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The elders invested on assets to ensure that their off springs enjoy a comfortable lifestyle. But the youth of modern India do not have the same mindset. Young Indians are ready to travel all over the world to earn lucratively. It is important to understand the spending habits of a young consumer too for a better understanding of the economy. This research is an outcome of a survey conducted with special reference to Mumbai youth. All analyses in this report provide information separately for girls and boys demarcated on the basis of age and gender highlighting the different requirements and spending thereof of these groups.
Socio-economic empowerment has been considered instrumental for holistic development. Women¿s empowerment is obviously essential for raising their socio-economic status in the society. Recently, women¿s empowerment has acquired an important place in government policy, non-government advocacy and academic research.There has been a paradigm shift in development and governance. Democratic decentralization, partnership with NGO¿s, empowering community based organizations, participatory development, sustainable growth and equity etc. have proved to be instrumental in people participation in development and governance as well as their empowerment. The models of micro-finance were evolved in Bangladesh, Indonesia, Philippines, Sri Lanka etc. and were adopted in India too. Financing through SHG¿s has been considered instrumental in people¿s empowerment, mobilizing thrift and extending credit. The concept of micro-finance in India was introduced sometimes in 1985, however, since 1996 it was widely accepted and implemented.
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