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Amber Knows Best was born in Jo's literate Cozy Cove thoughts around 2003. Husband Jim had passed on. Jo's companion became abundant, productive solitude livened by visits from her grown children with their families, her numerous good friends, and her house cat Amber. With Amber as her present friend . . . Jo wove dear Amber into a fictional romantic tale of lakeside living in this vibrant yet delicate Upper St. Croix watershed. In her book, Jo preserved regional observations and details, shared her emotions of past years, and left a memorable, glowing story of days and dreams at Cozy Cove.
This book offers practical choices and changes we can make to start unf*cking our finances.Does the world of finance mystify you? Need to sort your money matters out but don’t know where to start?You may not have been born into money; you might not be able to overthrow the whole financial system, but the good news is that you don''t need an economics degree to improve your financial position.Over time, small changes will make a big difference to your bank balance. From micro-investing to side-hustling, couponing, freecycling, and consolidating debt, every step you take in the direction of financial freedom will inch you closer towards a brighter future. Whether you''re a student, freelancer, business owner, or professional, mastering the art of money management can - and will - change your life.
Global warming, plastic pollution, deforestation, species loss and rising inequality got you down? Then take your very valid concerns and channel them into action with this proactive guide to saving the planet, one day at a time.Small changes in the way we eat, shop, recycle and commute really can change the world. From planting bee-friendly blooms in your backyard, to making your own body scrub from coffee grounds, and investing your spare cash into clean energy programs, there are many ways to lessen your impact on the planet. By incorporating small changes into your daily life, you ¿ yes you! ¿ can, and will, make the world a better place.
A fun, informative and uplifting career guide for those looking for a creative working life
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