the modification of the nature of the relationship between banker and borrower, for a real financial "Eldorado". The interest of this work is the prevention of personal and social bankruptcies by developing a financing structure that does not affect the economic equilibrium.

This is a select compilation of Utsav Shrivastava's tweets.Laced with wit and practicality, these tweets help you understand equity markets and investor behaviour.The Auhor huimself says : If Ijust followed everything I tweeted.... I would be a dollar millionnaire many times over !!

Introducing our comprehensive budget planner, designed to help you take control of your finances and achieve your financial goals. Our budget planner includes features like a subscription tracker, debt tracker, weekly paycheck budget, and debt snowball log.With our budget planner, you can start your journey to financial freedom and achieve your financial goals, whether it's paying off debt, saving for a down payment on a home, or simply managing your money more effectively.Budget for the Week: The weekly budget feature helps you plan your budget around your income, allowing you to better manage your expenses and avoid overspending. With this fweekly budget worksheet, you can allocate your income for the week towards your expenses and savings goals for that week and keep track of partial bill payment if one is being made. A great feature that helps you tailor your income to match your lifestyle.Track Subscription: Our subscription tracker helps you to easily keep track of your recurring expenses, such as gym memberships, streaming services, and other subscriptions. This feature helps you identify areas where you may be overspending and make adjustments to your budget accordingly.Debt List: Our debt tracker allows you to monitor your progress in paying off your debts especially bad debts. You can track your debt with the debt list worksheet then start the snowball debt pay down with the snowball worksheet. The debt snowball log sheet helps you pay off your debts systematically. By prioritizing your debts based on interest rate and balance owed.

Ethical investing, also called Environmental Social and Governance (ESG) or sustainability investing, is growing recently. Investors, particularly younger investors, are getting more concerned over the wider social and other impact of their investments and wish to contribute to positive changes in the world, rather than contribute towards increasing suffering. The highs and lows of the stock markets in different countries further give a push towards ethical investing as a way to locate more stable companies that believe in ethical values and are more likely to be profitable in the long term.In this book, we introduce the concept of ethical investing and consider the avenues by which investors can invest ethically within India today. We discuss green energy, various ESG and ethical mutual funds and social investing avenues. It is hoped that this book will raise awareness towards ethical investing and inspire existing and prospective investors to invest in a way that uses their money towards the wider good in this world.

¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿

"We all want to live within our means, save for retirement, invest a little, and yet still have some left over each month for fun. But as most people know, real life can get in the way of even our best intentions! To help us set realistic goals and keep us on track to meeting them, New York Times bestselling financial educator Tiffany "The Budgetnista" Aliche has an invaluable 10-step action plan: Made Whole. With her signature down-to-earth style, she offers worksheets, checklists, and action items for ten important building blocks-from the ins and outs of budgeting, investing, credit rating, and estate planning, to getting insurance and getting the flow of our money automated. A hardworking tool for getting our financial ducks in a row, it also includes: Clear explanations of intimidating financial terminology Simple instruction on calculating our present situation and future needs Invaluable worksheets for keeping track of the numbers Handy hacks for increasing your credit score, making savings "hard to access," and finding support to stay on track to your goals A masterclass in taking charge of your money, Made Whole has what every reader needs to achieve financial savvy, stability, and security"--

Financial inclusion refers to the provision of financial services at an affordable rate to the excluded sections by the formal financial system of the economy. The global measurement of financial inclusion in the last decade was focused on density indicators. With this information on financial inclusion, it was possible to gather basic supply-side information on the use of financial services, without considering the demand-side situation or the use of financial services. This gap in the financial inclusion database has now been resolved with the release of the Global Findex database. With this database, a comparative analysis over a period of time is presented in this book with the indicators of financial inclusion between a developing country India with the World figures. This book further examines the relationship between fintech and financial inclusion. It discusses the advent of fintech, fintech innovations for financial inclusion, and a fintech SWOT analysis. This book will provide valuable insights to policymakers, professionals, and academics about the status of financial access in India and also help to explore how fintech can be leveraged to promote financial inclusion.

What Does It Mean to Be Keyboard Rich?Legitimate work-from-anywhere options that offer both unlimited income potential and time freedom-without going back to school, borrowing money to start a business, or working half a decade before turning a profit-are hard to find. But if you're willing to learn a simple skill that's in high demand, you could become "Keyboard Rich." Bill Von Fumetti is Keyboard Rich, and he did it with no prior experience or degree. He went from barely being able to pay his rent to earning multiple 6 figures per year. Once he discovered the new virtual model of bookkeeping, which doesn't involve boring data entry, being a math whiz, or worrying about making mistakes, he built his own six-figure bookkeeping business. Then Bill set out to teach others to do the same. The best part is ... anyone can learn how to do it. All you need is a computer, a free QuickBooks account, and a clear roadmap. With this book as your guide, you can start living your dream life now.

It doesn't matter what you make, it matters what you keep...Many people think they need a lot of money to invest, save, or get out of debt--and that financial planning is only for the rich. Rob Donovan wants to change that mentality. He merges over two decades of experience in the business and finance world with biblical principles--breaking down the walls of these misconceptions. In this book, you will discover how leaning on God will help turn your budget into blessings.Rob teaches easy-to-understand concepts that anyone--in any stage--can implement into their lives. He explains why your future doesn't depend on how you were raised or the decisions you made in the past. Creating a new mindset today can lead to positive impacts tomorrow. Rob incorporates his own humorous, real-life stories and experiences--demonstrating how small decisions can create huge financial gains. Get ready to laugh, learn, and gain the tools needed for financial freedom.This book should be required reading for everyone, but for young adults especially! I wish I would have known and applied this simple, yet life-changing information from a young age. --Lisa Johnson

The main objective of this book is to show how the commodities producer, especially of coffee from Western Bahia, should behave when negotiating in the Futures Market, thus providing tools that help to minimize the risk of the activity. This work focuses its discussion trying to demonstrate how this market was formed as well as the importance of all Financial Market for the economic development of a country.

If you feel like you've "missed the boat" on Bitcoin. Think again... Because while Bitcoin continues to hit all time highs, this book will show you it's not too late to invest in "Digital Gold" What was once a fringe currency only used by a dark corner of the web... is now the fastest growing financial asset on Earth. And this is just the beginning... You see, we are still in just the 2nd inning of Bitcoin as a financial entity. So while no financial vehicle is making people rich as quickly as Bitcoin... Less than 10% of Americans and 2% of the worldwide population owns it. But now, the major players are taking an interest. Like Billionaire Hedge Fund owner Paul Tudor Jones Internet pioneer Tim Draper, who was an early investor in companies like Hotmail, Tesla and Robinhood. And CEO of Social Capital, Chamath Palihapitiya, who predicts Bitcoin will be worth $1 million within the next 15 years. So even if you've been unconvinced thus far, this book will give you the straight facts on Bitcoin as a financial asset... without any of the hype or noise. Here is just a fraction of what you will discover: The surprisingly small amount of Bitcoin you need to join the top 1% of Bitcoin owners worldwide - Page 15 How a complete technophobe can buy Bitcoin is less than 5 minutes - Page 65 5 Billionaires who believe Bitcoin has a part to play in the world economy - Page 16 Is Bitcoin a legitimate currency? Answered on page 32 A simple way to automate your Bitcoin purchases so you can take advantage of dollar cost averaging - Page 66 The exact percentage of Bitcoin transactions that are used for illegal activities. Anti-Bitcoiners get this wrong all the time - Page 51 Why you should never use Robinhood to buy Bitcoin - Page 70 The downside of purchasing Bitcoin funds like GBTC - Page 71 How much of your portfolio should you dedicate to Bitcoin? Our "one size fits all" solution is on page 102 Plus free video tutorials for safely buying and storing Bitcoin on Page 7

Discover the ultimate life manager and record all of your personal information in one simple book!Designed as a practical workbook to record your essential information, personal details, financial records and beyond, My Life Manager© aims to provide people with an easy place to keep track of important documents, set valuable life goals for yourself, and never lose important information again.With an easy-to-use layout and ample space for recording your reminders and warranties, resumes, legal agreements, assets and net worth, contacts, and more, this handy log book ensures that you'll never be stuck turning your house upside down for misplaced information. You can even store your original documents in a binder or file cabinet and use this book as a complete index!Book details:· Features a Beautiful Layout with Plenty of Tables & Forms To Record All Your Personal Information In One Easy-To-Access Book· Great For Keeping Passport Expiry Dates, Contacts, Goals, Reminders, Budgets & Beyond· Includes Space For Legal Agreements, Job or School Applications, Warranties, & Resumes etc· Track Your Financial Goals, Assets, Net Worth, Estate Planning & Retirement Savings¿As an essential companion for anybody who dreams of being more organized, My Life Manager© is a simple record keeper that suits individuals or families who want to have a dedicated place to store and retrieve personal information.

What are your plans for your post-retirement days? You know you're going to retire one day, right? And that you can retire at any age, as long as you can afford it.¿¿¿¿¿¿¿Life after retirement can be tough if you aren't well-prepared. Retirement isn't something that will sneak up on you out of the blue, but it is an inevitable reality. A wise person will start preparing for the post-retirement phase long before it dawns on them. FIRE - Financial Independent, Retire Early - the Magic Plan - How to create a Complete Passive Income Strategy is the ultimate guide that will help you become financially independent during the early years of your adulthood, ensuring that your post-retirement days doesn't bother you one bit.

An examination of the motivations of banks during restructuring operations, namely: Facing the uncertainty of the environment, the search for critical size and geographical and product diversification, shows that SMEs are not better off in these new orientations. To understand the impact of these restructuring movements on the bank-SME relationship, it is necessary to analyse the changes affecting the various hierarchical levels of the banking organisation. These changes are manifested in particular in the allocation of decision-making rights and new mechanisms.