Bøger af Tom Halvorson

The Merger is complete, but the quest is far from over. Siana must now face judgment before her peers for her sin of interference. To be cast out of Heaven would shatter the Bond between her and Devin, shredding the combined worlds into oblivion. After overcoming her darkest fears, Briana is now torn between her most desperate of feelings as her true path in life is revealed. Will she be willing to take the next step in her life as an angel, or will she walk away from her predetermined life? In this exciting conclusion, Devin must find a way to redeem his mother and save the new universe from obliteration. For only a sacrifice of love can save one from damnation, but to save us all, he'll need to find a new Bond to rebind the worlds and bring peace to our lives once and for all. Yet to do so he must venture through the Abyss in the hopes of keeping his initial nightmare from coming true - a war between Heaven and Hell.

Kyrie Holloway is leaving behind the life of a hair stylist and becoming a professional counselor while taking care of her ailing grandmother. Just as she is about to finish her certification course, her last client turns out to be an old high school flame that she has kept a dark secret from for all this time. As she tries to counsel him through his problems, the issues from their shared past begin to arise as Kyrie is once again overwhelmed by her rebellious adolescence. Mentored by her friend and adviser, Sonya, Kyrie tries to balance her personal life with her professional one while struggling to cope with her less than glamorous past. But when she discovers what it is that her ex-boyfriend has been doing all of this time may just send her over the edge. As Kyrie struggles with the emotional roller coaster ride, she will rediscover who she was and how she overcame her hardships, hoping it will lead her through this twisted dark romantic comedy that she has called 'life'.

Stock market roller-coaster. Inflation. Economic uncertainty. Global financial pressure. If you are retired, nearing retirement, or even if retirement is years in the future, a major concern is how to protect your hard-earned savings from these major influences on your money and lifestyle. Shielding investments from these is a critical part of building wealth and making it last. Between 1970 and today, there have been 7 economic recessions in the U.S., occurring every 6 years on average, with the last recession in 2008 - the great financial crisis. It has been 10 years since the last recession, soon to be the longest such period on record going back to the 1860's. In their new book, Transformational Investing, co-authors Tom Halvorson and Richard Coe tackle this question head-on with unexpected candor and real-world wisdom, while exposing investment industry issues. Imagine treating a serious medical issue with 1960's thinking and equipment. And yet, that is standard practice today in the investment advice industry. Outdated strategies have left investors seriously exposed to unnecessary risk. Halvorson and Coe show that the core philosophy and standard of practice within today's investment advice industry have remained unchanged for more than fifty years, still based on theories developed in the 1950's and 1960's. In Transformational Investing, readers will discover: How the traditional investment approach became outdated; Why the industry is unwilling to admit it . . . or change; How you can benefit during roller-coaster markets. If you want a better result with your hard-earned money, you must do something different. You must change your thinking and change your approach.