Personlig økonomi

De tous temps, il est incontestable que les humains ont décidé, que le sexe et l'argent gouvernent le monde. Mais, le rêve de la plupart des gens est de s'enrichir, si possible de façon illimitée. Tout simplement, parce que, contrairement à la doctrine sociale de l'église qui rappelle à tort aux naïfs et à ses ouailles ceci "Gardez-vous de toute avidité." Pourtant, si vous êtes pauvre, Dieu n'y est pour rien. Puisque, ceux qui connaissent la véritable signification du fameux veau d'Or de la bible, reconnaîtront qu'il s'agit du secret bien gardé de l'adoration de l'argent. C'est pourquoi, dès l'enfance, il est important pour les parents d'enseigner les rudiments de l'argent à leurs enfants. Que vous soyez conscient ou non, sachez que vous êtes sur cette planète pour vivre dans l'abondance. Par conséquent, vous devez disposer tout l'argent qui vous est nécessaire pour vivre heureux et libre. La pauvreté est une maladie mentale guérissable, afin de ne plus vous contentez des miettes, et d'accéder comme ceux que vous admirez aujourd'hui, à la richesse illimitée. C'est très important parce que tout être humain a le droit d'être riche ! Peu de personnes sont nées avec une cuillère en argent dans la bouche. Nombreux sont ceux qui sont partis de rien, et possèdent aujourd'hui les plus grosses fortunes du monde. Ces personnes ont simplement utilisé un plan infaillible révélé dans ce livre, et applicable par tous: l'énergie des autres (EDA), l'argent des autres (ADA), ainsi que la puissance de la publicité ! Afin que votre vie ne soit plus un long souci d'argent, lisez dès aujourd'hui ce livre, mettez progressivement dans votre vie ses conseils, découvrez que l'impossible est possible, et devenez-vous aussi infailliblement Riche !

Transform Your Financial Future Before You Hit 30!Are you in your 20s and overwhelmed by financial jargon? Do you find yourself anxiously looking at your bank account, wondering how you'll ever save enough for a secure future? You're not alone. In today's complex economic landscape, the prospect of building wealth can seem daunting. But what if we told you it's not only possible but also simpler than you think?Take Control of Your Financial DestinyIf you've ever felt that your money is controlling you rather than the other way around, it's time for a change. Building Wealth in Your 20s: A Step by Step Guide is designed to be your roadmap for financial success. Forget get-rich-quick schemes; this book delivers practical, proven strategies that you can implement right away. Learn to set achievable short-term and long-term financial goals, create and stick to a realistic budget, and save effectively for emergencies.Invest in Your FutureInvesting might seem like a game reserved for the well-off, but this book demystifies the process. Discover the basics of stocks, bonds, and mutual funds, and find out how to diversify your portfolio for maximum returns and minimum risk. Explore the power of compound interest and how it can significantly boost your wealth over time.Master the Art of Managing DebtContrary to popular belief, not all debts are bad. Learn to differentiate between 'good' and 'bad' debt and find out how to manage them effectively. Understand the importance of a solid credit score and take actionable steps to improve it, setting the foundation for future financial endeavors.Secure Your Financial IndependenceImagine living life on your own terms, free from financial worries. With dedicated chapters on financial independence and early retirement planning, you'll gain the skills to build a future where money is a tool, not an obstacle. Learn to manage risks, build a safe financial portfolio, and set yourself up for a comfortable, worry-free retirement.Building Wealth in Your 20s: A Step by Step Guide is more than just a book; it's a lifetime investment in your financial well-being. Don't let another day go by in financial uncertainty. Equip yourself with the tools and knowledge to navigate the economic maze with confidence. Start your journey to financial freedom today!

Ce înseamn¿ banii pentru tine?Ai decis c¿ banii sunt mai valoro¿i decât tine?¿Banii nu sunt niciodat¿ problema din viäa noastr¿", spune Gary Douglas. ¿Estevorba despre ce anume suntem dispu¿i s¿ primim. Iar ce suntem dispu¿i s¿primim este doar o alegere." Ce alegi s¿ prime¿ti? Alegi s¿ ai bani în viäa ta?Cum ar fi dac¿ a genera bani ¿i a avea bani ar fi amuzant ¿i vesel? Cum ar fidac¿, distrându-te ¿i având bucurie cu banii, ai primi mai mul¿i? Cum ar fi asta?Banii vin dup¿ bucurie, bucuria nu vine dup¿ bani. Generezi doar atâ¿i bani câts¿ te descurci? Ai f¿cut din a avea bani ceva de neatins? Cum ar fi dac¿ ai puteagenera cantit¿¿i obscene de bog¿¿ie, u¿or ¿i cu bucurie? Majoritatea programelordespre bani se concentreaz¿ pe a economisi sau a investi; nu vorbesc despre cums¿ faci banii s¿ fie o realitate în viäa ta. Bog¿¿iile potrivite ¿ie con¿ine un setunic de instrumente practice ¿i procese energetice pe care le po¿i folosi pentru adebloca aspectele din viäa ta unde limitezi sumele de bani pe care le po¿i avea ¿iprimi. Instrumentele din Bog¿¿iile potrivite ¿ie te împuternicesc s¿-¿i schimbisituäia financiar¿ cu u¿urin¿¿ ¿i stabilitate. Este pur ¿i simplu o alegere.Tu ce alegi?

"Millionnaire en un éclair : Les secrets que les banquiers ne veulent pas que vous sachiez" est bien plus qu'un simple guide financier. C'est une feuille de route éprouvée vers la liberté financière. Carter Bluestone, un ancien banquier devenu millionnaire autodidacte, dévoile les stratégies et les secrets que les institutions financières préféreraient garder cachés.¿ Points clés :Démystification de la richesse : Découvrez pourquoi tant de personnes luttent financièrement et comment éviter les pièges courants.Stratégies d'investissement : Apprenez à faire travailler votre argent pour vous, même si vous débutez avec un petit budget.Mentalité de millionnaire : Reprogrammez votre esprit pour le succès et découvrez les habitudes des ultra-riches.Entrepreneuriat : Découvrez pourquoi créer une entreprise pourrait être votre raccourci vers la richesse et comment le faire correctement.Imaginez une vie où les factures ne vous stressent plus, où vous pouvez vous offrir des vacances sans vous soucier du coût, où vous avez la liberté de poursuivre vos passions sans être retenu par des contraintes financières. Ce livre est votre premier pas vers cette vie.Ne laissez pas cette opportunité vous échapper ! Rejoignez les milliers de personnes qui ont déjà transformé leur vie financière grâce aux enseignements de Carter Bluestone. Commandez votre copie dès maintenant et commencez votre voyage vers la liberté financière !

Written for people-younger to older-who want to reduce personal financial stress by better managing their personal finances. Based on 50 years of managing his household's finances, the CPA author, retired after 39 years, uses common language and avoids technical terms. The Basic Money Workbook provides practical examples to get stated immediately.The Basic Money Workbook helps manage monthly spending by offering proven ways to track recurring and non-recurring monthly expenditures. Over time, these steps can reduce credit card debt.Preparing a personal plan, or budget, is suggested as one way to decide if your spending is roughly in line with your priorities. If you are interested in where you stand financially, a simplified balance sheet example is suggested. Other benefits are described.The Basic Money Workbook is not intended to provide investment advice. Instead, it provides and illustrates ways to be more comfortable with your monthly spending and income.Technology advances are discussed as they may apply to the suggestions in the Basic Money Workbook.For people already comfortable with their personal finances, this workbook may offer alternative ways to manage their personal finances. And it may help people be more aware of services their hired professional may be providing.

Strategies for leveraging the bank's money to pay off high interest debts in a fraction of the time without having to increase your income or change your lifestyle. Learn how others became debt free by using their credit card! Also, learn how to use Velocity Banking to pay off your mortgage in record time.

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In Your Financial GPS: The Easier Path to a Wealthy Life, Ben Chapman, a seasoned financial expert, takes readers on a transformative journey to discover the power of investing in oneself. Drawing parallels between financial planning and personal growth, Ben unveils the concept of a 'Financial GPS' - a tool that helps guide individuals toward their desired destinations in life, whatever "traffic jams" or "road blocks" may appear down the road, this provides useful "shortcuts" to readers to help them stay on track.With a wealth of knowledge spanning psychology, philosophy, and finance planning, the book explores the 'why' behind our financial decisions, revealing the common threads that connect us all. Through relatable stories and practical insights, readers learn to navigate life's crossroads with confidence, making informed choices that lead to personal and financial success. Navigating life's catalyst moments across a 100 year life, this book is a roadmap for those seeking clarity, simplicity, and a brighter future.

Boligkøb er en af de største investeringer i livet, og at optage et realkreditlån kan virke uoverskueligt. Økonom Mikael Mogensen gennemgår realkreditlån fra A til Z og giver dig indblik i, hvordan realkreditlån fungerer med udbetaling, afdrag, fast eller variabel rente, gebyrer, konvertering, indfrielse og meget mere. Konkrete eksempler sidst i bogen hjælper dig til at træffe gode valg omkring dit eget lån.Om forfatterenMikael Mogensen har arbejdet med bank, realkredit og finans i 38 år, både i Danmark og i udlandet. Siden begyndelsen af 1990’erne har realkredit været hans passion, og han var i slutningen af 1990’erne en af kræfterne bag udviklingen af den model, efter hvilken ejerboliger i dag handles og finansieres. I 2000 var Mikael med til at stifte Mybanker, der i 23 år har hjulpet danskere med at finde billigere og bedre bankforbindelser og finansielle produkter, ligesom han har forfattet en meget stor del af de nyhedsbreve og artikler, som Mybanker har udsendt og har liggende på deres hjemmeside. I en årrække har han desuden optrådt som ekspert på privatøkonomiske områder i en række aviser og medier.

AN INSTANT #1 NEW YORK TIMES BESTSELLERA must-have guide to optimizing your life for wealth and success, from bestselling author, NYU professor, and cohost of the Pivot podcast Scott Galloway.Today’s workers have more opportunities and mobility than any generation before. They also face unprecedented challenges, including inflation, labor and housing shortages, and climate volatility. Even the notion of retirement is undergoing a profound rethink, as our lifespans extend and our relationship with work evolves. In this environment, the tried-and-true financial advice our parents followed is no longer enough. It’s time for a new playbook.In The Algebra of Wealth, Scott Galloway lays bare the rules of financial success in today’s economy. In his characteristic unvarnished, no-BS style, he explains what you need to know in order to better your chances for economic security no matter what. You’ll learn:How to find and follow your talent, not your passion, when making career decisionsHow to ride and optimize big economic waves (hard truth: market dynamics always trump individual achievement)What small steps you can take that pay big returns later, including diversification and tax planningHow stoicism can help you minimize spending and develop better financial habitsBrimming with wise, game-changing advice from one of the world’s most popular business school professors, The Algebra of Wealth offers a powerful framework for making the most of what opportunities come your way.

Man siger, at det koster en million kroner at få et barn, men er det for lidt eller for meget? Hvordan skruer man familiens økonomi og hverdag sammen, når man går fra en eller to voksne til også at have et barn? Og hvad gør man den anden vej, hvis børnefamilien deles op i to familier? Med denne bog i hånden undgår du pludselige overraskelser i budgettet og får styr på alle de tilskud, du måtte være berettiget til.Om forfatterneSarah Ophelia Møss er kommunikatør, sociolog og bestsellerforfatter. Hendes passion er via inkluderende kommunikation at udbrede kendskabet til nye områder, på en måde som alle kan forstå. I 2019 blev Sarah valgt af Berlingske som en af landets 100 mest indflydelsesrige kvinder og bliver ofte anvendt som ekspert i finansiel inklusion af de store danske medier.Kristina Wildenhoft er uddannet pædagog, men arbejder i dag som influencer. Hun er gift med Martin og sammen har de tre drenge fra 2015, 2017 og 2021. I 2018 valgte familien at sælge deres hus, skære ned på deres forbrug og leve af mandens indkomst, fordi Kristina drømte om at passe børnene hjemme. I 2019 oprettede Kristina en instagramprofil med navnet @Kriblekongen, hvor hun deler hun ud af sin hverdag med børn, familieeventyr og generel inspiration til børnefamilien. I 2020 sprang Kristina ud som selvstændig i rollen som influencer.E-bogen er lavet i fixed format

Are you ready to unlock your freedom and learn the secrets of property investing using other people's money?From the Award-Winning Property Investor and International Speaker Kristina Castellina, comes a ground breaking guide that shatters the myths around property investment and paves the way for your financial independence. At the age of 28, Kristina spent her life savings on property training and has built a multi-million-pound portfolio from scratch. Now she's here to empower and guide you to do the same.Within these pages, you will learn the secrets investors have used for decades. You'll uncover: Proven strategies to structure recession-proof property deals, generating passive income.A step-by-step approach to solving the daunting questions of "Where do I start?" and "What should I buy?"Insider techniques to master the art of raising money, enabling you to buy properties without limitsExpert advice on crunching the numbers, ensuring the juiciest returnsVital tips for avoiding common pitfalls and costly mistakesThis book isn't just about property; it's about building a legacy that offers you freedom, happiness, and a life of abundance.Kristina shines as a beacon of property expertise on the global stage, radiating positive energy, a warm heart and dedication to empowering others. Her mission is clear; to equip you with the tools and knowledge to create the life you deserve.Are you ready to build life-changing wealth as a property investor? The path starts here.

"Brian Preston, Host of The Money Guy Show podcast and Cofounder of Abound Wealth Management, lays out a nine-step system for building wealth with the money you already have. Millionaire Mission helps you account for your financial blind spots, overcome the fear of making wrong decisions, and take the guesswork out of what to do with your next dollar."--

"Bestselling author of Eat that Frog! shows how to develop the best mindset for success and offers practical tools to reach financial potential"--

How does your thinking and behaving create suffering in your financial life? Where you are right now is the result of your money consciousness. Unravel the financial world within this spiritually based framework in a way that makes sense. Where are you on the scale of money consciousness? The long-awaited book based on Claytor's Money Map Quiz is here! Unravel the financial world using mind/body/spirit principles from an author who is a meditation teacher, and has managed money for people for over 30 years. With Claytor's ability to dive deeply into the spiritual part of our lives, along with her many years working in the financial industry, she has produced a clear, understandable guide for financial success. In The Money Map, she deftly explains how our financial lives are intimately tied to our consciousness, and has devised an incredible way to measure what she calls your money consciousness. This book will change the way you thought about money and your relationship to it. For the better.

lf you're retired or soon to be retired, you owe it to yourself to learn about residential options, including life plan communities.