Finans og regnskab

From stocks to real estate, gain an understanding of different asset classes and how to build a diversified portfolio for long-term wealth growth.

Are you a landlord considering fitting electric meters in your HMOs?Do you wonder if it will be harder to let out your HMO rooms with pre-paid meters? Or if it is worth all the hassle of getting meters installed?This practical, down-to-earth guide examines the advantages and disadvantages of pre-paid meters in HMOs, and is packed with tips to help save you money.The author, a highly experienced HMO landlord, answers questions such as:- How much do pre-paid meters save on utility costs?- What do pre-paid meters cost and which ones are best? - Are properties with pre-paid meters harder to let out? - What happens if the utility company undercharges?- Should you fit secondary meters to each HMO room or have a separate supply to each one?A must-read if you're an HMO landlord, to help you ensure utility costs don't get out of hand.C.J. HALIBURTON HMO Daddy, Jim Haliburton, is an experienced landlord with over 100 HMOs and 1000 tenants.He's featured on the BBC show 'Meet The Landlords' and is author of over 10 books and manuals including How to Become a Multi-Millionaire HMO Landlord.www.hmodaddy.com

"Advanced Techniques for Real Estate Asset Management" is a comprehensive resource that delves into sophisticated strategies for maximizing the value of real estate investments. From optimizing portfolio performance to leveraging cutting-edge analytics and risk management techniques, this book equips seasoned investors and professionals with the tools and knowledge needed to excel in the dynamic world of real estate asset management.

A comprehensive guide to non-discretionary asset management, with tips for successfully managing assets on a non-discretionary basis.

"Real Estate Asset Management for Millennials" is a practical guide designed to help the younger generation navigate the world of property investment. This comprehensive resource covers everything from understanding market trends to financing options and property management strategies, empowering millennials to make informed decisions and build wealth through real estate.

"Maximizing Returns with Real Estate Asset Management" is a strategic guide tailored for investors seeking to optimize their real estate investments. Packed with actionable tips and expert insights, this book offers proven strategies for enhancing property value, minimizing risks, and maximizing returns in today's competitive market landscape.

Build efficient and collaborative relationships with your vendors using these valuable tips for effective vendor management.

A comprehensive exploration of the philosophy and principles that guide successful real estate asset management strategies.

Essential information for beginners on the basics of real estate asset management and building a strong foundation for success.

Climate change, COVID-19, Ukraine: it seems that crises are here to stay, which poses major challenges for the financial management of companies. This book addresses these issues, and present concrete approaches to resolving them.Until recently, the past was considered a reliable basis for predicting the future. As this is no longer the case, financial calculation and management models must take uncertainty into account. This affects the entire discipline of financial management, whether it is the valuation of goodwill in accounting, the estimation of capital costs in company valuation, or the strategic controlling of an international group of companies. There are three main challenges to be overcome: first, uncertainty must be integrated into traditional models, then uncertainty must be quantified, and lastly, potential developments must be modelled. This requires not only a deep understanding of the respective field, but also the ability to suitably adapt traditional modelsand techniques. This volume discusses these issues and offers new insights into how financial management will evolve in light of the current developments.

In den Anwendungsfeldern, in denen Prüfungen verbindlich vorgeschrieben sind, bestimmen gesetzliche Vorschriften regelmäßig nur die Art der Prüfung, nicht aber den Umfang oder die genaue Prüfungsdurchführung. Um in solchen Fällen die Zuverlässigkeit komplexer Prüfungen zu gewährleisten, haben sich in einigen Anwendungsbereichen Grundsätze herausgebildet. Diese Grundsätze erläutern die Prüfungsziele, legen allgemeine Prüfungsgrundsätze fest und geben damit den Verantwortlichen eine Orientierung für die ordnungsgemäße Prüfungsdurchführung. Trotz der erheblichen Bedeutung, die der Kostenrechnung in vielen Bereichen zukommt, sind vergleichbare Grundsätze für diesen Anwendungsbereich bisher jedoch weitgehend ausgeblieben. Dieses Buch stellt erstmals das aktuelle Vorgehen bei der Kostenprüfung öffentlicher Aufträge und der Prüfung von Zuwendungen auf Kostenbasis dar und zeigt Grundsätze sowie methodische Ansätze auf, die zukünftig zu einer optimierten Prüfung beitragen können. Die gewonnenen Erkenntnisse und methodischen Ansätze leisten somit einen wichtigen Beitrag zur Verbesserung der Prüfungspraxis.

This book challenges the notion that technology promotes financial inclusion. Drawing insights from the retail banking industry in Hong Kong, it explores the potential drawbacks of technology adoption. The book combines existing articles, regulatory case studies, and interviews with customers and practitioners to propose four factors that measure digital financial inclusion, defined as the impact of technology on financial inclusion, from the customer's viewpoint. It offers practical guidance by identifying business incentives for banks and providing law and policy recommendations for regulators. This book serves as a valuable resource for scholars, regulators, and practitioners in law and social sciences, shedding light on the complex relationship between technology and financial inclusion while bridging the gap between supply-driven approaches and customer demands.

This book covers the most recent initiatives in the Malaysian capital market. In doing so, it discusses the Leading Entrepreneur Accelerator Platform Market (LEAP Market), and Special Purpose Acquisition Company (SPAC).With regard to the LEAP Market, the book elaborates on its inception, value proposition, governance, performance, issues, and strengths. It also compares LEAP Market with the Main and ACE Markets, and draws the experience of the Korea New Exchange (KONEX) for LEAP Market to emulate and improve its operation, showing how KONEX provides valuable lessons for Malaysia's LEAP Market, as the former has two times more listed firms than the latter. Similarly, the book also includes discussions on the inception of SPAC, its features, volumes, risk, issues, strength, life cycle and time frame of SPAC IPO, and includes case studies of the four firms listed under SPAC IPO. Put together, the book offers a compilation of facts, analysis and insights from these new market initiatives, and provides a reference for the financial market industry, regulators, market practitioners, analysts, researchers, government authorities and universities.

The easy way to learn and retain key accounting & bookkeeping skills!Comprehensive training for independent learners and small business ownersProve your skills to employers and get certified! Provides complete prep for the Intuit Certified Bookkeeping Professional examIncludes access to a robust online resource center with multimedia assets that enhance learningEmploys the unrivaled, proven learning techniques that Labyrinth Learning has refined over more than two decadesReal-world exercises, full-scale projects, and multiple practice sets build skills masteryWritten by a teacher and CPAEric A. Weinstein MBA, CPA is a Professor of Business Administration at Suffolk County Community College and author of several in-demand accounting textbooks. Eric has received many awards in his career in education, including the State University of New York Chancellor's Award for Excellence in Teaching. He's also been a practicing CPA in New York for more than 10 years.Backed by decades of experienceFor more than 25 years, Labyrinth Learning has been a leader in preparing classroom students for the workplace. With the Boost Your Skills series, Labyrinth brings all of its experience from the classroom to the living rooms of learners across the globe. Boost Your Skills in Accounting & Bookkeeping is an easy-to-use guide that takes learners step-by-step through the skills they'll need in the workplace.List of topics coveredEvaluating TransactionsThe Accounting Cycle Journal Entries and T-AccountsAdjusting EntriesFinancial Statements and Closing EntriesComputerized Systems, Cash, and PayrollFinancial Statement AnalysisMerchandise Inventory

"Your Money Playbook is a bold, practical, and action-oriented blend of candid introspection and strategy to help readers confront their financial insecurities and commit to building new, game-changing mindsets and practices"--

Welcome to the World of Cryptocurrencies. An asset class that has proven to produce more millionaires than any other asset in human history-and faster! All Time High: The Power of Cryptocurrencies and How to Invest the Right Way is a comprehensive guide to enter this market as a complete beginner and prosper. Cryptocurrencies have the power to radically transform not only our financial lives, but our personal freedom, sovereignty and mindset. With so much geopolitical uncertainty, economic unrest and threats to our lifestyle and personal freedom, we need to be looking for a financial plan B. Cryptocurrencies, powered by blockchain technology, offers a new way for investors to create wealth and a potential early retirement without having to be a trader, have financial knowledge or a prior skill level-in fact, any one, any age has the ability to gain enormous success from this market, and in record time. Sydel Sierra has educated more than 20,000 students and spoken to tens of thousands of investors globally on how to enter this market, achieve financial freedom and retire through cryptocurrencies the safe and right way. She has documented this success blueprint in five easy steps: · Part 1: The Real Opportunity with Crypto· Part 2: Key Crypto Investing Secrets· Part 3: Create Your Portfolio and Make It Work for You· Part 4: Take Profit and Unlock Financial Freedom· Part 5: Elevate Your Mindset, Master Your LifeWithin each part, you'll find the practical tools to turn seemingly impossible aspirations into reality through the power of this asset class.

Our knowledge of business sustainability has evolved in recent years from corporate environmental management to sustainable entrepreneurship, from exploitation to exploration, and from efficiency to creativity. However, the present trends in sustainability point to the necessity of radical innovation through new enterprises within established organizations or entrepreneurial start-ups. The marketing and funding of these programmes, however, continue to be issues. This fascinating curated book explores how we may combine economic, social, and environmental sustainability to create novel new business models, including both conceptual and actual research.With the help of this book, academics, researchers, and educators will be able to examine businesses whose tactics and goods are intended to provide creative answers to some of the most challenging social issues of the twenty-first century. To balance tackling social and ecological issues with our goals for economic development, a new generation of prosperous companies is actively involved in clean technology, renewable energy, and financially viable product system design and supply chain strategies.

The global ICT in the Retail market is expected to grow at a CAGR of 66% over the forecast period. The book is about Information Communication Technologies in the Indian Retail Sector with special context to Literature. It consists of conceptual framework from an extensive literature review with respect to growth of retail sector in India. It also consists the combination of technological avenues adopted in retail sector.

Millions remain locked out of the financial system, trapped in a cash-based world with limited access to basic banking services. This isn't just an inconvenience; it's a barrier to economic opportunity, hindering poverty reduction and inclusive growth. But the tide is turning, and digital banking solutions are emerging as powerful tools to bridge the gap. Imagine a world where everyone, regardless of location or circumstance, can securely store money, send and receive payments, and build a financial future. No more hidden fees, long lines, or exclusion from essential financial services. This is the vision of inclusive digital banking, and it's within reach. Mobile wallets and agent banking networks are paving the way, offering easy-to-use, low-cost access to financial tools through simple smartphones and local touchpoints. This empowers the unbanked to participate in the digital economy, save for emergencies, receive remittances, and even access credit. But it's not just about technology. Building trust and financial literacy is crucial. Partnering with communities, NGOs, and governments to educate users and address security concerns is key to widespread adoption. Closing the gap isn't just a moral imperative; it's an economic and social game-changer. By unlocking the potential of millions, we can boost local economies, create jobs, and foster a more equitable society. This is the transformative power of digital banking for the unbanked.

Destiné aux investisseurs comme aux traders, aux débutants comme aux plus chevronnés, ce livre est un guide essentiel pour réussir en Bourse¿!Pour faire vos choix en Bourse (action, devise, indice, matière première, etc.), vous disposez de deux grandes catégories d¿outils : l¿analyse fondamentale et l¿analyse technique (ou analyse graphique). Beaucoup de livres sont consacrés à l¿analyse technique, très peu à l¿analyse fondamentale, et aucun jusqüà présent n¿était consacré aux deux.L¿analyse fondamentale aide à faire de bons choix, l¿analyse technique aide à choisir des positions au bon moment. La combinaison des deux permet d¿effectuer les bons choix au bon moment¿! Et c¿est exactement ce que font les pros : ils combinent les deux approches.Ce livre unique, sans équivalent, pas même en langue anglaise, permet grâce à de nombreux exemples de comprendre l¿analyse fondamentale, l¿analyse technique, et comment utiliser les deux approches en synergie. En analyse fondamentale est abordée la notion de valorisation d¿une entreprise, les soldes de gestion à regarder. La notion de PER est expliquée et surtout le lecteur apprendra à situer le PER par rapport à celui du marché et du secteur. Le cas des sociétés déficitaires est abordé et détaillé. Le lecteur apprendra également à faire la différence entre une approche fondamentale par les résultats ou par les actifs. Plusieurs cas particuliers sont détaillés : les start-ups innovantes, les biotechs, les foncières, les valeurs de rendement. La notion d¿ANR devenant parfois plus importante que celle de PER. Une méthode exclusive pour noter les actions est, au final, proposée.En analyse technique, les approches par les chandeliers japonais et par les courbes sont comparées. Quelques figures chartistes indispensables à reconnaître au premier coup d'¿il sont exposées, tandis que quelques indicateurs sont aussi présentés (moyennes mobiles, Vortex, SAR, Fibonacci, RSI en particulier). La méthode Ichimoku est abordée. Et surtout, le lecteur est invité à choisir et déterminer son propre système d¿analyse graphique. Enfin, la combinaison de l¿analyse fondamentale et de l¿analyse technique occupera toute la troisième partie de cet ouvrage. Les cas de convergence sont présentés, et surtout la manière de les repérer, pour le bonheur des investisseurs qui augmenteront sur ces cas leur probabilité de réussir en Bourse. La notion de bulle spéculative est présentée, et la manière de « surfer » sur une bulle sans se faire piéger. Le lecteur apprendra aussi à diagnostiquer les cas de divergence entre approche fondamentale et approche graphique, en particulier sur les situations de marché que l¿auteur qualifie de pathologiques, et qui peuvent parfois être de vraies opportunités de trading. Tout au long de l¿ouvrage, on trouvera de nombreux exemples tirés du marché, tandis qüun cas pratique, concret, d¿une action cotée sur la Bourse de Paris, vient illustrer le propos à chaque grande partie. Jean-David Haddad, professeur agrégé de sciences économiques et sociales, auteur de très nombreux livres sur la Bourse et l¿économie, est rédacteur en chef de FranceBourse.com depuis plus de 20 ans, et il utilise toujours l¿analyse fondamentale et technique en combinaison. Les guides de FranceBourse.com : la collection corporate du site leader de la recommandation boursière, réalisée par JDH Éditions. Des guides pour que l'investissement en Bourse soit enfin à la portée de tous !

This book focuses on equity crowdfunding in order to shed light on female entrepreneurship. Global awareness of gender inequality has resulted in international efforts to alleviate disparities and promote women's growth. This book draws academics, policymakers, and practitioners' attention to equity crowdfunding as a good environment for female entrepreneurs to overcome gender gaps and establish a more inclusive and fair financial landscape. While women are often found to be at a disadvantage when compared to male counterparts in traditional credit markets, the book's our empirical evidence suggests that this is not the case for alternative funding channels such as crowdfunding. The book's distinguishing feature is its emphasis on the equity crowdfunding market, which could be viewed as the ideal environment for developing and growing female entrepreneurial skills. From this perspective, the book provides a clear recommendation to policymakers on how to support women in alternative finance, by providing more specific and detailed rules and action plans focusing on this topic.

¿Alguna vez ha tenido la impresión de que tropezar en el laberinto financiero es como ser arrojado al fondo de la piscina sin saber nadar? Puede ser un mundo aterrador y confuso, pero no te preocupes: no estás solo. Imagina que tienes un tesoro de conocimientos financieros y que vas a emprender un viaje para transmitirlos a las generaciones futuras. Hola y bienvenido al emocionante viaje conocido como "Transmitir la sabiduría financiera".Imagínese convertirse en el hombre o mujer sabio en familia que ayuda a sus seres queridos a navegar por el complejo laberinto del dinero personal. No se trata sólo de invertir o ahorrar dinero; se trata de dejar un legado de decisiones financieras acertadas. Así que acerca una silla cómoda, sírvete una taza de tu bebida preferida y comencemos una discusión sobre cómo desmitificar el mundo de las finanzas, una charla a la vez.Considere este libro como su guía fiel a medida que aprende las técnicas para sentar una base financiera sólida. Estamos aquí para desmantelar obstáculos y hacer que estos aterradores problemas financieros parezcan naturales. Lo cubrimos en todo, desde hacer un presupuesto hasta ahorrar, establecer metas financieras y dominar el concepto de gratificación retrasada.Trabajaremos juntos para ordenar la maraña de deuda y crédito. Aprenderá cómo manejar las deudas, llevarse bien con las tarjetas de crédito y comprender esas enigmáticas calificaciones crediticias. Advertencia: no es tan difícil como podría parecer.La palabra "invertir" puede hacerle estremecer o despertar su interés. Lo llevaremos a un viaje emocionante donde aprenderá sobre el poder del interés compuesto, se familiarizará con diferentes tipos de inversiones y ganará confianza para expandir su dinero a largo plazo.Imagine que ha amasado una gran fortuna y quiere asegurarse de que sea segura y fácil de transferir a sus herederos. En esta situación se pueden utilizar técnicas de planificación patrimonial y herencia. Lo guiaremos a través de los fundamentos, las regulaciones y las estrategias astutas para proteger su legado.La vida no siempre va según lo planeado, ¿verdad? Se producen reveses financieros, cambios en las carreras y obstáculos imprevistos. ¿Pero qué es esto? Seremos sus formadores en materia de resiliencia financiera y le brindaremos consejos sobre cómo capear estas tormentas con facilidad.Cuando hayamos terminado, no solo serás financieramente sabio sino también el gurú financiero al que acudirán tus familiares y amigos. Así que abróchese el cinturón y emprendamos un emocionante viaje por el reino de la "transmisión de la sabiduría financiera". ¡Comencemos ahora!

We are currently witnessing the emergence of a ¿third culture¿, driven by unprecedented developments that are changing the playing field. These include advances in AI, big data analysis and robotics. The traditional ¿two cultures¿ view (S. P. Snow) distinguishes between the sciences and the humanities. The wisdoms these two cultures offer are separated from each other, with little to no interaction or mutual comprehension. However, over the past two decades, and for the first time in human history, a new, third culture has appeared. This new culture, rooted in new technologies, not only pursues its own form of rationality but also supports advances in the original two cultures, deepening and expanding our individual and collective consciousness so that we can see more and do better. It will eventually give rise to new forms of consciousness based not on biochemical signals, but on copper wires and lithium chips. These new machine intelligences will change the world and force us to realise: we are no longer alone. The human species¿ position in the twenty-first century will be fundamentally redefined: not as a conductor leading the orchestra, but a single string player within it.

Master the dynamic world of financial technology with Fintech in a Flash, Fourth Edition - your definitive guide to managing and optimizing your online finances and staying ahead of the curve in an era where digital finance is reshaping our lives. As global investment in fintech soars and startups reach new heights, understanding this sector is more crucial than ever. This comprehensive manual demystifies the rapidly evolving fintech landscape, transforming complex concepts into digestible insights. Whether it's exploring online payments, diving into challenger banks, or dissecting insurtech and wealthtech, this book has you covered. Here's what sets it apart: Concise yet thorough explanations of the 14 fundamental fintech pillars. Projections into the future of fintech, preparing you for what's next. A deep dive into global fintech hotspots and the game-changing 'Unicorns.' A handpicked selection of emerging fintech stars to watch. Authored by Agustin Rubini, a celebrated fintech and AI expert, this book is an indispensable resource. Whether you're an entrepreneur, a professional in banking and finance, a consultant, or simply a fintech enthusiast, Fintech in a Flash provides you the knowledge to navigate and excel in the fintech revolution.