Pensionisttilværelsen

Are you really ready for retirement?If your plan for retirement has only been focused on savings and accumulation of assets, you are likely only half prepared for retirement. The real key to a comfortable retirement is what you do with those assets during the "Second Half" of your financial life, when the focus shifts from savings and accumulation to income and distribution.Have you ever read a personal finance book that told you it's not only okay - but a good idea - to spend money at certain moments of your life? You will now!Within these chapters you will also learn the real keys to a comfortable retirement: -Strategies for defusing the TICKING TAX TIME BOMB inside your IRA account-Ideas for protecting your assets and securing your retirement income-Strategies for minimizing taxes on IRA/401k distributions during every phase of your life-How to do a low-tax or tax-free Roth IRA conversion-Strategies for reducing or even eliminating capital gains and estate taxes-How to leverage your IRA to leave a lasting legacy and tax-free inheritance for your heirsTake the action you need to prepare for the second half of your financial life!

How can you help shield yourself from a volatile stock market swings during retirement?Dividend investing!Many think that growing the value of an investment portfolio is most crucial to a comfortable retirement. While accumulating funds that grow before you reach retirement is essential, you also need a flow of income after you retire. Investing in solid companies that provide dividends regardless of the daily ups and downs of the market is essential to generating income during retirement.Intelligent Investing: Your Guide to a Growing Retirement Income will help you understand why and how to retire intelligently. The book will equip you with the knowledge you need to get started, as well as provide an investment strategy that is easy to follow.By investing intelligently, you can maintain your lifestyle in retirement by increasing your income. If you don't grow your income, inflation will chip away at it over time, and you'll slowly get poorer. Think about it: $10,000 in 1980 bought much more than that same $10,000 buys today. This book is for anyone who has been accumulating capital and financial assets throughout their career. You will learn why and how to Invest in companies that grow their dividends, providing you with income in your retirement, so you're not spending the value of your portfolio. If you're ready to learn how to have the retirement you deserve, this book is for you.Reviews for Intelligent Investing: Your Guide to a Growing Retirement Income by Steve Booren"I've long believed that investors shouldn't rely on uncertain capital gains to live on during retirement. Steve Booren's Intelligent Investing reminds us that a great way to work toward a prosperous retirement is with a portfolio of dividend stocks that seek to stay ahead of inflation with a goal of providing steadily growing income over time."- Matthew Paulson - Founder, MarketBeat | Author, Automatic Income"Intelligent Investing is a straightforward guide to getting ready for and thriving in retirement. Like the title suggests, the strategy detailed in the book is a smart way to prepare for your financial future. In fact, I'd say it's the most intelligent way." - Marc Lichtenfeld - Author, You Don't Have to Drive an Uber in Retirement and Get Rich with Dividends"There are hundreds of books about retirement planning. Steve Booren's book, Intelligent Investing, covers the complex topic of retirement income in an understandable, easy-to-read way. Real client scenarios combined with his investment strategy, developed over decades, will inspire thought and conversation about the most important steps in determining your financial future." - Jim Putnam - Chairman of the Board, LPL Financial "Young investors should focus on growth in dividends and position themselves to invest in dividend stocks that have a high likelihood of increasing dividends in the future. In his book, Steve Booren explains why growing income through intelligent investing is key to retirement success." - Millionaire Mob - Author, Dividend Investing Your Way to Financial Freedom: A Guide to Live Off Dividends Forever"What's the difference between being rich and being wealthy? If richness is fleeting, wealth is lasting. The methods Steve discusses in Intelligent Investing can help to create and preserve lasting wealth." - Lee Brower - Founder, Empowered Wealth | Author, The Brower Quadrant

Das Einmaleins des erfolgreichen InvestierensViele Menschen wünschen sich ein passives Nebeneinkommen. Gleichzeitig sorgen sich Millionen Deutsche um ihre künftige Alterssicherung. Eine Möglichkeit, beides zu meistern, ist die Investition an der Börse. Dies erscheint vielen jedoch als zu riskant. Die Deutschen gelten bekanntlich als "Aktienmuffel".Der Ratgeber für Kleinanleger zeigt, wie man durch Investieren an der Börse sein Geld vermehrt. Von Aktien über ETFs und Fonds bis zum Zinseszins: Erläutert werden grundlegende und allgemein bekannte, aber für das Thema relevante Begriffe aus den Wirtschaftswissenschaften und wie man sie erfolgreich anwendet. Auf diese Weise wird bisher Komplexes verständlich und praxisnah erklärt. Dabei wird deutlich: So kompliziert, wie viele glauben, ist es gar nicht. Mit den geschilderten Kenntnissen können Anleger erfolgreich an der Börse agieren und die sich hier bietenden Chancen nutzen.Dafür muss man nicht reich sein. Das Buch zeigt, wie sich Normalverdiener mit einer kleinen, aber regelmäßigen Sparrate eine Rente aufbauen können. Es vermittelt ein Verständnis darüber, wie Investieren und Geldanlegen funktioniert. Dabei macht es deutlich, wie sich Anleger die notwendigen Informationen beschaffen und eine nachhaltige Investitionsstrategie entwickeln können.

The retirement our parents experienced no longer exists. Rather than work for a single company our entire careers, and then enjoy a comfortable pension supplemented by Social Security, American workers today face a game-changing scenario. By retirement, most of us have worked for seven or eight companies. We have no pension. And our savings are scattered across various retirement plans.Plus, we're living longer than our parents, which makes us wonder if we're going to outlive our money. If you're trying to navigate these uncharted waters, this book is for you. How Do I Retire? guides you through simple steps that prepare you for the coming transition into retirement. Richard Baker, a trusted and widely acclaimed wealth manager, helps you evaluate your monthly income needs in retirement; maximize your Social Security benefits and investment returns; discover all of your income sources; understand investment options; and transfer your wealth to the next generation.How Do I Retire? helps you assess your current financial situation, articulate retirement goals, discover a plan that's right for you, and take positive steps now to prepare for what could be the most fulfilling days of your life. This is a must-read for every person who wants to finish well. "Richard Baker's book is required reading for everyone within a few years of retirement!"Steve Green President, Hobby Lobby Stores, Inc. Chairman of the Board, Museum of the Bible

Retirement is the absolute best time of your life. You finally have the wisdom and experience to understand what is most important and the time to execute a plan to achieve your life-long goals. In addition, there is nothing wrong with having some fun along the way. In modern society, with better health care and longer life expectancies, retirement is no longer thought of as a final chapter, it's a new beginning. Combining stories of his beloved Grandfather with anecdotes from retirees he has worked with, Denny creates a treasure trove of information to help you achieve your ideal retirement. This book will help guide you in the direction of your own goals by providing a framework to think through your day-to-day decisions. It's time to focus your retirement plan on all of the important buckets that, if filled, will lead to ultimate retirement success. "Retirement Redefined" attempts to show you that the non-financial aspects of your retirement are much more essential to your long-term satisfaction.

In Social Security for Decision Makers-Charting Your Course to Retirement, Peter Murphy provides his readers with the necessary information to make optimal Social Security benefit decisions. Social Security is one of the biggest pieces of the retirement puzzle, making up 40% of the average retirees income. Since it's such an important component of retirement, deciding when to start collecting Social Security is critically important.Uniformed choices as well as lack of spousal, ex-spousal, or survivor benefit coordination could end up costing you more than a hundred thousand dollars over a lifetime. With Murphy's help you can avoid these common mistakes and have a safe trip towards retirement. Whether you are married, divorced, single, or a survivor, Murphy's humorous, simple approach to Social Security will help you make better financial decisions for your future.

As boomers enter their 70s, more people than ever need long-term care. The cost of nursing homes, assisted living, home health care, and other care options is painfully steep, and navigating Medicare and Medicaid can be challenging. Long-Term Care comes to the rescue with reliable, practical, plain-English information on long-term care options and how to pay for them.

"Finance writer and regular New York Times retirement contributor Mark Miller offers practical strategies for all Americans to improve their retirement prospects"--

The United States is facing an increasingly high number of people who are turning 65 and beginning to retire. Nancy and David Ellis share their years of experience and knowledge, as they explain the importance of preparing for retirement starting today, and share how to begin that process. With an easy, approachable tone, Nancy and David take the fear and unknown out of the equation, putting retirement securely within reach.

"Mission Rente" erzählt Geschichten, die das Leben schreibt. Mit der Pensionierung fängt eine neue Aera an. Vorausgesetzt, man hat das grosse Glück, diese auch wirklich erleben zu dürfen.Jeder und jede hat genügend Zeit, sich darauf vorzubereiten. In der Regel sind das gerade mal so um die fünfundsechzig Jahre. Nur, machen muss man es. Es lohnt sich. Das Alter hat so viele Überraschungen parat. Viele unterschätzen die neue Situation. Werden von der Realität überfahren. Sind berfordert. Jammern und frustiert sein ist dann keine Lösung.Die meisten Rentner und Rentnerinnen aber können dem Herbst des Lebens mit Gelassenheit begegnen. Es bleibt dann nur noch, das Leben in vollen Zügen zu geniessen. Mit der nötigen Demut und Dankbarkeit.

Follow the advice in The Smartest Retirement Book You'll Ever Read and you will:Find simple strategies to maximize your retirement nest eggSteer clear of scams that rob you of your hard-earned savingsEnsure that your money lasts longer than you doAvoid the common mistakes that can leave your spouse impoverishedDiscover financial lifelines no matter how desperate the economy"If you want a handy guide that provides information in small chunks, Solin's book is it." -Newark Star-Ledger

This scarce antiquarian book is a facsimile reprint of the original. Due to its age, it may contain imperfections such as marks, notations, marginalia and flawed pages. Because we believe this work is culturally important, we have made it available as part of our commitment for protecting, preserving, and promoting the world's literature in affordable, high quality, modern editions that are true to the original work.

This scarce antiquarian book is a facsimile reprint of the original. Due to its age, it may contain imperfections such as marks, notations, marginalia and flawed pages. Because we believe this work is culturally important, we have made it available as part of our commitment for protecting, preserving, and promoting the world's literature in affordable, high quality, modern editions that are true to the original work.

This scarce antiquarian book is a facsimile reprint of the original. Due to its age, it may contain imperfections such as marks, notations, marginalia and flawed pages. Because we believe this work is culturally important, we have made it available as part of our commitment for protecting, preserving, and promoting the world's literature in affordable, high quality, modern editions that are true to the original work.

Invest your money like a millionaire and get sound and secure returns.Cash-Rich Retirement, as seen on the public television series Retirement Revolution, brings the investing strategies of the mega-rich to everyday people. It breaks with conventional advice that tells the public to invest mightily in stocks, flip holdings, and seek capital gains. Hogwash! says private banker and investment advisor Jim Schlagheck. Forget speculative "gains"! Invest instead for prudent income. Save. Build a "life-cycle" annuity package for lifetime retirement income. Focus on dividend-, interest-, and rent-producing investments and insurance.Cash-Rich Retirement is provocative and practical. Schlagheck makes private-banking investment strategies available to any investor. His income and annuity strategies are unique. He also puts retirement within reach of today's average American with six straight-shooting, show-me-the-money steps:- Change your "automatic pilot."- Diversify your holdings in radically different ways.- Build out your investment plan with funds and objective research.- Get all the professional help you can.- Build income streams with a ladder of annuities.- Invest in long-term health care insurance.

Are you burdened with the tax debt of a current or former spouse? Have you just received an IRS computerized or "correction" notice? Are you in danger of having your property seized? Has your tax return been selected for an audit?Is the IRS knocking on your door? If you've answered "yes" to any of these questions, you're not alone: more than twenty-five million taxpayers are faced with the terrifying prospect of dealing with audits, assessments, or other IRS problems every year. But with all the books devoted to how to prepare your taxes, there's never been one that explains how to get yourself out of trouble easily, legally, and inexpensively -- until now. With The IRS Problem Solver, veteran tax expert Dan Pilla offers the first comprehensive guide to dealing with the most common IRS problems taxpayers confront, from face-to-face audits to fraud penalties. Pilla's book is an indispensable preventive tool for all who file their own taxes?and a necessity for anyone who's just received a notice that the wolf is at the door.