Bøger af Kathleen Walter

This activity book will bring children into the world of their own backyards of wild animals and pets - a simple but interesting way to help them to connect to the responsibilities of having pets, whilst also having fun. The book asks the questions: What animals are living in your backyard? What animals are living in the world and how different they are from each country? What is involved with looking after pets?At the end of the book are illustrations for colouring in. Some are more intricate than others, so when the children come to do this activity, there is the choice of many different designs - thus appealing to everyone!You can download printable illustrations for coloring in from the publisher's website.

This BOOK can put you on track with your finances! $$ YOUR SYSTEM $$ Not the banks SYSTEM, not my SYSTEM, YOUR own personal SYSTEM!Do you want to remove any financial stress that you may have? My System is set up for you to make it Your System for the future, your future.Do you want to know how to CRUNCH your hard earned $$$$. Well this easy budgeting SYSTEM is for you.How much money do I need to put this in place? Your OWN incoming $$$$ is all your need to set this up.What type of budgeting system do you use? My book explains My System, designed by myself in 1977 & it's never let me down.Do I need a computer? NO, Manual or Spreadsheet, it's your choice.What if My System - Your System does not work for me? My System does have in place a purpose, budgeting. My System does need you to restrain from going off track, or it will not succeed, the good news is you can always start again.What is the purpose of this book? To know where any incoming $$$$ went. How it is spent? Maybe adjustments can be made to make it better? Can my system allow for a holiday, pay extra on the home loan? Allow extra spending money? So once the most important FINANCIAL-AREAS are covered one can see on paper exactly how the finances are building up and will continue to do so!. It is fun, to hold the purse strings, you will feel secure, positive, and have control of what money you have, where it's going, what you need to do, and above all, you will accomplish discipline, strength within yourself, confidence and an amazing new attitude towards spending. The purpose of putting this in print is to help others to be financially free, not to be financially stressed!You never have to worry about you're financials again, as once in place you can adjust to suit your lifestyle as it changes, also your income whether it increases or decreases.