Budgettering og økonomistyring

Når Google, Sony, McKinsey, Carlsberg og mange andre virksomheder tilbyder mindfulness-træning til deres ledere og medarbejdere, gør de det for at øge de ansattes velvære og performance. Vi føler os ofte under pres på grund af en stresset og kompleks arbejdsdag, og vi bliver hele tiden afbrudt og distraheret af mails, telefoner og møder. Derfor har vi brug for metoder til at skabe ro og koncentration, og her er mindfulness et fantastisk værktøj.Bogens forfatter har i samarbejde med forskere, ledere og mindfulness-eksperter fra hele verden udviklet programmet Corporate-Based Mindfulness Training, som her for første gang præsenteres i bogform. Forskere fra Cambridge og Rigshospitalet har dokumenteret, at programmet øger arbejdsglæde, work-life balance, fokus og performance og mindsker stress. Programmet bruges i over tyve lande, bl.a. af Nike, American Express, Google, General Electric, Sony og Carlsberg.

Bogen giver en indføring i centrale dele af driftsøkonomien og indeholder bl.a. følgende emner: Virksomhedsformer, målsætninger, Balanced Scorecard, produktions- og omkostningsteori, markedsformer, optimering, logistik og supply chain management, informationsteknologi og vidensøkonomi, produktion under miljøhensyn, priskalkulation og innovation.Fremstillingen er illustreret med mange eksempler.

Trojkas undervisningsmateriale til ”Erhvervsøkonomi E+D” er i overensstemmelse med fagplan og lærervejledning til stofområdet erhvervsøkonomi på de merkantile grunduddannelser, HG.Den samlede undervisningspakke omfatter følgende:Lærebog Opgavesamling Vejledning til online regnskabsprogram e-conomic E-læringsmaterialer på iTrojka.Trojkas undervisningsmateriale til Erhvervsøkonomi E+D er i overensstemmelse med seneste bekendtgørelse, som gælder fra den 1. juli 2011, og fagplaner til faget Erhvervsøkonomi på handelsskolernes merkantile grunduddannelse (HG).Ny lærebog og opgavesamling tilpasset niveau E+D Nyt design, farvefotos og et læsevenligt layout Mange figurer og eksempler Gennemgående virksomhed: SportsMagasinet Ordforklaring er placeret sidst i hvert kapitel Trojka introducerer et nyt webbaseret regnskabsprogram: e-conomic, som er tilgængelig på alle platforme. Se www.e-conomic.dk Lærebøger og opgavesamlinger udkommer også som onlinebøger

Bogen er en introduktion til økonomisk psykologi som erhvervsøkonomisk perspektiv. Den kan desuden med fordel læses parallelt med Christian Knudsens Erhvervsøkonomi, også fra Samfundslitteratur.

AS SEEN ON THIS MORNING'Bola Sol is a crucial voice in the financial advice arena. With practical, actionable tips, relatable commentary and a no-nonsense approach to financial literacy, her insights save money, but just as importantly, time too.' Yomi Adegoke, author of THE LIST and co-author of SLAY IN YOUR LANE'An empowering and practical guide to financial literacy and independence . . . The book is filled with real-life examples, clear explanations, and motivational insights, making complex financial concepts accessible to everyone.' GLAMOUR MAGAZINE________________________________________We need to talk about money. Women have been overlooked and underestimated when it comes to finance; we typically earn less, are encouraged to spend more, and have fewer opportunities to build funds. But if we talk about money and share our knowledge, we will grow in confidence and wealth. This is the secret to securing your future and paying for all the things that matter.Whether you want to have children, get married, pay for a mortgage, start your own business or pay for nice holidays, all these goals cost money. But by building solid money habits you can plan for all life's major milestones and dream bigger. Bola Sol offers the essential tools needed to get started and make your bank balance healthier. Once you've done that, she demonstrates how you can grow your ambition and become wealthier. Finally, she reveals how you can use this money smartly to pay for things you want and become happier.Money isn't everything, but Bola shows how you can build your financial knowledge to enhance your wellbeing, open up new possibilities, and achieve your life goals.

The perfect guide to getting your personal finances in order, The Budgeting Journal is undated and can be started at any point in the year. Packed with tips and advice for how to keep on top of a budget and find peace of mind through managing your money.

Sometimes the world comes at you fast, and trying to figure out your finances in shifting realities can really break your brain-and your bank accounts! When life is overwhelming, getting out a pencil and paper and working out your numbers can seem impossible. Erin Lowry's Broke Millennial series has been helping people get their financial lives in order for years, and now readers can roll up their sleeves and work out their finances alongside her in this practical and endlessly useful workbook. From working out the correct amount you need in your emergency fund and creating an effective attack plan for your debt to writing out scripts to discuss ?taboo? money topics and set boundaries with family and friends, this book covers every nook and cranny of your financial landscape.

Dette er en BudgetBog på månedsbasis som du udfylder med dine egne tal.Bogen guider dig gennem 12 måneder af din privatøkonomi. Du udfylder dit forventede årsbudget, laver beregninger ift budgetkonto og forbrugskonto, du lister alle dine opsparinger og gældsposter, udregner din Net Worth og opsætter mål for din økonomi Hver måned indeholder en kalenderoversigt, delmål, og et detaljeret regnskab, der er delt i indtægter, udgifter til bolig, transport, øvrige faste, diverse, mad, gæld, opsparing og investering, med mulighed for at lave personlige underkategorier. Der er desuden No Spend/Forbrugsfri Måned, Forbrugstracker og Opsparingschallenge hver måned. Bogen er lavet uden fortrykte måneder, sådan at du kan starte når som helst på året. Siderne er sort-hvid og ikke dekoreret, for at give dig muligheden for at stå for den del; at dekorere og personliggøre din bog i bedste Bullet Journal stil. Bogserie: FamilieFinanser

Bogen indeholder en samlet fremstilling af metoder og teknikker til analyser af virksomhedens regnskaber og budgetter. Endvidere redegøres der i bogen for de forhold i regnskaberne, som analytikere bør være opmærksom på ved bedømmelsen af analysens nøgletal. I bogen redegøres for regnskabsanalysens strategiske baggrund. Det vises, hvorledes analysen af regnskaber og budgetter må suppleres med en strategisk analyse, der omfatter en vurdering af de samfundsmæssige og branchemæssige forhold samt en vurdering af virksomheders ressourcer og kompetencer. Endvidere vises hvorledes faktorerne fra den strategiske analyse kan sammenfattes i virksomhedens styrkeprofil. Indholdsfortegnelse:IndholdForord Kapitel 1. Regnskabsanalysens interessenterKapitel 2. Regnskabsanalysens idé og grundlagKapitel 3. Analyse af rentabilitet og indtjeningsevneKapitel 4. Analyse af finansiering og likviditetKapitel 5. Analyse af soliditet og risikoKapitel 6. Rentabilitet, finansiering og vækstKapitel 7. Shareholder value og virksomhedens værdiKapitel 8. Regnskabet som grundlag for regnskabsanalysenKapitel 9. Den strategiske analyse - virksomhedens styrkeprofilKapitel 10. Vurdering af budgettetKapitel 11. Analyse af koncernerLitteratur Stikordsregister

Denne introduktion til erhvervsøkonomi præsenterer teorier og metoder, som kan bruges til at analysere en virksomhed med. Bogen fokuserer på de dele af erhvervsøkonomien, der giver en helhedsopfattelse af virksomheden - og på at koble teori og praksis. Alle bogens kapitler afsluttes med en række opgaver, så de studerende får mulighed for selv at arbejde med en case-virksomhed.

21 Things...You Need to Know About Money - How to Get It, Keep It, and GROW It is a basic guide to financial concepts and strategies that everyone, especially those 30 and under, should know. We all want to make the right decisions with our money. But, in order to do that, we need to know the right questions to ask. 21 Things... will educate you on the questions you should be asking yourself before you make decisions withyour money.Whether you are planning for a family or planning for retirement, 21 Things... You Need to Know About Money can assist you in making the right financial decisions for your life. Many of us are not taught these basic concepts at home or in school, so let this book be the guide you never realized you needed.

Mastering Your Finance Volume 1 is a seven step system with the aim at managing better your finances by reducing your outgoings, increasing your income resulting you manage better your finances. The book covers also mindset, goal settings, reducing your utility bills, switching supermarkets shopping, reducing your credit cards and loans repayments and increasing your income. You are entitled for 30 and 60 free finance review when you purchase the paperback or e-book Mastering Your Finance Volume 1, you need to connect with the author.

Step into the World of Financial Elegance and PowerImagine navigating the bustling streets of Wall Street in your most dazzling high heels, with the confidence of a seasoned investor and the wisdom of a financial guru. "Finance Fairy in High Heels: Wealth Building for Women" is your invitation to a life where your bank account is as impressive as your shoe collection, and your financial future is as bright and bold as your favorite lipstick.Wave goodbye to the notion that money matters are drab and complicated. Delve instead into sparkling chapters that will teach you to embody your money mindset with grace and intelligence. Feminine Finance isn't just a catchphrase; it's your new reality. With guidance on everything from creating a budget that accommodates your tastes in Louboutins, to mastering savings without sacrificing elegance, you'll find empowerment in every account balance and financial decision.Unlock the secrets to a well-stocked wardrobe of investments, from the stable reliability of a "little black dress" 401(k), to the daring flair of cryptocurrency, this book will dress your portfolio for every occasion. Traversing the world of debt, saving, and investing, you'll stride forward in your stilettos towards a sophisticated understanding of stocks, bonds, and real estate. Insightful chapters on career growth and salary negotiations will show you how to turn every paycheck into a stepping stone towards financial independence.For those in love or just embarking on their entrepreneurial journey, the book serves as your financial matchmaker, helping you navigate relationships and startups with financial finesse. And for the woman who dreams of leaving a legacy, uncover the subtle art of generational wealth and philanthropy, ensuring that your sparkle endures.This isn't just a book; it's a movement. A stiletto-clad march towards empowerment, equality, and the crystalline clarity of fiscal confidence. Be bold. Be daring. Be the Finance Fairy you've always dreamed of, and watch as every aspect of your life aligns with the wealth you both desire and deserve.

Put an End to Stress and Chaos!At the crossroads of your clutter and debt you’ll find a group of core beliefs that block you from making progress. Through bite-sized daily readings, this book helps you explore and identify the conscious and unconscious beliefs, attitudes, and perceptions that have kept you stuck in the cycle of clutter and debt.Through targeted self-reflection and a single piece of daily guidance, you will transform your beliefs about clutter and debt – and use your inner wisdom and power to create lasting positive change.Designed to complement whatever organizing systems you’re guided to use. Put an end to financial stress and overwhelming chaos and create an orderly and financially secure life, today.

This book is filled wth strategies to help you cut costs while maintaining a healthy and happy lifestyle. I've shared my best tips and techniques for saving money in this book. Use them to literally save thousands of dollars a year off your bills and expenses.The proven tips and techniques in this book will help you build your bank account while saving time and money. Get started building your savings today! Here's a preview of what you'll find inside this book:The importance and benefits of frugal livingLearn the best ways to use frugal artInexpensive diy ideas to add art to your homeKey takeaways for easy future referenceList of resources for further referenceIt is desirable to make and maintain your household as spick and span as possible. However, it's not always that we find ourselves economically capable of fulfilling our desire to adorn our walls with things that we think deserve their own places up there.There are times when we take a more practical approach and decide what expenses are more important. This is the time when art and décor takes a back seat in our lives. For times like these, there are many options that can help us improve the face of our home on a measly budget.

In her latest book, Genevieve Chavez Mitchell shares her own Sacred Money journey and brings a revelation:Money is not just a transactional tool, but a potent catalyst for profound spiritual transformation and societal change.Mitchell shows readers how to explore the uncharted waters of wealth in their day-to-day life. This journey isn't so much about walking the straight path, but rather finding beauty and magic along the tangled, crooked road to using your resources in new ways.Take this adventure into sacred money to explore your money beliefs, update your money story, and move your money to create a positive impact. In this book, you will learn to:Incorporate prayer and ritual with your money management;Connect with your inner self;Get your finances in order;Take impactful actions to create a just, kind world. The old model of greed, accumulation, and plunder of Earth's resources needs to change. It's time to connect to your sacred self and find ways to use money to create a more just, sustainable Earth. It's time to heal the divide between money and spirit.

Vous souhaitez enfin prendre le contrôle de vos finances et atteindre vos objectifs budgétaires ? Ne cherchez plus ! Nous avons l'outil indispensable qu'il vous faut ! Grâce à ce carnet à remplir, gérez facilement votre budget familial sur une période de douze mois. Notez l'ensemble de vos dépenses et revenus pour visualiser en un coup d'oeil les petites dépenses du quotidien qui plombent votre compte bancaire et ainsi faire des économies. Simple d'utilisation, ce livret contient des tableaux pour suivre vos dépenses en temps réel et faire la synthèse de vos revenus et dépenses. Il vous permet également de suivre vos crédits et épargnes pour mieux planifier vos dépenses, factures et économies tout au long de l'année. Les mois sont non datés, vous pouvez donc commencer ce carnet de compte quand vous le souhaitez, selon vos besoins. Découvrez en bonus à la fin du carnet : un tableau récapitulatif annuel de votre budget ainsi que trois défis budgétaires qui vous permettront d'épargner de manière ludique et agréable. Ce carnet de compte personnalisable est l'allié indispensable dans l'atteinte de vos objectifs budgétaires. Vous apprendrez ainsi à maîtriser vos finances et obtenir des résultats positifs à long terme. Cet outil pratique et efficace est la solution qu'il vous faut ! Dès maintenant, prenez plaisir à suivre votre budget et faites des économies grâce à ce carnet budget familial. Détails: - Grand format, - Couverture souple, brillante, format idéal, - Papier épais de qualité, - Pratique et simple d'utilisation.

The genesis of knowledge, comprehension, and sagacity emerges within the crucible of challenges and adversities. Anchored by a sanguine perspective on existence and a resolute commitment to self-improvement, an unwavering resolve materializes, propelling one toward the attainment of set objectives. While talent may engender pecuniary gains through skill refinement and exhibition, it is the assimilation of knowledge and comprehension that safeguards and augments accrued financial resources. Instances of individuals within the realm of sports or the creative industry, endowed with prodigious talents in their craft, yet ultimately fading into anonymity, underscore the significance of knowledge and understanding in preserving and expanding acquired wealth. Some among them entrusted their financial fortunes to others, resulting in mismanagement.Financial literacy encompasses the embrace of fundamental financial comprehension, equipping individuals to navigate the intricate terrain of financial terminology and challenges. Finance constitutes an economic vernacular indispensable for all those seeking engagement in financial and economic realms, particularly those aspiring to cultivate enduring prosperity. It is imperative to clarify that I do not hold the credentials of a Financial Advisor, and the contents of this manuscript are not intended to offer accredited counsel on wealth generation.The precipice separating failure from triumph finds its locus in wisdom. Adeptness in knowledge is commendable, but the apex lies in the realm of sagacity. The fruition of dreams transpires through the conviction harboured by individuals who harnessed their self-belief into concrete achievements. The endowment of faith and the capacity to learn are bestowed upon all; their judicious employment enables us to realize our fullest potential. Possessing a discerning eye for auspicious opportunities and the ability to seize them shapes the trajectory of those endowed with vision, valour, audacity, faith, and empathy. Such attributes are paramount for navigating the journey of prosperity. The mental landscape, encompassing our attitude towards affluence and opulence, governs our comportment in alignment with our aspirations. The nexus between the narratives of wealth accumulation and pathways to self-actualization warrants vigilant scrutiny. While myriad impediments confront success, those resolute in self-empowerment possess an inherent advantage. Individuals aspiring to reshape their financial destinies must embark upon a re-evaluation of their present fiscal circumstances.

An accessible guide to the practical steps of essential project management activities, including developing a plan, building risks and issues logs and managing a project through to completion.

Financial Calendar and budget tracker The calendar aims to provide people with the ability to track their spending and have more insight into their spending habits. The aim is to cultivate healthy spending behaviors and develop financial soundness. The book will help persons to develop a yearly financial goal providing them the opportunity to write their goals down. The year is then broken down into months and days to see where their cash flow is being spent. This is important as people spend daily. Daily spending affects monthly spending, as such it is important to have those daily goals and track spending.

MOST PEOPLE WANT TO IMPROVE THEIR FINANCIAL POSITION - THE CHALLENGE IS HOW DO YOU DO THIS IN TODAY'S UNCERTAIN WORLD?The Wealth Playbook provides you with a step-by-step game plan to help you reduce financial stress.

Financial stability and peace of mind is important to all of us. This collection of 1000 practical quotes and timeless wisdom keys from renowned financial leaders, philosophers, and thinkers throughout history will inspire you towards financial freedom and peace of mind. Compiled with a general audience in mind, you are sure to discover timeless wisdom, insightful quotes, and practical advice on all aspects of money matters. How '1000 Timeless Quotes & Wisdom Keys on Money Matters' can benefit you:¿ Empowering Guidance: Inspiring quotes, actionable wisdom, and valuable financial strategies shared from leading experts in the field. Discover irrefutable financial wisdom to spur meaningful change and guide you towards financial success.¿ Practical Insight: Simple, practical nuggets, steps, and real-world applications of financial principles to make you think, laugh, or get to action. Empowers you to take control of your finances, make informed decisions, and ultimately achieve long-term financial peace of mind.¿ Fun and Imaginative: Money matters don't have to nerve-wrecking. Many of these quotes will make you smile, laugh out loud, or simply get your creative juice flowing!

You've said goodbye to the corporate hustle, and the world of retirement beckons. But is this truly the end, or perhaps the beginning of an exhilarating Encore?While many celebrate life's earlier milestones, the journey into retirement is seldom discussed, despite its immense possibilities. Charles and Bobbie Jones delve into this transformative stage, offering a guide that blends both insight and compassion. With the right mindset, retirement can be less of a final bow and more of a captivating encore.Encore: Embracing Your Retirement Journey and Living Your Best Life draws from the authors' personal experiences, capturing invaluable lessons to smooth your transition. It's not just about leaving behind a profession-it's about stepping into a life enriched by reflections on Family, Finances, Fears, Faith, and Friction.Dive in and discover how to wholeheartedly embrace the encore that retirement offers. Your best act might just be around the corner.

This workbook is a companion to the first Peaceful Prosperity book, Taking the Fear Out of Finance by Laura Redfern, CFP®, CeFT®. Taking the Fear Out of Finance is a journey up your financial mountain. Along the way, we consider you as a whole person and look at more than the money you have in the bank. We consider your financial well-being from multiple vantage points. We take mental breaks to journal, reflect, and process the experience. This workbook is YOUR space to do the work that is described in the book. The activities represent a "greatest hits" selection of the worksheets and exercises used over the years in the Peaceful Prosperity Workshops. All of them have been "approved" by workshop participants as worthwhile and helpful in taking the fear out of finance. From math-y spreadsheets to mindful meditations, you'll find a variety of activities here. If one doesn't particularly appeal to you, feel free to skip it and move on to another that does. You can give all of them a try and see what you can learn. · Discover your money blocks · Increase your income· Budget creatively· Improve your credit score· Describe your ideal life· Explore your balance sheet· Communicate more effectively about moneyThe entire Peaceful Prosperity program is designed to engage your mind, your heart, and your soul to make this a truly transformational experience. Together, we can take the fear out of finance and bring peaceful prosperity into YOUR life. Let's get started! Grab the workbook, a pen, and your favorite beverage (I'll be having tea), and let's take the fear out of finance.

If you trade your time for money, you will always put a limit on yourself. In this book are 100 ideas and strategies to make the factors of time and money independent of each other - as well as to be financially free. The described methods for passive income thereby range from low to high starting capital, from easy to difficult realization and from slow to fast implementation time. So be warned - the pages inside this book could possibly change your life forever. Provided that you desire a positive change and are willing to start on a journey far away from the comfort zone. Now it all comes down to one question: When does your adventure begin?When does your adventure begin?¿ 100 inventive and proven business ideas¿ Each idea with graphic illustration of the structure¿ Including templates for notes and own ideas¿ Total book length 248 pages

This book is designed for Financial Peace University® dropouts or those FPU graduates who need a little direction. If your Debt Snowball is Melting, your Emergency Fund needs to go to the ER, or if you tripped while trying to take some baby steps, then maybe this book can help.

How to spend less, save more and stop worrying about money.Ever find yourself wondering where all your money goes? You're not alone, and it's not your fault. You can blame technology, marketing, society at large and even your own brain - they all try to keep you spending, despite your best efforts. Now, in this fascinating book, award-winning mortgage broker and money coach Max Phelps will show you how to take back control.In Spending, Fast and Slow you will discover your money personality and why it can be so difficult to stick to a budget. Then, you'll learn how to implement Max's unique Fast and Slow System, a tried and tested banking structure and spending plan that helps you use technology and your own cognitive biases to reach your goals. This book will transform your relationship with money and better equip you to make choices that align with your unique values and goals.Spending, Fast and Slow is an invitation to a life of greater financial awareness, resilience and freedom - a life in which money ceases to be a source of stress and becomes a tool for achieving your dreams.

Discover helpful strategies that make stay at home parenting and living on a single income financially successful. At the same time, learn to enjoy your children and create the life you want, living simply and pursuing your dreams and goals.