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Banking in India has witnessed remarkable changes and development since the onset of the processes of liberalization, privatization and Globalization (LPG). Liberalization, privatization and Globalization (LPG) have gained extreme significance in last over one and a half decade with the free movement of goods, people and services across the national boundaries. It has considerably altered the political, cultural and economic profiles of several developed as well as developing countries around the world. The Liberalization, privatization and Globalization (LPG) initiated in July'1991. The purpose of reforms was to increase foreign participation in Indian economy through capital, technology and management skills so as to enhance India's GDP, employment, per capita income and exports as well as banking sector.
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